Railcard vs Split My Fare
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Railcard
Access and display your train ticket discounts directly on your mobile device. Never forget your discount card again and save on most train fares. Supports a wide variety of railcards for different traveler needs.
- Store railcards on mobile
- Save 1/3 on train fares
- Instant digital access
- Supports multiple railcard types
- Ready for next train journey
Read full descriptionHide full description
With a Railcard, you'll enjoy ⅓ off most fares when you go by train. Download the app now so you will never forget your Railcard again- have your Railcard on your mobile, ready for your next train journey. Suitable for storing newly-purchased 16-25 Railcard, Santander 16-25 Railcard, 26-30 Railcard, Devon & Cornwall Railcard, Family & Friends Railcard, Senior Railcard, Two Together Railcard, Veterans Railcard, Disabled Persons Railcard, Network Railcard, and 16-17 Saver. *Most Railcards are available instantly on your mobile. However, 16-25 Railcards for those applying as mature students, Veterans Railcards and Disabled Persons Railcards may take up to 5 working days for approval.
Split My Fare
Discover the most affordable train tickets across the UK by utilizing split ticketing. This app automatically searches for combinations of tickets to significantly reduce your travel costs, offering savings of up to 90%. Receive instant e-tickets directly on your phone with no additional booking fees.
- Split ticket search for maximum savings
- No booking or card fees
- Instant e-tickets on your phone
- Fast and secure payments
- Save offline e-tickets
- Apple Pay integration
Read full descriptionHide full description
Split My Fare finds cheap train tickets for journeys across Great Britain by splitting your trip into two or more tickets for the same train. It is built for UK rail passengers who want the lowest fare without paying a booking fee: search once, we compare advance, off-peak, flexible and split tickets from every train company, and you pay up to 90% less. Rated Excellent on Trustpilot and downloaded more than 100,000 times. Featured by MoneySavingExpert, the BBC, The Times, The Guardian, The Telegraph, The Independent and HuffPost. What you get with the Split My Fare app • Find the cheapest fares quickly - one search shows the cheapest and the most flexible fare for every train, with split tickets marked • Save up to 90% with split tickets - the saving is shown before you pay, and our customers save 26% on average • No booking or card fees - the price you see is the price you pay • E-tickets on your phone - download offline e-tickets or add them to Apple Wallet and go straight to the barrier • Live train updates - see your platform from the day before travel, then live departure and arrival times on the day • Rail sale alerts - get a notification when train companies release cheap advance tickets • Multiple railcards in one booking - add each passenger's railcard (16-25, 26-30, Senior, Two Together, Family & Friends, Disabled Persons and the other National Railcards) and every discount is applied in a single booking • Fast and secure payments - pay in seconds with Apple Pay or any major credit or debit card • Friendly support - a real team that replies quickly if your plans change How does split ticketing work? Instead of one ticket for your whole journey, we book two or more tickets for the same trip. For example, Leeds to Glasgow can be far cheaper as Leeds to Bingley, Bingley to Motherwell and Motherwell to Glasgow. You stay on the same train; the only difference is the price. We check automatically that your train stops at every split point. Is split ticketing legal? Yes. Split ticketing is permitted under the National Rail Conditions of Travel, and every ticket we sell is a normal National Rail ticket. Do I really save money with split tickets? Yes. Our customers save an average of 26%, and up to 90%, compared with buying a single ticket for the same journey. If a split is not cheaper, we simply show you the normal fare. Will I have to get on and off the train? No. You travel on the same train with no extra changes. Occasionally you may need to change seats along the way, and we try to avoid that wherever we can. What is the cheapest way to buy train tickets in the UK? Book in advance, use a railcard if you have one, and let a split ticket search compare every combination of fares. Split My Fare does all three in one search, with no booking fee on top. Which routes can I save on? Cheap train tickets and split ticket savings come up on intercity and commuter routes across Great Britain, including London to Manchester, Birmingham, Leeds, Edinburgh, Glasgow, Bristol, Newcastle and York, and thousands more. Download Split My Fare and pay less for your next train journey. Need help? Our friendly support team is here: https://www.splitmyfare.co.uk/help/
Screenshots
Verdict
Railcard and Split My Fare both sit at 4.8 stars, but that hides the real split: 88% of Split My Fare's written reviews are positive against 44% of Railcard's. Split My Fare also leads on update cadence (every 10 days vs monthly). Railcard's advantage is monetization model (free vs free with in-app purchases) and ratings volume (7.3K vs 29). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Split My Fare holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Railcard has 7.3K ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 44% of Railcard's written reviews are positive against 88% of Split My Fare's.
Railcard ships an update monthly, Split My Fare every 10 days. Both last shipped on October 25, 2026.
| Parameter | Railcard | Split My Fare |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (7.3K ratings) | 5.0 (29 ratings) — better |
| Positive reviews | 43.8% of reviews | 87.7% of reviews — better |
| Number of ratings | 7.3K — better | 29 |
| Update frequency | Monthly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 43 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | National Rail | Rail Compare |
Customer experience
Railcard
Split My Fare
Bugs and requests
Railcard
Reported bugs
3 issues- Railcard disappearing from app
- Download codes not working
- Incorrect/missing card details
Requested features
3 requests- Add to Apple Wallet
- Automatic renewal reminders
- Offline mode for digital cards
Split My Fare
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Railcard
No in-app purchases
Split My Fare
No in-app purchases
Questions
Is Railcard free?
Is Split My Fare free?
Which has better reviews, Railcard or Split My Fare?
Do Railcard or Split My Fare have ads?
Which is updated more often, Railcard or Split My Fare?
Other comparisons















