AmbankWaco vs FBOT Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AmbankWaco
Manage your finances on the go with this mobile banking application. Check balances, review transaction history, and transfer funds between your accounts. Locate nearby ATMs and contact your local branch directly.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Find American Bank ATMs
- Contact local branch
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With the AmBank Mobile Banking app, you can check available balances, view transaction history, transfer between accounts, contact your local branch, and find American Bank ATMs in the area. To learn how we protect your privacy, please visit https://www.am.bank/mobile-privacy-disclosure
FBOT Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. Designed for existing Fidelity Bank of Texas online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks
- View latest account balance
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Start banking wherever you are with FBOT Mobile! Available to all Fidelity Bank of Texas online banking customers, FBOT Mobile allows you to check balances, make transfers, pay bills and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills -Easily pay bills anytime on the fly. Deposit Checks -Easily make a check deposit. All features may not be available in the tablet application.
Screenshots
Verdict
The clearest difference is monetization model: FBOT Mobile at free against AmbankWaco's free with in-app purchases. FBOT Mobile also leads on update cadence (every 6 weeks vs every 3 months) and iOS requirement (15.0 vs 17.0). AmbankWaco's advantage is rating (4.9 vs 4.6) and ratings volume (706 vs 73). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AmbankWaco holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: AmbankWaco has 706 ratings behind it against 73, so its average is the more settled of the two. Written reviews point the same way: 83% of AmbankWaco's written reviews are positive against 75% of FBOT Mobile's.
AmbankWaco ships an update every 3 months, FBOT Mobile every 6 weeks. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.
| Parameter | AmbankWaco | FBOT Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (706 ratings) — better | 4.6 (73 ratings) |
| Positive reviews | 82.6% of reviews — better | 75.0% of reviews |
| Number of ratings | 706 — better | 73 |
| Update frequency | Every 3 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 125 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | American Bank, N.A. | Fidelity Bank of Texas |
Customer experience
AmbankWaco
FBOT Mobile
Bugs and requests
AmbankWaco
Reported bugs
4 issues- Mobile deposit picture not accepted
- App freezes on loading screen
- Unable to access anything after update
- Cash back rewards always says needs activation
Requested features
2 requests- Make mobile deposit easier
- Link category spending from full site to app
FBOT Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AmbankWaco
No in-app purchases
FBOT Mobile
No in-app purchases
Questions
Is AmbankWaco free?
Is FBOT Mobile free?
Which has better reviews, AmbankWaco or FBOT Mobile?
Do AmbankWaco or FBOT Mobile have ads?
Which is updated more often, AmbankWaco or FBOT Mobile?
Other comparisons
