Fortera Credit Union vs Tip'd
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fortera Credit Union
Manage your finances conveniently on the go with this mobile banking application. Access account balances, pay bills, deposit checks, and locate branches or ATMs securely from your device.
- Check account balances and transaction history
- Pay bills and credit cards
- Deposit checks
- Transfer money between accounts
- Find branches and ATMs
- Send messages
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Fortera Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone or iPad! You can manage your accounts, pay bills, find ATMs, and more! Bank with confidence - Fortera Credit Union’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone or iPad. It’s fast, secure and free. With Fortera Credit Union Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Deposit Checks • Transfer money between Fortera Credit Union accounts • Find the nearest Fortera Credit Union branches and ATMs • Send us a message
Tip'd
Easily track tips, hours, and paychecks across multiple jobs. Features home screen widgets for quick logging and progress tracking. Set savings goals and manage pay stubs with export options.
- Log cash and card tips, tip-out, and hours
- Track earnings by job and position
- Home screen widgets for quick logging
- Set and track savings goals
- Record and attach pay stubs
- Import historical shift data
- Export yearly summaries as PDF/spreadsheet
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Keeping track of your tips shouldn’t be another shift. Tip’d is a free tip tracker for servers, bartenders, hosts and food runners. Keep your tips, hours, paychecks and goals together across every restaurant job you work. No ads. No account. CLOCK OUT. LOG IT. DONE. • Add cash tips, card tips, tip-out and hours in a few taps. • Choose the job, position and shift you worked. • Tip’d adds your hourly wages and subtracts tip-out to calculate your total and hourly pay. ASK SIRI • “Log a shift in Tip’d” — Siri asks for your tips and hours and reads the shift back before it saves. • “How much did I make this week in Tip’d” or “What is my hourly pay in Tip’d” — answered from your shifts. • Use Siri and Shortcuts to check goals, add savings and open the tools you need. TIP’D, ELEGANTLY UNFOLDED Made for iPhone Duo. Open your phone and Tip’d unfolds with it, giving your shifts, earnings and goals room to breathe. • See your calendar and shift details side by side. • Enjoy layouts made for the wider screen, from stats and goals to settings and forms. • Fold it closed and return to the familiar iPhone layout. HOME SCREEN AND LOCK SCREEN WIDGETS Tip’d Widget Pack includes six widgets: • Log a Shift opens a new shift with your job selected. • Goal Jar shows your progress toward a goal. • This Week shows how your week is adding up. • Month at a Glance puts your daily earnings on a calendar. • Year at a Glance shows your earnings across the year. • Lock Screen rings fill toward your week, month or year target. Each Home Screen widget can have its own theme and light or dark appearance, separate from the app. ALREADY HAVE A SHIFT HISTORY? • Switching tip apps? Export your history; Tip’d reads what it can and asks about the rest. • Import CSV, TSV, text and Excel files, photos, screenshots, PDFs and pasted notes. • Review one summary before saving, and change how Tip’d read it if needed. • Undo an import if you need to. Import files are read on your phone, with on-device Apple Intelligence helping when available. You can import without it too. PICK YOUR COLORS • Choose Fern, Ocean, Ember, Burgundy or Graphite. • Use light or dark mode, with matching job and goal colors. • Available in English, Spanish, Arabic, Chinese (Simplified), Filipino, French, Hindi, Korean, Portuguese (Brazil) and Vietnamese. SEE WHICH SHIFTS PAY BEST • Check your week and month day by day, with a calendar colored by job. • See your average hourly pay with tips, weekly and monthly averages, and best and slowest days. • Compare positions, shifts and days of the week. Find out how Friday bartending stacks up against Sunday brunch. • Follow your earnings over time with shift charts and weekly totals. KEEP YOUR JOBS STRAIGHT • Give each job its own color and its own positions. • Set the hourly rate for each position. • Filter your numbers by job or look at everything together. SAVE FOR SOMETHING • Create a goal for rent, a trip or whatever you’re putting money aside for. • Add amounts to its jar as you save. Nothing goes in automatically. • See how much you’ve set aside and what’s left from this week’s earnings. KEEP THE PAPERWORK TOGETHER • Record paychecks and attach photos of your pay stubs. • Attach a stub photo or PDF to a new paycheck and Tip’d fills in what it can read, for you to check and save. • Check your paycheck totals for the year. • Export a yearly summary as a PDF or spreadsheet. YOUR DATA • Your records are saved on your iPhone and sync through your private iCloud when enabled. • We don’t collect your shift data, and there are no ads or tracking. I made Tip’d for my wife, who works in restaurants, and for everyone juggling shifts, tips and more than one job. Widget Pack is an optional monthly auto-renewing subscription. Shift logging, stats, trends, goals, paychecks and imports stay free. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://usetipd.com/privacy/
Screenshots
Verdict
The clearest difference is review sentiment: Tip'd at 100% against Fortera Credit Union's 60%. Tip'd also leads on update cadence (every 5 days vs every 4 months) and rating (5.0 vs 4.8). Fortera Credit Union's advantage is in-app purchases (none vs 1) and ratings volume (5.1K vs 8). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Tip'd sells 1 in-app purchase, starting at $0.99 per month. Fortera Credit Union asks for nothing beyond the download.
Tip'd holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Fortera Credit Union has 5.1K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 60% of Fortera Credit Union's written reviews are positive against 100% of Tip'd's.
Fortera Credit Union ships an update every 4 months, Tip'd every 5 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | Fortera Credit Union | Tip'd |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5.1K ratings) | 5.0 (8 ratings) — better |
| Positive reviews | 60.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 5.1K — better | 8 |
| Update frequency | Every 4 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 153 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Fortera Credit Union | Joseph West |
Customer experience
Fortera Credit Union
Tip'd
Bugs and requests
Fortera Credit Union
Reported bugs
2 issues- Mobile check deposit not working
- App not opening on certain devices
Requested features
3 requests- Real-time transaction updates
- Ability to view joint accounts
- Pending charge visibility
Tip'd
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Fortera Credit Union
No in-app purchases
Tip'd
- Tip’d Widget Pack$0.991 Month
Questions
Is Fortera Credit Union free?
Is Tip'd free?
Which has better reviews, Fortera Credit Union or Tip'd?
Do Fortera Credit Union or Tip'd have ads?
Which is updated more often, Fortera Credit Union or Tip'd?
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