Comparison

Connective Smart Options vs IC Funds

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Connective Smart Options

Access your accounts in real-time on the go with smart features like quick login, instant transaction viewing, and secure payment options. Manage your cards, receive transaction alerts, and locate nearby ATMs for convenient financial management.

Highlights
  • Real-time account access
  • Quick login (4-digit/TouchID)
  • View balances without logging in
  • Immediate payments and transfers
  • Transaction notifications
  • Temporary card blocking
  • ATM locator
Features
Read full description

Connective's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: • 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts • View the balances of accounts you choose without needing to log in • Real time balances and transaction records for each of your supported Connective accounts • Find nearby rediATMs • Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app • Easily retrieve account information • Added security with real time notifications whenever a transaction is processed • Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind • Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Connective app, please contact us on 1300 65 66 37 The app requests the following permissions: • Push notifications: Receive push notifications for transactions and activity on your account. • Location services: Find nearby ATMs

About

IC Funds

Securely access your investment portfolio, holdings, and financial documents. Review account data, view details, and contact your advisor or customer support. Available to eligible investors registered with Infinity Alpha Funds Management.

Highlights
  • Secure portfolio access
  • View holdings and details
  • Access financial documents
  • Contact assigned advisor
  • Customer support access
Features
Read full description

IC Funds provides verified investors with secure access to their investment portfolio, holdings, product information, documents and distribution statements. Users can review account data, view holding details, contact their assigned adviser and access customer support. Access is available to eligible investors and prospective investors registered with Infinity Alpha Funds Management. Information displayed in the app is general information only and does not constitute personal financial advice. Investment returns are not guaranteed.

Screenshots

Connective Smart Options3 screens
IC Funds3 screens

Verdict

The call

The clearest difference is update cadence: IC Funds at every 5 days against Connective Smart Options's every 3 months. Connective Smart Options's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.2). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Connective Smart Options ships an update every 3 months, IC Funds every 5 days. The most recent releases landed on November 2, 2026 and November 10, 2026 respectively.

Scorecard3 real differences · 7 level
Connective Smart Options versus IC Funds: the parameters behind the verdict, then further details
ParameterConnective Smart OptionsIC Funds
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better16.2
Further details — not scored
Size144 MB39 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedIC

Customer experience

Connective Smart Options

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

IC Funds

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Connective Smart Options

No in-app purchases

None

IC Funds

No in-app purchases

Questions

Is Connective Smart Options free?
Connective Smart Options is free to download, with no in-app purchases.
Is IC Funds free?
IC Funds is free to download, with no in-app purchases.
Do Connective Smart Options or IC Funds have ads?
Neither Connective Smart Options nor IC Funds shows ads.
Which is updated more often, Connective Smart Options or IC Funds?
Connective Smart Options ships an update every 3 months, and IC Funds every 5 days. Most recently, Connective Smart Options was updated on November 2, 2026 and IC Funds on November 10, 2026.

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