Comparison

Smart Money vs SunBox

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Money

Manage your finances on the go. View balances, transfer funds, pay bills, and track transactions. Securely access your accounts, manage debit cards, and handle loan repayments with ease. Download transaction history and communicate directly with support.

Highlights
  • View account balances
  • Transfer money
  • Pay bills
  • Transaction history
  • Debit card management
  • Loan repayment management
  • Download transactions
Features
Read full description

Top features • See your balance, access your accounts, transfer money and pay bills • View your account transaction history • Instantly activate, and change your PIN on your debit card • Manage your loan repayments or change your transfer limit • Access and edit your Biller and Pay Anyone lists • Download your transactions in multiple formats • Multiple contact forms to request specific changes to your accounts • Messaging Service to contact us directly via the app Loans.com.au Online Services is secure and can only be accessed with your Access Code. All data is protected with high-grade encryption.

About

SunBox

Read full description

Saving for a home, car or even a holiday can be challenging. SunBox is passionate about helping you achieve these goals by making your saving journey easier! SunBox is an interest free group saving platform that uses a rotating savings and credit association model which is also known as ROSCA. What is ROSCA? The ROSCA model works by allowing a group of people to contribute a fixed amount of money on a weekly or monthly basis. The total amount saved by the group in the week or monthly is then paid to one member in the group. This process is repeated until each member in the group receives the total saved amount in one cycle. ROSCA is a popular form of saving that is used all throughout the world. It is known by different names including: Sundook (Sudan), Palugwana (Philippines), Chit Fund (India), Hui (China), Tandas (Latin America) or by many other names around the world. SunBox Key Benefits 1. Generate Money Flow SunBox allows you to generate a large sum of money with a relatively small investment. You can raise funds through your group to overcome your personal limitations to raise money consistently. If you are looking for a way to save smarter, give this app a try now! 2. Save Money With Trusted People SunBox allows you to invite your friends and family to form a savings group with people you trust. You can help your friends and family while they help you to achieve your goals. SunBox creates a safe environment for you to save money. 3. Get a Loan Easily SunBox allows you to get a personal loan without interest. Your savings group collects funds and makes them available online for you to use. Essentially, you get a loan from direct lenders who you also help. SunBox goes the extra mile and everyone Box protection so that not even a missed payment will stop you achieving your goals! KEY FEATURES Within SunBox, users can create a box, invite friends and family and keep track of the contributions and payments to each participant. Users can also join other boxes that you get invited to and can keep track of all the boxes you are participating in as well as the history of participated boxes Users can contact SunBox via help@sunboxapp.com regarding any questions or feedback any time! Make sure to also follow us on Instagram, Twitter and FaceBook! Tell us about your experience on the app. Download SunBox now! Access the safe and interest free savings and loans available. Raise money and put it to good use while helping your friends and family. Founder: Ahmed Dere

Screenshots

Smart Money4 screens
SunBox4 screens

Verdict

The call

The clearest difference is device support: Smart Money at 2 against SunBox's —. SunBox's advantage is iOS requirement (12.0 vs 16.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
Smart Money versus SunBox: the parameters behind the verdict, then further details
ParameterSmart MoneySunBox
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews13.5% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeks—
AdsNo—
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — better—
Requires iOS16.012.0 — better
Further details — not scored
Size88 MB44 MB
Age rating4+4+
DeveloperLoans.com.auKEZA STUDIO LTD

Bugs and requests

Smart Money

Reported bugs

26 issues
  • Blank white screen on launch
  • App crashes frequently
  • Live chat crashing
  • App disconnects during chat
  • Direct debit changes don't stick
Show 21 more
  • Cannot add or edit payees
  • Transaction errors
  • App not recovering from suspension
  • App pauses audio apps
  • App autologs out after first action
  • SSL deprecated
  • App not updated for years
  • No landscape view on iPad
  • App crashing on iPhone SE
  • App not working since iOS 15 update
  • App gets stuck on iPhone
  • App freezes constantly
  • App hangs after using different usernames
  • App takes 20-25 seconds to authenticate
  • App has dead-end links
  • Payments take days to appear
  • App has glitches and shuts down
  • App cannot view statements or balances
  • App prompts to change password every login
  • App has clunky navigation
  • App has too much loading

Requested features

16 requests
  • Update GUI
  • Fix app crashing live chat
  • Fix app not opening
  • Fix transaction errors
  • Fix app not recovering from suspension
Show 11 more
  • Fix app pausing audio apps
  • Fix sign out button placement
  • Implement Face ID (older reviews)
  • Email receipts and confirmations
  • Support landscape mode on iPad
  • Consolidate apps
  • Fix PayID functionality
  • Remember login info
  • Implement Touch ID (older reviews)
  • Allow copy-paste for login (older reviews)
  • Character counter for payment descriptions

SunBox

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Smart Money

No in-app purchases

None

SunBox

No in-app purchases

Questions

Is Smart Money free?
Smart Money is free to download, with no in-app purchases.
Is SunBox free?
SunBox is free to download, with no in-app purchases.

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