Comparison

SWiP vs Dolyame

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SWiP

This app allows you to earn bonuses and pay for purchases using your smartphone. It eliminates the need for physical loyalty cards and cash by integrating payment and loyalty programs. Track your progress and savings directly on the main screen.

Highlights
  • Earn bonuses on purchases
  • Pay with smartphone
  • Integrate loyalty cards
  • Track savings and progress
  • Multiple payment options (SBP, bank card, cash)
  • Quick registration
Features
Read full description

SWiP - это лучшее мобильное приложение, с помощью которого вы можете получать бонусы и оплачивать свои покупки смартфоном Карточки, купоны, диктовка номера телефона, уточнение сколько у вас баллов и тд - все это в прошлом, ведь есть SWiP Весь прогресс по лояльности и сэкономленная сумма будет отображаться у вас на главном экране приложения Использовать SWiP можно по-разному: Хотите избавиться от пластиковых карт и наличных? Оплачивать свои покупки смартфоном и при этом получать бонусы? Используйте SWiP, выбрав CБП как способ оплаты или единожды привязав банковскую карту (данные карт под защитой 3D Secure) Это очень удобно и современно Привыкли оплачивать свои покупки пластиковой картой или наличными и хотите получать бонусы? Используйте SWiP, выбрав способ оплаты "Наличные или пластиковая карта" В любом случае вы будете получать бонусы с каждой покупки в любимых заведениях Установка и регистрация по номеру телефона занимает меньше минуты, а ваша экономия и выгода от каждой покупки будет всегда в вашем телефоне Как использовать SWiP в заведениях? 1. Выберите удобный способ оплаты в разделе профиль 2. Скажите сотруднику "Плачу по SWiP" 3. Сканируйте QR-код SWiP на кассовой зоне из приложения и подтвердите свою оплату Со всей заботой, команда SWiP

About

Dolyame

Split your online purchases into four equal payments. The first payment is made immediately, and the remaining three are automatically debited from your card every two weeks. Manage your payment schedule and card details within the app.

Highlights
  • Split payments into four installments
  • Automatic card payments
  • Payment schedule tracking
  • Payment reminders
  • Change payment card
  • Prepay or pay full amount
  • Partner store list
Features
Read full description

Dolyame is a way to pay for purchases online, which allows you to split the payment into four parts. The first part shall be paid at once, and the remaining three will be automatically written off from your card every two weeks.. You can pay with Dolyame at online stores of partners. Add items to your cart and choose a way to pay with Dolyame. WHAT'S IN THE APP – Payment schedule Check when your purchase amount to be written off. The day before the next payment, we will remind you of it - you will receive a notification. – Payment settings You can pay with a card of any bank. You can change the card, from which payments are written off. – Prepayment No need to wait for the payment to be written off - pay it at a time that suits you. Or pay the entire amount. – Chat with support If you have any questions, contact our support - we are always in touch. – List of partner stores See where Dolyami is already operating and keep an eye out for new online stores. Our partners include: - online clothing and footwear stores: Rendez-vous, Sportmaster, BRANDSHOP, Lacoste; - online cosmetics and perfume stores: Rive Gauche, Gold Apple, Randewoo; - children's stores: Mir Kubikov, Akusherstvo, Acoola; - online household goods stores: Tvoy Dom, Gipfel, Cozy Home; - online jewelry and accessories stores: SUNLIGHT, All Time, Poison Drop.

Screenshots

SWiP4 screens
Dolyame4 screens

Verdict

The call

The clearest difference is rating: Dolyame at 4.8 against SWiP's 4.3. Dolyame also leads on update cadence (weekly vs monthly) and ratings volume (452 vs 15). SWiP's advantage is review sentiment (84% vs 60%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Dolyame holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Dolyame has 452 ratings behind it against 15, so its average is the more settled of the two. Written reviews complicate that: 84% of SWiP's written reviews are positive against 60% of Dolyame's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SWiP ships an update monthly, Dolyame weekly. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
SWiP versus Dolyame: the parameters behind the verdict, then further details
ParameterSWiPDolyame
PriceFreeFree
Rating4.3 (15 ratings)4.8 (452 ratings) — better
Positive reviews84.2% of reviews — better60.0% of reviews
Number of ratings15452 — better
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size76 MB159 MB
Age rating4+4+
DeveloperSWIPLIMITED LIABILITY COMPANY TCS

Customer experience

SWiP

All ratings15 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews57 reviews
Positive84.2%
Neutral1.8%
Negative14.0%

Dolyame

All ratings452 ratings
Positive94.7%
Neutral0.7%
Negative4.6%
Written reviews55 reviews
Positive60.0%
Neutral1.8%
Negative38.2%

Bugs and requests

SWiP

Not enough reviews yet to summarise bugs or requests.

Dolyame

Reported bugs

5 issues
  • Payment approval system malfunctions despite available credit
  • Returned items disappear from order history
  • Commission refunds not processed automatically
  • Payment processing failures throughout the day
  • Inconsistent order number visibility for returned items

Requested features

5 requests
  • Ability to transfer or reschedule payments
  • Option to increase payment amounts
  • Expansion of partner merchants
  • Better visibility of available credit limit
  • Automatic commission refund processing

In-app purchases

None

SWiP

No in-app purchases

None

Dolyame

No in-app purchases

Questions

Is SWiP free?
SWiP is free to download, with no in-app purchases.
Is Dolyame free?
Dolyame is free to download, with no in-app purchases.
Which has better reviews, SWiP or Dolyame?
Dolyame is rated higher. SWiP averages 4.3 out of 5 from 15 ratings, while Dolyame averages 4.8 from 452 ratings.
Do SWiP or Dolyame have ads?
Neither SWiP nor Dolyame shows ads.
Which is updated more often, SWiP or Dolyame?
SWiP ships an update monthly, and Dolyame weekly. Most recently, SWiP was updated on October 16, 2026 and Dolyame on October 17, 2026.

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