Comparison

Connective Smart Options vs Firstmac Broker Tools

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Connective Smart Options

Access your accounts in real-time on the go with smart features like quick login, instant transaction viewing, and secure payment options. Manage your cards, receive transaction alerts, and locate nearby ATMs for convenient financial management.

Highlights
  • Real-time account access
  • Quick login (4-digit/TouchID)
  • View balances without logging in
  • Immediate payments and transfers
  • Transaction notifications
  • Temporary card blocking
  • ATM locator
Features
Read full description

Connective's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: β€’ 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts β€’ View the balances of accounts you choose without needing to log in β€’ Real time balances and transaction records for each of your supported Connective accounts β€’ Find nearby rediATMs β€’ Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app β€’ Easily retrieve account information β€’ Added security with real time notifications whenever a transaction is processed β€’ Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind β€’ Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Connective app, please contact us on 1300 65 66 37 The app requests the following permissions: β€’ Push notifications: Receive push notifications for transactions and activity on your account. β€’ Location services: Find nearby ATMs

About

Firstmac Broker Tools

This finance app provides brokers with a serviceability calculator to assess customer financial details using the latest HEM data. It offers easy biometric login and will progressively add features for accessing deal information, rates, and policies.

Highlights
  • Interactive serviceability calculator
  • Biometric login (fingerprint)
  • Contact details for BDMs and support
  • Access to latest rates and policies (future)
  • Deal information management (future)
Features
Read full description

The key feature of this first version of Firstmac Broker Tools is our new, interactive serviceability calculator. To get an answer from the serviceability calculator, just enter your customer’s financial details. The app will do the rest for you, using our latest HEM data. Firstmac Broker Tools has been designed to be very easy to use. It even includes a biometric login so you don’t need to enter a password. Firstmac Broker Tools will be progressively updated and will soon be the quickest place for brokers to access the the latest information on their deals, as well as our rates and policies. The app will be released in a series of versions, each of which will offer a new element of functionality for brokers. Top features: > Full contact details for all of our BDMs and support team members arranged by their function > A personal debt servicing calculator > Fingerprint login Firstmac Limited ACN 094 145 963 Australian Credit Licence 290600

Screenshots

Connective Smart Options3 screens
Firstmac Broker Tools3 screens

Verdict

The call

The clearest difference is review sentiment: Connective Smart Options at 100% against Firstmac Broker Tools's 50%. Connective Smart Options also leads on iOS requirement (12.0 vs 16.0). Firstmac Broker Tools's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Connective Smart Options ships an update every 3 months, Firstmac Broker Tools every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences Β· 5 level
Connective Smart Options versus Firstmac Broker Tools: the parameters behind the verdict, then further details
ParameterConnective Smart OptionsFirstmac Broker Tools
PriceFreeFree
Positive reviews100.0% of reviews β€” better50.0% of reviews
Update frequencyEvery 3 monthsEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS12.0 β€” better16.0
Further details β€” not scored
Size144 MB58 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedFirstMac

Customer experience

Connective Smart Options

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Firstmac Broker Tools

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Connective Smart Options

No in-app purchases

None

Firstmac Broker Tools

No in-app purchases

Questions

Is Connective Smart Options free?
Connective Smart Options is free to download, with no in-app purchases.
Is Firstmac Broker Tools free?
Firstmac Broker Tools is free to download, with no in-app purchases.
Do Connective Smart Options or Firstmac Broker Tools have ads?
Neither Connective Smart Options nor Firstmac Broker Tools shows ads.
Which is updated more often, Connective Smart Options or Firstmac Broker Tools?
Connective Smart Options ships an update every 3 months, and Firstmac Broker Tools every 3 weeks. Most recently, Connective Smart Options was updated on November 2, 2026 and Firstmac Broker Tools on November 3, 2026.

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