Мой О! + Банк vs АБ24
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Мой О! + Банк
This super app combines mobile banking, a personal account for a mobile operator, and a marketplace. It allows users to manage finances, pay bills, shop online, book flights, and earn rewards, all in one place.
- Mobile banking with accounts and cards
- Bill payments and government services
- Online marketplace with diverse goods
- Flight booking and travel deals
- Loyalty bonuses and cashback
- Personal mobile operator account management
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Мобильный банк, связь и платежи в Кыргызстане — всё в одном приложении. Карта Visa онлайн, переводы без комиссии в Казахстан и Узбекистан, оплата коммунальных услуг, кешбэк до 20%. Работает с любой SIM-картой. Банк в телефоне: карта Visa или Элкарт, кредит онлайн, депозиты и счета — без единого визита в офис. Переводы в Казахстан, в Узбекистан без комиссии, на карты Visa в 140+ стран. Получайте деньги из России через Astrasend. 2500+ сервисов без очередей: комуслуги, налоги, штрафы, патент, госуслуги, ОСАГО. Кешбэк до 20% за платежи картой O!Bank, по QR или в приложении. Связь О! и интернет Saima, 125 000+ товаров на O!Market с доставкой 24/7, авиабилеты в O!Travel и подарочные карты. Поддержка 24/7: 9999 и +996 700 000 999
АБ24
Manage your finances securely and conveniently from your mobile device. This platform offers remote identification for quick customer registration and easy access to your funds.
- Remote identification for quick registration
- Secure money management
- Convenient mobile access
- User-friendly interface
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“AБ24” — это платформа дистанционного банковского обслуживания, позволяющая быстро, удобно, а главное безопасно управлять своими денежными средствами с помощью мобильного телефона. Теперь стать нашим клиентом и зарегистрироваться в «АБ24» можно за считанные минуты благодаря сервису удаленной идентификации. * Дополнительную информацию Вы можете получить в ближайших отделениях «Айыл Банка» или по следующим номерам Call-центра: 0 312/556/707/222 68 00 00, 0 770 55 11 00 (WhatsApp).
Screenshots
Verdict
The clearest difference is rating: Мой О! + Банк at 4.5 against АБ24's 3.0. Мой О! + Банк also leads on ratings volume (476 vs 10) and update cadence (every 2 weeks vs every 6 weeks). АБ24's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Мой О! + Банк holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: Мой О! + Банк has 476 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 24% of Мой О! + Банк's written reviews are positive against 20% of АБ24's.
Мой О! + Банк ships an update every 2 weeks, АБ24 every 6 weeks. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.
| Parameter | Мой О! + Банк | АБ24 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (476 ratings) — better | 3.0 (10 ratings) |
| Positive reviews | 24.5% of reviews — better | 20.0% of reviews |
| Number of ratings | 476 — better | 10 |
| Update frequency | Every 2 weeks — better | Every 6 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12 — better |
| Further details — not scored | ||
| Size | 298 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | NUR Telecom LLC | OAO Ayil Bank |
Customer experience
Мой О! + Банк
АБ24
Bugs and requests
Мой О! + Банк
Reported bugs
21 issues- App not working after a day
- Slow download speeds
- Identification takes hours
- Service unavailable without warning
- Unable to transfer money between balance and bank account
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- Difficulty withdrawing money from balance
- Money transfer cancellation
- Internet not working for days
- App lags and doesn't work
- Internet glitches due to frequent updates
- Robot not working offline
- Unable to donate to games
- Automatic deduction of money
- App not updating on older phones
- App not working on iOS 12.4.8
- Widget shows error
- App crashes
- App doesn't launch
- App closes unexpectedly
- No Face ID in new version
- Chat connection issues
Requested features
7 requests- Add push notifications for internet payments
- Create a separate app for 'My O' users
- Allow robot to work offline
- Add option for full English translation
- Allow adding favorite accounts/phone numbers for payments
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- Categorize payment providers with logos
- Alphabetical sorting of payment providers
АБ24
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Мой О! + Банк
No in-app purchases
АБ24
No in-app purchases
