Comparison

ADBL Smart Plus vs Gurkhas Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ADBL Smart Plus

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant online payments. Access account information easily and enjoy user-friendly banking services.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Instant online payments
  • Account information access
  • Secure 128-bit SSL encryption
Features
Read full description

ADBL Smart is Agricultural Development Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Agricultural Development Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features ADBL Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Agricultural Development Bank, and you need to subscribe to the Agricultural Development Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. ADBL Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

Gurkhas Smart

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, top-ups, fund transfers, and QR code payments easily. Access account information and enjoy convenient banking anytime, anywhere.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure 128-bit SSL encryption
Read full description

Gurkhas Smart is Gurkhas Finance Ltd's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Gurkhas Finance Ltd. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Gurkhas Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Gurkhas Finance Ltd, and you need to subscribe to the Gurkhas Finance Ltd's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Gurkhas Smart is a Member of Fonepay Network. Smart Banking for Smart People.

Screenshots

ADBL Smart Plus3 screens
Gurkhas Smart4 screens

Verdict

The call

The clearest difference is review sentiment: ADBL Smart Plus at 40% against Gurkhas Smart's 0%. ADBL Smart Plus also leads on rating (3.4 vs 3.0) and ratings volume (22 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ADBL Smart Plus holds the better App Store score, 3.4 against 3.0. That said, the two scores are not equally well evidenced: ADBL Smart Plus has 22 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of ADBL Smart Plus's written reviews are positive against 0% of Gurkhas Smart's.

UpkeepUpdate frequency

ADBL Smart Plus ships an update monthly, Gurkhas Smart every 3 months. The most recent releases landed on October 10, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 6 level
ADBL Smart Plus versus Gurkhas Smart: the parameters behind the verdict, then further details
ParameterADBL Smart PlusGurkhas Smart
PriceFreeFree
Rating3.4 (22 ratings) — better3.0 (2 ratings)
Positive reviews40.0% of reviews — better0.0% of reviews
Number of ratings22 — better2
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.412.4
Further details — not scored
Size173 MB166 MB
Age rating4+17+
DeveloperAgricultural Development Bank Ltd.Gurkhas Finance Ltd.

Customer experience

ADBL Smart Plus

All ratings22 ratings
Positive59.1%
Neutral4.5%
Negative36.4%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

Gurkhas Smart

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

ADBL Smart Plus

No in-app purchases

None

Gurkhas Smart

No in-app purchases

Questions

Is ADBL Smart Plus free?
ADBL Smart Plus is free to download, with no in-app purchases.
Is Gurkhas Smart free?
Gurkhas Smart is free to download, with no in-app purchases.
Which has better reviews, ADBL Smart Plus or Gurkhas Smart?
ADBL Smart Plus is rated higher. ADBL Smart Plus averages 3.4 out of 5 from 22 ratings, while Gurkhas Smart averages 3.0 from 2 ratings.
Do ADBL Smart Plus or Gurkhas Smart have ads?
Neither ADBL Smart Plus nor Gurkhas Smart shows ads.
Which is updated more often, ADBL Smart Plus or Gurkhas Smart?
ADBL Smart Plus ships an update monthly, and Gurkhas Smart every 3 months. Most recently, ADBL Smart Plus was updated on October 10, 2026 and Gurkhas Smart on October 7, 2026.

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