Digital Token vs Consorcio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Digital Token
This app simplifies signing into specific banking applications by generating a token value for login. It enables two-factor authentication using a soft token, which can be unlocked with device-based biometrics like TouchID or FaceID.
- Generate token values for login
- Two-factor authentication
- Scan QR codes for registration
- Device-based login (TouchID/FaceID)
- Soft token functionality
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Important Notice – Read Before Installing: The Scotiabank Digital Token app makes signing into specific Scotiabank apps easier than before by simply using this app to get a token value for login. By pressing the button above and installing the Digital Token app published by Scotiabank, (known as ‘the app’) you: (i) acknowledge, understand, and agree that the app may contain the functions and features described below, and (ii) consent to the installation of this app, including the below functions and features, and to any future updates or upgrades to the app which may be automatically installed (depending on your device settings). The functions and purposes of the Digital Token app are to: - Register a soft token for two-factor authentication, using the device camera to scan a QR Code - Use a soft token for two- factor authentication, which is unlocked using device-based login e.g., TouchID/FaceID We may use and disclose the information that you provide to us in accordance with your account agreement(s) and the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html). You can withdraw your consent to these features and future installations by deleting the app or by contacting hd.ccebs@scotiabank.com for assistance. After you delete the app, you will no longer be able to use it unless you reinstall it and provide your consent again. If you have any questions about the app, please email us at hd.ccebs@scotiabank.com so we can help. The Bank of Nova Scotia 44 King St. West Toronto, ON M5H 1H1
Consorcio
Manage your banking and insurance information in one secure place with a new, intuitive design. Access online banking features like transfers, balance checks, and credit payments. Enjoy a simplified and secure experience for all your financial needs.
- Online banking access
- Insurance management
- Bank transfers
- Balance and transaction inquiries
- Credit payments
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¡Nuevo diseño, ahora más intuitivo y amigable! Con la nueva App Consorcio podrás disponer de toda tu información de forma más simple y segura. En esta nueva versión encontrarás tu banco en línea y tus seguros en un mismo lugar. Accede directamente con tu clave y conoce todas sus funcionalidades: - Realiza transferencias bancarias - Consulta tus saldos y movimientos - Paga tus créditos - ¡y mucho más! Trabajamos día a día para entregarte más información y mejorar tu experiencia ¡Descarga ahora tu nueva App Consorcio!
Screenshots
Verdict
The clearest difference is rating: Consorcio at 4.6 against Digital Token's 2.0. Consorcio also leads on update cadence (every 3 weeks vs every 4 months) and ratings volume (49 vs 13). Digital Token's advantage is review sentiment (25% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Consorcio holds the better App Store score, 4.6 against 2.0. Both are backed by a comparable volume of ratings — 13 and 49 respectively. Written reviews complicate that: 25% of Digital Token's written reviews are positive against 0% of Consorcio's, so the app with the better star average is not the one people write more warmly about.
Digital Token ships an update every 4 months, Consorcio every 3 weeks. The most recent releases landed on October 13, 2026 and October 1, 2026 respectively.
| Parameter | Digital Token | Consorcio |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (13 ratings) | 4.6 (49 ratings) — better |
| Positive reviews | 25.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 13 | 49 — better |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 14.7 — better |
| Further details — not scored | ||
| Size | 14 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | The Bank of Nova Scotia | Banco Consorcio |
Customer experience
Digital Token
Consorcio
In-app purchases
Digital Token
No in-app purchases
Consorcio
No in-app purchases
