Comparison

Xero Projects vs Zoho Spend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xero Projects

Manage your jobs from start to finish with this comprehensive tool. Create quotes, track project time and expenses, and send invoices to get paid faster. Monitor job profitability in real-time to optimize your business.

Highlights
  • Estimate job costs
  • Breakdown projects by tasks
  • Quotes & invoice faster
  • Track time multiple ways
  • Track expenses
  • Get paid faster with online payment
  • Monitor job profitability
Features
Read full description

Quote, track, invoice and get paid for jobs all within Xero, using Xero Projects - the all-in-one tool to track profitability on every job. Great Features: - Estimate job costs - Breakdown projects by tasks - Quotes & invoice faster and more accurately - Track time multiple ways - Track expenses - Get paid faster with online payment - Use timesheet to review time entries at a glance - Monitor job profitability in real-time How your business will benefit from Xero Projects: • Fully integrated with Xero: link your bills and expenses so you know exactly where every dollar was spent. • Estimate project costs: Build accurate budgets by breaking down projects into tasks and estimating time and expenses • Track time your way: add start-end times, use stop-start timer or location-based tracking for more accurate time tracking. • Fast, accurate quoting & invoicing: with all your job information in one place, it’s easy to send accurate quotes and invoices from the field or the office and get paid faster with online payments. • Get quotes accepted in a click: prospective customers can accept the quote with the click of a button • Get paid faster: Customise and send invoices, then accept online payment to wrap up jobs and get paid faster. You have full control over what your customers see. • Turn quotes into invoices in two taps. • Real time view of profitability: up-to-the-second dashboard views let you monitor and track performance - so you can maximise profitability of current jobs and enhance it on future projects. ABOUT XERO Xero ​is a beautiful, easy-to-use global online platform for small businesses and their professional advisors. It’s cloud-based accounting software that connects people with the numbers anytime, anywhere. And it gives you powerful practice tools to efficiently manage compliance and offer a broad range of advisory services. We started Xero to change the game for small businesses. Xero is now one of the fastest growing Software as a Service companies globally. We lead the New Zealand, Australian, and United Kingdom cloud accounting markets, employing a world-class team of more than 2,500 people. Xero has 2 million subscribers in more than 180 countries and seamlessly integrates with over 800 apps. Privacy policy: http://www.xero.com/about/legal/privacy Terms of use: http://www.xero.com/about/legal/terms

About

Zoho Spend

This app streamlines business spending by integrating procurement, AP automation, payroll, travel, and expense management. It automates workflows, captures receipts, and provides insights for better financial decision-making. Manage vendor onboarding, payments, and employee reimbursements efficiently.

Highlights
  • Automated procurement workflows
  • AP automation with 2-way/3-way matching
  • Payroll and tax compliance
  • Self-booking travel management
  • Automated expense receipt capturing
  • Corporate card management
  • Unified spend management dashboard
Features
Read full description

Zoho Spend is an industry first solution that covers all business spend categories—procurement, AP automation, business travel, employee expenses, and payroll. Set up simple workflows and bring in company wide adoption to bring spend under management. Here's a quick peek into the platform's capabilities: Procurement: Manage vendor onboarding, RFQs, purchase requisitions, purchase orders, bills, and more using the automated procurement capability within Zoho Spend AP automation: Implement 2-way and 3-way matching, payment approvals, digital payments, batch payments, and automated reconciliation with Zoho Spend's AP automation capabilities. Payroll management: Stay compliant with federal, state, and local tax laws and file taxes automatically. With advanced payroll capabilities, ensure timely deposit of salaries on time, every time. Business travel management: Leverage self-booking options, web check-ins and seat selections, flight alerts, best-in-price inventory, offline travel desk management, travel policy and compliance, and travel insights. Employee expense management: Zoho Spend's employee expense management automates the entire process from receipts to reimbursements. The module's capabilities include expense policy compliance, regulatory per diem, taxes and mileage compliance, budgets, custom approvals, automated receipt capturing for reimbursements, and more. Corporate card management: Real-time corporate card feeds, direct feed integrations, and integrations for cards issued by any bank and any provider can be managed with Zoho Spend. Unified spend management: A comprehensive dashboard where all your business spend is collated and showcased in beautiful, smart, and easy-to-comprehend graphs, charts, and data tables. The dashboard helps make strategic decisions for adjustments in budgets and objectives with the help of the right insights at the right time. Check out how Zoho Spend's employee portal app can help you manage your employee business spending Scan receipts in 15 different languages using the receipt scanner. Take a picture from your Zoho Spend app, and an expense will be created automatically. Zoho Spend's employee expense management automates the entire process from receipts to reimbursements. Manage all your salary, pay details, and year-to-date earnings with ease. Create purchase requests, manage approvals, and keep your procurement in check. Select flights, hotels, cabs, and trains based on the company's policy and have them sent for approval. Once approved, the tickets will be automatically booked. Manage mileage expense lifecycle from making mileage claims to tracking and reimbursements. Managers and admins can approve travel and purchase requests anywhere, anytime. Automatically track and log miles directly from the Zoho Spend App, convert business rides into reimbursable expenses, making mileage claims a breeze. Get instant notifications of your team's travel, procurement, and expense report updates and take action on them on the go. Connect your personal and corporate credit cards; Zoho Spend fetches card feeds instantly and converts the statements into expenses. Get quick insights on your business spend with analytics. Privacy Policy and Terms & Conditions: - https://www.zoho.com/privacy.html - https://www.zoho.com/spend/terms.html Disclaimer: Continued use of GPS running in the background can dramatically decrease battery life.

Screenshots

Xero Projects4 screens
Zoho Spend4 screens

Verdict

The call

The clearest difference is in-app purchases: Zoho Spend at none against Xero Projects's 1. Zoho Spend also leads on rating (5.0 vs 4.6) and update cadence (every 11 days vs monthly). Xero Projects's advantage is ads (none vs shown) and ratings volume (162 vs 1). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Xero Projects sells 1 in-app purchase, starting at $59.99 per month. Zoho Spend asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Zoho Spend holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Xero Projects has 162 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Xero Projects ships an update monthly, Zoho Spend every 11 days. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.

Scorecard8 real differences · 2 level
Xero Projects versus Zoho Spend: the parameters behind the verdict, then further details
ParameterXero ProjectsZoho Spend
PriceFreeFree
Rating4.6 (162 ratings)5.0 (1 ratings) — better
Positive reviews41.0% of reviews—
Number of ratings162 — better1
Update frequencyMonthlyEvery 11 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size41 MB724 MB
Age rating4+4+
DeveloperXero LtdZoho Corporation

Customer experience

Xero Projects

All ratings162 ratings
Positive93.8%
Neutral1.9%
Negative4.3%
Written reviews39 reviews
Positive41.0%
Neutral12.8%
Negative46.2%

Zoho Spend

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Xero Projects

Reported bugs

7 issues
  • Login issues
  • Daily entries get mixed up
  • Automatically changes date to today when reviewing time entry
  • Clock change hour bug
  • Impossible to get onto Xero me
Show 2 more
  • Two-step authentication process issues
  • Return key on keyboard doesn't work for new line in description

Requested features

35 requests
  • Ability to add photos to time entries
  • Add breaks to start/finish times
  • Select project when starting timer
  • Functionality to add documents to a Project
  • Desktop and browser timers
Show 30 more
  • Stopwatch linked to project recording
  • Grid view for time entries
  • Copy entries functionality
  • Enter time against the week
  • Charge per day option
  • Add photos of initial visit and work done
  • Profit and Loss by job report
  • Bulk edit/enter time for project task
  • More timer options
  • Detailed lines on invoices with descriptions and times
  • Option to share current time and publish work
  • Proper timesheet app with 7-day view
  • Ability to add breaks for mandatory meal breaks
  • Option to add photos of initial visit and work done
  • Add breaks to start/finish times for mandatory meal breaks
  • Select project when starting timer
  • Functionality to add documents to a Project
  • Desktop and browser timers
  • Stopwatch linked to project recording
  • Grid view for time entries
  • Copy entries functionality
  • Enter time against the week
  • Charge per day option
  • Add photos of initial visit and work done
  • Profit and Loss by job report
  • Bulk edit/enter time for project task
  • More timer options
  • Detailed lines on invoices with descriptions and times
  • Option to share current time and publish work
  • Proper timesheet app with 7-day view

Zoho Spend

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Xero Projects

Subscriptions1
  • Xero with Projects & Expenses$59.991 Month
None

Zoho Spend

No in-app purchases

Questions

Is Xero Projects free?
Xero Projects is free to download, with in-app purchases available.
Is Zoho Spend free?
Zoho Spend is free to download, with no in-app purchases.
Which has better reviews, Xero Projects or Zoho Spend?
Zoho Spend is rated higher. Xero Projects averages 4.6 out of 5 from 162 ratings, while Zoho Spend averages 5.0 from 1 ratings.
Do Xero Projects or Zoho Spend have ads?
Zoho Spend shows ads; Xero Projects does not.
Which is updated more often, Xero Projects or Zoho Spend?
Xero Projects ships an update monthly, and Zoho Spend every 11 days. Most recently, Xero Projects was updated on October 20, 2026 and Zoho Spend on October 15, 2026.

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