Click Loans vs SunBox

Click's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: • 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts • View the balances of accounts you choose without needing to log in • Real time balances and transaction records for each of your supported Click accounts • Find nearby rediATMs • Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app • Easily retrieve account information • Added security with real time notifications whenever a transaction is processed • Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind • Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Click app, please contact us on 1300 797 783 The app requests the following permissions: • Push notifications: Receive push notifications for transactions and activity on your account. • Location services: Find nearby ATMs

Saving for a home, car or even a holiday can be challenging. SunBox is passionate about helping you achieve these goals by making your saving journey easier! SunBox is an interest free group saving platform that uses a rotating savings and credit association model which is also known as ROSCA. What is ROSCA? The ROSCA model works by allowing a group of people to contribute a fixed amount of money on a weekly or monthly basis. The total amount saved by the group in the week or monthly is then paid to one member in the group. This process is repeated until each member in the group receives the total saved amount in one cycle. ROSCA is a popular form of saving that is used all throughout the world. It is known by different names including: Sundook (Sudan), Palugwana (Philippines), Chit Fund (India), Hui (China), Tandas (Latin America) or by many other names around the world. SunBox Key Benefits 1. Generate Money Flow SunBox allows you to generate a large sum of money with a relatively small investment. You can raise funds through your group to overcome your personal limitations to raise money consistently. If you are looking for a way to save smarter, give this app a try now! 2. Save Money With Trusted People SunBox allows you to invite your friends and family to form a savings group with people you trust. You can help your friends and family while they help you to achieve your goals. SunBox creates a safe environment for you to save money. 3. Get a Loan Easily SunBox allows you to get a personal loan without interest. Your savings group collects funds and makes them available online for you to use. Essentially, you get a loan from direct lenders who you also help. SunBox goes the extra mile and everyone Box protection so that not even a missed payment will stop you achieving your goals! KEY FEATURES Within SunBox, users can create a box, invite friends and family and keep track of the contributions and payments to each participant. Users can also join other boxes that you get invited to and can keep track of all the boxes you are participating in as well as the history of participated boxes Users can contact SunBox via help@sunboxapp.com regarding any questions or feedback any time! Make sure to also follow us on Instagram, Twitter and FaceBook! Tell us about your experience on the app. Download SunBox now! Access the safe and interest free savings and loans available. Raise money and put it to good use while helping your friends and family. Founder: Ahmed Dere