ShinePay vs Ramp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ShinePay
Easily pay for laundry, EV charging, and other appliances directly from your smartphone. This app simplifies the process of using shared amenities, offering a convenient and modern payment solution.
- Pay for laundry machines
- Pay for EV chargers
- Appliance payment
- Smartphone payment
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ShinePay allows you to pay for laundry, EV Charger, and other appliances with an app.
Ramp
This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.
- Corporate card management
- Expense reporting
- Bill payments
- Accounting automation
- Receipt capture
- Spend request management
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Ramp is the finance automation platform designed to save you time and money. With Ramp you get corporate cards, expense management, bill payments, accounting automation and reporting—all in one easy-to-use solution. Ramp Mobile puts finance automation in your pocket. Pay for expenses quickly with your corporate card at your fingertips. Submit expense reports and reimbursements on the go by taking a picture of your receipt and tapping in a memo or other submission requirements. Plus, with simplified visibility, you’ll always have the information you need on expense policies, recent transactions, or spend requests. App Features: - View & lock your cards - Add to Apple Wallet - Request new spend or temporary spend increase - Take a picture of your receipt and auto-match to transaction - Submit additional requirements like memos & accounting fields - Book flights and hotels with Ramp Travel - Request reimbursements - View all transactions & spend requests - See your expense policy - Set communication preferences - Dark/light themes
Screenshots
Verdict
The clearest difference is ads: ShinePay at none against Ramp's shown. ShinePay also leads on monetization model (free vs ad-supported) and iOS requirement (15.0 vs 18.0). Ramp's advantage is review sentiment (71% vs 44%) and update cadence (every 5 days vs every 3 weeks). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ramp holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 15K and 48K respectively. Written reviews point the same way: 44% of ShinePay's written reviews are positive against 71% of Ramp's.
ShinePay ships an update every 3 weeks, Ramp every 5 days. Both last shipped on October 31, 2026.
| Parameter | ShinePay | Ramp |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (15K ratings) | 4.9 (48K ratings) — better |
| Positive reviews | 44.0% of reviews | 71.0% of reviews — better |
| Number of ratings | 15K | 48K — better |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Best chart rank | — | #135 — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 46 MB | 297 MB |
| Age rating | 4+ | 4+ |
| Developer | THE HARVEST COLLECTIVE LLC | Ramp Business Corporation |
Customer experience
ShinePay
Ramp
User reviews
ShinePay
From 15K App Store ratingsWhat we love
- 🚀 Convenient and easy to use
- 🔒 Secure payment method
- 👍 Eliminates need for quarters
- 💡 Allows pre-loading of funds
Room to improve
- 💰 Excessive fees and charges
- 🐛 Unreliable and buggy app
- 🔒 Lack of refund options
- 🤔 Increased laundry costs
Ramp
From 48K App Store ratingsWhat we love
- 🚀 Incredible, user-friendly, intuitive, seamless, convenient, efficient, streamlined, and time-saving
- 👍 Easy to use, simple, clean, and well-designed interface
- 🔒 Reliable, secure, and trustworthy
- 💡 Innovative features like virtual cards and receipt matching
Room to improve
- 🐛 Bugs, crashes, and compatibility issues with some devices
- 🔍 Limited functionality compared to other expense management tools
- 💰 Forces use of Ramp credit card, which may not be suitable for all businesses
- 📝 Redundant and intrusive feedback requests
Bugs and requests
ShinePay
Reported bugs
4 issues- Login/sign-up issues due to keyboard
- Funds not transferring properly
- Machines not recognized by app
- Inability to delete account
Requested features
4 requests- Ability to pay exact amounts
- Notifications when laundry is done
- Integration with bank accounts
- Machine availability/reservation
Ramp
Reported bugs
3 issues- Login issues and cards failing to load
- Receipt upload failures and missing transaction details
- Incompatibility with older iOS devices
Requested features
5 requests- Ability to add multiple receipts to a single expense report
- Approval functionality within the mobile app
- Support for foreign currency transactions and custom exchange rates
- Customizable expense coding and reporting rules
- Integration with more accounting and ERP systems
In-app purchases
ShinePay
No in-app purchases
Ramp
No in-app purchases
Questions
Is ShinePay free?
Is Ramp free?
Which has better reviews, ShinePay or Ramp?
Do ShinePay or Ramp have ads?
Which is updated more often, ShinePay or Ramp?
Other comparisons
