S PAY GLOBAL vs myBSN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
S PAY GLOBAL
This e-wallet app facilitates secure digital payments for bills and purchases at participating merchants. Users can easily top up their balance and enjoy a cashless lifestyle with features like QR code payments, bill splitting, and peer-to-peer transfers.
- Scan & Pay using QR Codes
- Split bills
- Peer to peer fund transfers
- Loyalty Rewards discounts
- Bill subscription and payment
- Transaction history
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SPayGlobal (also known as Sarawak Pay) is the Sarawak Government Fintech mobile app platform that provides a convenient and secured e-wallet functionality. Users can make digital payment for bills and purchases at participating merchants. Users can top up their e-wallet through internet banking and credit cards and enjoy the convenience of cashless payments. SPayGlobal allows users to: - Scan & Pay using QR Codes - Split bills amongst SPayGlobal users - Perform peer to peer fund transfers - Enjoy discounts vouchers within Loyalty Rewards - Purchase and renew insurance, pay study loans, order food, make donations, pay for street parking, etc. - Subscribe, manage and pay your bills - Check transaction history conveniently - Search or view merchant listing - Register and operate an Individual Merchant Account SPayGlobal is operated by SiliconNet Technologies Sdn Bhd (SNT), on behalf of the Sarawak Government. SNT holds an eWallet license from Bank Negara Malaysia. This App is available in English. Download Now to begin your cashless lifestyle! It’s FREE! Need assistance? Email us at customerservice@spayglobal.my Like and follow our Facebook page at @S PAY GLOBAL.
myBSN
Manage your finances conveniently with this user-friendly mobile banking application. Perform everyday banking tasks, make payments, and transfer funds securely with just a few taps. Enjoy a personalized and time-saving banking experience.
- Account balance tracking
- QR code payments
- DuitNow transfers
- BSN Credit Card payments
- Loan and financing payments
- Bookmarked payees
- BSNsecure transaction authorization
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Check out the new myBSN Mobile App! It's an easy and convenient way to handle your banking. Just use your current myBSN Internet Banking ID to log in. Get ready for a simple and personalized way to manage your money. Day to day banking is easier with this user friendly myBSN mobile app: Easy to Use: - Keep track of your account balance, pay with QR Codes - Quickly check your account, pay with QR codes - Make DuitNow tranfers, pay your BSN Credit Cards, financing or loans with just a few taps Time Saving: - Get to important banking tasks right from the main screen. - Bookmark your usual payees for faster payment Seamless & Secure: - Feel safe with BSNsecure. It protects your transactions without needing SMS approvals – just tap to authorise. Coming Soon: Stay tuned for more great features on the myBSN Mobile App. We're always working to make your banking better. We Value Your Input! The myBSN Mobile App is new, and we'd love your help to make it better. Try it out, tell us what you think, and help us improve. Start using the new app by downloading, registering, and exploring all it has to offer. For more info, visit www.bsn.com.my.
Screenshots
Verdict
The clearest difference is rating: myBSN at 2.6 against S PAY GLOBAL's 1.9. S PAY GLOBAL's advantage is review sentiment (23% vs 0%) and iOS requirement (12.0 vs 15.5). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
myBSN holds the better App Store score, 2.6 against 1.9. Both are backed by a comparable volume of ratings — 9 and 8 respectively. Written reviews complicate that: 23% of S PAY GLOBAL's written reviews are positive against 0% of myBSN's, so the app with the better star average is not the one people write more warmly about.
S PAY GLOBAL ships an update every 5 weeks, myBSN monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | S PAY GLOBAL | myBSN |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (9 ratings) | 2.6 (8 ratings) — better |
| Positive reviews | 23.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 9 — better | 8 |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 50 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | Sarawak State Government | Bank Simpanan Nasional |
Customer experience
S PAY GLOBAL
myBSN
In-app purchases
S PAY GLOBAL
No in-app purchases
myBSN
No in-app purchases
