Comparison

NBP Digital vs digiBOP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NBP Digital

Manage your banking needs with this secure and user-friendly smartphone app. Perform fund transfers, pay bills, manage accounts, and locate ATMs. Offers biometric login and OTP security for a convenient and safe banking experience.

Highlights
  • Fund transfers (NBP & IBFT)
  • Utility and government bill payments
  • Mobile top-up
  • Debit card management
  • Account statement access
  • ATM and QR merchant locator
  • Biometric login
Features
Read full description

About this App NBP digital is free, secure and user friendly smartphone app for all your banking needs. NBP account holder (Conventional & Islamic) can get registered for NBP Digital and enjoy all the following exciting features anywhere any time: FUND TRANSFER & PAYMENTS · Funds transfer to NBP account holder. · IBAN payment feature in Fund Transfer (New) · IBFT- Funds transfer to any other bank account holder. · Utility Bill Payment · Mobile Top-Up · Credit Card Bill payment · Government Payments · CNIC Transfer · Contribute to Flood Relief (New) · UPI QR Payments · Generate QR ACCOUNT SERVICES · Debit Card Management (New) · Add Multiple Account · Balance Inquiry (Tap to show balance on home screen) · Check Account Statement (30/60/90 days) · Email Account Statement OTHERS · Search location of the nearest ATM & QR Merchants · Beneficiary Management · Biometric Login (Touch/Face ID) · MPIN Management · Security feature (OTP for Login & Device Binding) · Referral Code (New) NBP DIGITAL REGISTRATION To get yourself registered for NBP Digital App you just need to have: a. CNIC# b. Account/IBAN# c. Registered Mobile# For further details visit NBP website by clicking the link below: NBP Website Link: https://www.nbp.com.pk/digital/index.aspx If you have any query, complaint or feedback regarding NBP Digital you can: • Call us: 021-111-627-627 • Email us at: mobileapp.support@nbp.com.pk Follow us: https://www.facebook.com/NBPTheNationsBank/

About

digiBOP

Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.

Highlights
  • Funds Transfer (own accounts, BOP, other banks, wallets)
  • Bill Payments (utilities, credit cards, online shopping, government)
  • Mobile Recharge/Top-up
  • Account Information & Transaction History
  • Debit Card Management (activate, lock/unlock)
  • Locate ATMs and Branches
  • Secure Touch ID Login
Features
Read full description

A unique digital banking experience with digiBOP Mobile Banking App. Experience convenient and seamless digital banking with the latest digiBOP Mobile App. Offering unique features and improved interface, BOP customers can now attend their everyday banking needs anywhere, anytime with the redefined mobile banking app digiBOP. Funds Transfer: • Transfer within own Accounts • Transfer Funds to BOP Accounts, • Transfer Funds to other bank accounts via RAAST/1-Link • Transfer Funds to wallets/microfinance bank accounts/wallets Bill Payments: • Utility bill payments • Credit Card & Loan Accounts payments • Online Shopping Companies bill payment • Pay Government challans and fees (FBR payments) Mobile Recharge/ Top up • Recharge/ top up your prepaid/ postpaid mobile (Jazz, Telenor, Zong, Ufone) • Purchase prepaid super-card/bundles with BOP mobile banking Account Information • View your account(s) balance(s) and other account details (Branch, IBAN) • Manage multiple accounts with ease • View your transaction history and account statement Card Management: • Activate your debit card • Lock/unlock debit card • Manage permissions on your debit/credit cards Discount & Offers: • Search & Navigate to the nearby deals and discounts offered on BOP cards (Debit/Credit) with BOP mobile banking Locate Us: • Find the nearby BOP ATMs and Branches Basic Banking features: • Login through secure touch ID • Beneficiary Management • Payee Management • Contact Us for complaint and queries • Update your mobile number/password Feedback: • Leave a message and one of our customer care representatives will get back to you Let us know your feedback regarding the BOP mobile banking app Follow us • facebook.com/thebankofpunjab • twitter.com/thebankofpunjab • Visit us: bop.com.pk

Screenshots

NBP Digital4 screens
digiBOP4 screens

Verdict

The call

The clearest difference is review sentiment: NBP Digital at 72% against digiBOP's 2%. NBP Digital also leads on rating (4.4 vs 1.1) and ratings volume (277 vs 12). digiBOP's advantage is iOS requirement (12.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NBP Digital holds the better App Store score, 4.4 against 1.1. That said, the two scores are not equally well evidenced: NBP Digital has 277 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 72% of NBP Digital's written reviews are positive against 2% of digiBOP's.

UpkeepUpdate frequency

NBP Digital ships an update every 2 months, digiBOP monthly. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

Scorecard4 real differences · 6 level
NBP Digital versus digiBOP: the parameters behind the verdict, then further details
ParameterNBP DigitaldigiBOP
PriceFreeFree
Rating4.4 (277 ratings) — better1.1 (12 ratings)
Positive reviews72.0% of reviews — better1.5% of reviews
Number of ratings277 — better12
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.112.0 — better
Further details — not scored
Size105 MB187 MB
Age rating4+4+
DeveloperNational Bank of PakistanThe Bank Of Punjab

Customer experience

NBP Digital

All ratings277 ratings
Positive87.7%
Neutral2.9%
Negative9.4%
Written reviews225 reviews
Positive72.0%
Neutral3.1%
Negative24.9%

digiBOP

All ratings12 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews65 reviews
Positive1.5%
Neutral0.0%
Negative98.5%

User reviews

NBP Digital

From 277 App Store ratings

What we love

  • 👍 Good app
  • 🚀 Easy to use
  • 🔒 Excellent security
  • 👍 Smooth performance
  • 👍 Reliable service

Room to improve

  • 🐛 Login issues
  • 🐛 App crashes
  • 🐛 Connectivity problems
  • 🐛 Bugs after updates
  • 🐛 Compatibility issues

digiBOP

From 12 App Store ratings

What we love

  • 👍 Nice and good bank

Room to improve

  • 😞 Unable to sign up
  • 😞 OTP issues (disappears, not typeable, not received)
  • 😞 Login problems (tough, errors, profile locked)
  • 😞 App crashes frequently
  • 😞 Poor customer service

Bugs and requests

NBP Digital

Reported bugs

5 issues
  • Login screen freezes
  • Unable to register new account
  • OTP input not working
  • App crashes on balance check
  • Incompatible with older iOS versions

Requested features

5 requests
  • Add biometric login option
  • Improve transaction history view
  • Enable utility bill payments
  • Increase font size for better readability
  • Add digital debit card feature

digiBOP

Reported bugs

12 issues
  • OTP disappears automatically
  • OTP cannot be typed or pasted
  • OTP not received
  • App crashes on startup
  • Login screen freezes or shows errors
Show 7 more
  • Profile locked error
  • Cannot add new payees/beneficiaries
  • App hangs and gets stuck
  • Previous version worked better
  • New version not picking card data
  • Auto-fetch OTP error
  • App crashes on iPhone iOS version 12.5.5

Requested features

8 requests
  • Update app
  • Fix OTP issues
  • Improve login process
  • Improve customer service
  • Fix bugs and errors
Show 3 more
  • Improve UI/UX
  • Hire better developers
  • Make app work properly

In-app purchases

None

NBP Digital

No in-app purchases

None

digiBOP

No in-app purchases

Questions

Is NBP Digital free?
NBP Digital is free to download, with no in-app purchases.
Is digiBOP free?
digiBOP is free to download, with no in-app purchases.
Which has better reviews, NBP Digital or digiBOP?
NBP Digital is rated higher. NBP Digital averages 4.4 out of 5 from 277 ratings, while digiBOP averages 1.1 from 12 ratings.
Do NBP Digital or digiBOP have ads?
Neither NBP Digital nor digiBOP shows ads.
Which is updated more often, NBP Digital or digiBOP?
NBP Digital ships an update every 2 months, and digiBOP monthly. Most recently, NBP Digital was updated on October 15, 2026 and digiBOP on October 18, 2026.

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