FBOT Mobile vs CBTWaco
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FBOT Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. Designed for existing Fidelity Bank of Texas online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks
- View latest account balance
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Start banking wherever you are with FBOT Mobile! Available to all Fidelity Bank of Texas online banking customers, FBOT Mobile allows you to check balances, make transfers, pay bills and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills -Easily pay bills anytime on the fly. Deposit Checks -Easily make a check deposit. All features may not be available in the tablet application.
CBTWaco
Manage your finances on the go with this banking app. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options like Touch ID and Face ID are available.
- Account balance checks
- Transaction search
- Inter-account transfers
- Bill payment
- Payee management
- Mobile check deposit
- Biometric login
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Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Manage Payees: •Ability to add new payees, existing payers, or delete payees directly from the mobile app. Deposits: •Submit check deposits using your device’s camera. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
Screenshots
Verdict
The clearest difference is review sentiment: FBOT Mobile at 75% against CBTWaco's 0%. FBOT Mobile also leads on rating (4.6 vs 2.6) and ads (none vs shown). CBTWaco's advantage is update cadence (daily vs every 6 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FBOT Mobile holds the better App Store score, 4.6 against 2.6. That said, the two scores are not equally well evidenced: FBOT Mobile has 67 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 75% of FBOT Mobile's written reviews are positive against 0% of CBTWaco's.
FBOT Mobile ships an update every 6 weeks, CBTWaco daily. The most recent releases landed on October 5, 2026 and October 2, 2026 respectively.
| Parameter | FBOT Mobile | CBTWaco |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (67 ratings) — better | 2.6 (5 ratings) |
| Positive reviews | 75.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 67 — better | 5 |
| Update frequency | Every 6 weeks | Daily — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 148 MB | 188 MB |
| Age rating | 4+ | 4+ |
| Developer | Fidelity Bank of Texas | Community Bank & Trust, Waco, Texas |
Customer experience
FBOT Mobile
CBTWaco
In-app purchases
FBOT Mobile
No in-app purchases
CBTWaco
No in-app purchases
Questions
Is FBOT Mobile free?
Is CBTWaco free?
Which has better reviews, FBOT Mobile or CBTWaco?
Do FBOT Mobile or CBTWaco have ads?
Which is updated more often, FBOT Mobile or CBTWaco?
Other comparisons
