BNP Paribas GOmobile vs Raiffeisen Payconiq

GOmobile is BNP Paribas Bank’s mobile app. You can manage your finances in an easy and convenient way – wherever you are. Find out more about the app and it’s features and see for yourself, how easy everyday banking can be. About GOmobile: - Transfers and payments Convenient own, domestic, foreign, phone, tax and instant transfers. You can add your favorite recipients to the log in screen or create a standing order. - BLIK A convenient and safe way to pay in stores, shop online, withdraw money from ATM’s and make peer-to-peer phone transfers. - Dark mode Choose between themes (dark, light, system default) - Safe login You decide how you want to log into the app and authorize operations – you can choose a PIN code or fingerprint or Face ID (if your smartphone has this feature). - Additional services Whether you drive your car or commute by public transfer we’ve got a solution for you. You can buy tickets or pay for parking. If you’re planning a trip abroad, you can buy GOtravel travel insurance or exchange currencies at a convenient rate. - Mobile authorization If you’re using our online banking GOonline system or shop online, using your debit or credit card, you can authorize these operations in GOmobile. No need to type OTP codes from text messages. - Product applications New products at a hands reach when you need them. App’s features: New customers: • Current account product application – no need to visit our branch or wait for the documents to be dispatched and delivered – you can confirm your identity by taking a photo of your ID card and recording a quick video Before logging in: • Transfers to your favorite recipients • Balance preview • Tickets and parking • BLIK payments • Branch locations Start: • Products’ details • Shortcuts to most important features • Product history • Hints on new and convenient features Finances: • Summary of funds and liabilities • Current, foreign currency and savings accounts, information on account’s balance, history, product details, managing accounts • Term deposits – list of deposits, opening new deposits, breaking the deposits • Cards – history and details of your debit and credit cards, managing cards, adding cards to Apple Wallet • Loans and credits – details, installment repayment • Investments – information about your products • Travel insurance GOtravel – buy insurance and check the details of your insurance policy Payments: • Domestic, instant, own, phone tax, foreign, and instant transfers • Standing orders • Mobile top-up • Credit card and loan installment repayment – from an account at BNP Paribas, from an account held at another bank, using BLIK • BLIK code For You: • Product applications – new savings and foreign currency accounts, deposits, overdraft, credit and debit card as well as loan applications • GOtravel insurance Services: • Currency exchange • Tickets • Parking • GOtravel insurance • Rent Profile: • Chat and messages from BNP Paribas • Authorization history • Settings (BLIK, personal data, appearance, default profile, main product, notifications, marketing consents, GOcity, balance preview before login) • Security (fingerprint or Face ID login and authorization, PIN code change, mobile authorization) • Contact (branch locations, contact information, click2call) • App information, language settings (Polish, English, Ukrainian, Russian), app deactivation

With the Raiffeisen Payconiq application, make international payments in Luxembourg, Belgium and the Netherlands. You can send money and make payment requests to your contacts or to any mobile phone number. You can also pay your bills, pay in shops, restaurants and online by scanning QR codes. Your payments are then debited to the Raiffeisen current account of your choice. To use the application, all you need is a Raiffeisen current account and the LuxTrust product that you usually use to connect to your R-Net online bank. Then follow the instructions in the Raiffeisen Payconiq application, it's quick and easy!