Comparison

Railcard vs Split My Fare

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Railcard

Access and display your train ticket discounts directly on your mobile device. Never forget your discount card again and save on most train fares. Supports a wide variety of railcards for different traveler needs.

Highlights
  • Store railcards on mobile
  • Save 1/3 on train fares
  • Instant digital access
  • Supports multiple railcard types
  • Ready for next train journey
Read full description

With a Railcard, you'll enjoy ⅓ off most fares when you go by train. Download the app now so you will never forget your Railcard again- have your Railcard on your mobile, ready for your next train journey. Suitable for storing newly-purchased 16-25 Railcard, Santander 16-25 Railcard, 26-30 Railcard, Devon & Cornwall Railcard, Family & Friends Railcard, Senior Railcard, Two Together Railcard, Veterans Railcard, Disabled Persons Railcard, Network Railcard, and 16-17 Saver. *Most Railcards are available instantly on your mobile. However, 16-25 Railcards for those applying as mature students, Veterans Railcards and Disabled Persons Railcards may take up to 5 working days for approval.

About

Split My Fare

Discover the most affordable train tickets across the UK by utilizing split ticketing. This app automatically searches for combinations of tickets to significantly reduce your travel costs, offering savings of up to 90%. Receive instant e-tickets directly on your phone with no additional booking fees.

Highlights
  • Split ticket search for maximum savings
  • No booking or card fees
  • Instant e-tickets on your phone
  • Fast and secure payments
  • Save offline e-tickets
  • Apple Pay integration
Features
Read full description

Split My Fare finds cheap train tickets for journeys across Great Britain by splitting your trip into two or more tickets for the same train. It is built for UK rail passengers who want the lowest fare without paying a booking fee: search once, we compare advance, off-peak, flexible and split tickets from every train company, and you pay up to 90% less. Rated Excellent on Trustpilot and downloaded more than 100,000 times. Featured by MoneySavingExpert, the BBC, The Times, The Guardian, The Telegraph, The Independent and HuffPost. What you get with the Split My Fare app • Find the cheapest fares quickly - one search shows the cheapest and the most flexible fare for every train, with split tickets marked • Save up to 90% with split tickets - the saving is shown before you pay, and our customers save 26% on average • No booking or card fees - the price you see is the price you pay • E-tickets on your phone - download offline e-tickets or add them to Apple Wallet and go straight to the barrier • Live train updates - see your platform from the day before travel, then live departure and arrival times on the day • Rail sale alerts - get a notification when train companies release cheap advance tickets • Multiple railcards in one booking - add each passenger's railcard (16-25, 26-30, Senior, Two Together, Family & Friends, Disabled Persons and the other National Railcards) and every discount is applied in a single booking • Fast and secure payments - pay in seconds with Apple Pay or any major credit or debit card • Friendly support - a real team that replies quickly if your plans change How does split ticketing work? Instead of one ticket for your whole journey, we book two or more tickets for the same trip. For example, Leeds to Glasgow can be far cheaper as Leeds to Bingley, Bingley to Motherwell and Motherwell to Glasgow. You stay on the same train; the only difference is the price. We check automatically that your train stops at every split point. Is split ticketing legal? Yes. Split ticketing is permitted under the National Rail Conditions of Travel, and every ticket we sell is a normal National Rail ticket. Do I really save money with split tickets? Yes. Our customers save an average of 26%, and up to 90%, compared with buying a single ticket for the same journey. If a split is not cheaper, we simply show you the normal fare. Will I have to get on and off the train? No. You travel on the same train with no extra changes. Occasionally you may need to change seats along the way, and we try to avoid that wherever we can. What is the cheapest way to buy train tickets in the UK? Book in advance, use a railcard if you have one, and let a split ticket search compare every combination of fares. Split My Fare does all three in one search, with no booking fee on top. Which routes can I save on? Cheap train tickets and split ticket savings come up on intercity and commuter routes across Great Britain, including London to Manchester, Birmingham, Leeds, Edinburgh, Glasgow, Bristol, Newcastle and York, and thousands more. Download Split My Fare and pay less for your next train journey. Need help? Our friendly support team is here: https://www.splitmyfare.co.uk/help/

Screenshots

Railcard3 screens
Split My Fare4 screens

Verdict

The call

Railcard and Split My Fare both sit at 4.8 stars, but that hides the real split: 88% of Split My Fare's written reviews are positive against 44% of Railcard's. Split My Fare also leads on update cadence (every 10 days vs monthly). Railcard's advantage is monetization model (free vs free with in-app purchases) and ratings volume (7.3K vs 29). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Split My Fare holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Railcard has 7.3K ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 44% of Railcard's written reviews are positive against 88% of Split My Fare's.

UpkeepUpdate frequency

Railcard ships an update monthly, Split My Fare every 10 days. Both last shipped on October 25, 2026.

Scorecard4 real differences · 6 level
Railcard versus Split My Fare: the parameters behind the verdict, then further details
ParameterRailcardSplit My Fare
PriceFreeFree
Rating4.8 (7.3K ratings)5.0 (29 ratings) — better
Positive reviews43.8% of reviews87.7% of reviews — better
Number of ratings7.3K — better29
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size43 MB49 MB
Age rating4+4+
DeveloperNational RailRail Compare

Customer experience

Railcard

All ratings7,243 ratings
Positive94.8%
Neutral2.0%
Negative3.2%
Written reviews1,321 reviews
Positive43.8%
Neutral8.3%
Negative47.9%

Split My Fare

All ratings29 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews57 reviews
Positive87.7%
Neutral1.8%
Negative10.5%

Bugs and requests

Railcard

Reported bugs

3 issues
  • Railcard disappearing from app
  • Download codes not working
  • Incorrect/missing card details

Requested features

3 requests
  • Add to Apple Wallet
  • Automatic renewal reminders
  • Offline mode for digital cards

Split My Fare

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Railcard

No in-app purchases

None

Split My Fare

No in-app purchases

Questions

Is Railcard free?
Railcard is free to download, with no in-app purchases.
Is Split My Fare free?
Split My Fare is free to download, with no in-app purchases.
Which has better reviews, Railcard or Split My Fare?
Split My Fare is rated higher. Railcard averages 4.8 out of 5 from 7.3K ratings, while Split My Fare averages 5.0 from 29 ratings.
Do Railcard or Split My Fare have ads?
Neither Railcard nor Split My Fare shows ads.
Which is updated more often, Railcard or Split My Fare?
Railcard ships an update monthly, and Split My Fare every 10 days. Most recently, Railcard was updated on October 25, 2026 and Split My Fare on October 25, 2026.

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