Comparison

NBP Digital vs NDB Neos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NBP Digital

Manage your banking needs with this secure and user-friendly smartphone app. Perform fund transfers, pay bills, manage accounts, and locate ATMs. Offers biometric login and OTP security for a convenient and safe banking experience.

Highlights
  • Fund transfers (NBP & IBFT)
  • Utility and government bill payments
  • Mobile top-up
  • Debit card management
  • Account statement access
  • ATM and QR merchant locator
  • Biometric login
Features
Read full description

About this App NBP digital is free, secure and user friendly smartphone app for all your banking needs. NBP account holder (Conventional & Islamic) can get registered for NBP Digital and enjoy all the following exciting features anywhere any time: FUND TRANSFER & PAYMENTS · Funds transfer to NBP account holder. · IBAN payment feature in Fund Transfer (New) · IBFT- Funds transfer to any other bank account holder. · Utility Bill Payment · Mobile Top-Up · Credit Card Bill payment · Government Payments · CNIC Transfer · Contribute to Flood Relief (New) · UPI QR Payments · Generate QR ACCOUNT SERVICES · Debit Card Management (New) · Add Multiple Account · Balance Inquiry (Tap to show balance on home screen) · Check Account Statement (30/60/90 days) · Email Account Statement OTHERS · Search location of the nearest ATM & QR Merchants · Beneficiary Management · Biometric Login (Touch/Face ID) · MPIN Management · Security feature (OTP for Login & Device Binding) · Referral Code (New) NBP DIGITAL REGISTRATION To get yourself registered for NBP Digital App you just need to have: a. CNIC# b. Account/IBAN# c. Registered Mobile# For further details visit NBP website by clicking the link below: NBP Website Link: https://www.nbp.com.pk/digital/index.aspx If you have any query, complaint or feedback regarding NBP Digital you can: • Call us: 021-111-627-627 • Email us at: mobileapp.support@nbp.com.pk Follow us: https://www.facebook.com/NBPTheNationsBank/

About

NDB Neos

Manage your finances on the go with a streamlined mobile banking experience. This app offers advanced technology and industry-leading security to handle all your financial needs, from transfers to statement downloads, all from your smartphone.

Highlights
  • Redesigned user interface
  • Advanced banking technology
  • Industry-leading security
  • Manage finances anytime, anywhere
  • Fund transfers
  • Download statements
Features
Read full description

Welcome to NEOS, the all new and upgraded mobile banking experience from NDB Bank - where innovation meets simplicity. Built for today's fast moving world, NEOS brings banking features to your fingertips so you can manage your money anytime, anywhere, without ever stepping into a branch. Enjoy a beautifully redesigned interface, advanced technology, and industry leading security. With NEOS, your entire financial world lives in one intelligent, customizable app. Why Choose NEOS ? Because your time, security and convenience matter the most to us. Whether you're transferring funds, or downloading your statements, NEOS makes every transaction smarter, faster, and simpler.

Screenshots

NBP Digital4 screens
NDB Neos4 screens

Verdict

The call

The clearest difference is review sentiment: NBP Digital at 72% against NDB Neos's 25%. NBP Digital also leads on rating (4.4 vs 3.6) and ratings volume (277 vs 23). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NBP Digital holds the better App Store score, 4.4 against 3.6. That said, the two scores are not equally well evidenced: NBP Digital has 277 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 72% of NBP Digital's written reviews are positive against 25% of NDB Neos's.

UpkeepUpdate frequency

NBP Digital ships an update every 2 months, NDB Neos every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
NBP Digital versus NDB Neos: the parameters behind the verdict, then further details
ParameterNBP DigitalNDB Neos
PriceFreeFree
Rating4.4 (277 ratings) — better3.6 (23 ratings)
Positive reviews72.0% of reviews — better25.0% of reviews
Number of ratings277 — better23
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size105 MB117 MB
Age rating4+17+
DeveloperNational Bank of PakistanNational Development Bank

Customer experience

NBP Digital

All ratings277 ratings
Positive87.7%
Neutral2.9%
Negative9.4%
Written reviews225 reviews
Positive72.0%
Neutral3.1%
Negative24.9%

NDB Neos

All ratings23 ratings
Positive65.2%
Neutral4.3%
Negative30.4%
Written reviews28 reviews
Positive25.0%
Neutral7.1%
Negative67.9%

Bugs and requests

NBP Digital

Reported bugs

5 issues
  • Login screen freezes
  • Unable to register new account
  • OTP input not working
  • App crashes on balance check
  • Incompatible with older iOS versions

Requested features

5 requests
  • Add biometric login option
  • Improve transaction history view
  • Enable utility bill payments
  • Increase font size for better readability
  • Add digital debit card feature

NDB Neos

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

NBP Digital

No in-app purchases

None

NDB Neos

No in-app purchases

Questions

Is NBP Digital free?
NBP Digital is free to download, with no in-app purchases.
Is NDB Neos free?
NDB Neos is free to download, with no in-app purchases.
Which has better reviews, NBP Digital or NDB Neos?
NBP Digital is rated higher. NBP Digital averages 4.4 out of 5 from 277 ratings, while NDB Neos averages 3.6 from 23 ratings.
Do NBP Digital or NDB Neos have ads?
Neither NBP Digital nor NDB Neos shows ads.
Which is updated more often, NBP Digital or NDB Neos?
NBP Digital ships an update every 2 months, and NDB Neos every 3 months. Most recently, NBP Digital was updated on November 2, 2026 and NDB Neos on November 3, 2026.

Other comparisons