Comparison

Extend vs Payability Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Extend

This app enables businesses to create and manage virtual corporate cards for secure payments. It offers enhanced spending oversight, automated reconciliation, and real-time spending updates. Businesses can easily set spending limits and categorize expenses for better financial management.

Highlights
  • Create and send virtual cards
  • Set spending limits and active dates
  • Automate reconciliation
  • Real-time spending updates
  • Assign reference codes and upload attachments
  • Capture more spend and earn rewards
Features
Read full description

Extend is a modern way for businesses to make and manage payments with their existing corporate cards. In this easy-to-use app, you can instantly create and send secure virtual cards to anyone in your network, improve oversight of spending, and automate reconciliation. Extend has partnered with a number of major card networks and banks to bring you a trusted platform that makes better use of the corporate card that’s already in your wallet and signing up is as easy as creating an Extend login and registering a qualified credit card. It’s absolutely free for businesses with no commitment. Key features: • Instantly create and send virtual cards from an existing corporate card • Recipients can request a virtual card from an active account holder • Set spending limits, active dates, and more • Create different cards for different expenses for better expense management • Assign reference codes and upload attachments for better expense management • Get real-time updates on spending activity and know who’s spending what and where • Streamline expense processes and automate reconciliation • Capture more spend on your company card and earn more rewards

About

Payability Mobile

This app offers flexible funding and cash flow solutions for eCommerce marketplace sellers. It allows users to check their available balance, review recent transactions, and transfer funds conveniently from their mobile device.

Highlights
  • Check available balance
  • Transfer funds to bank account
  • Review seller card transactions
  • Track pending transfers
  • View pending card transactions
Features
Read full description

Payability provides flexible funding and tailored cash flow solutions to eCommerce marketplace sellers. Since our founding in 2015, we’ve helped thousands of marketplace sellers scale their businesses by providing over $2 billion in financing. Introducing the free Payability Mobile app! Use the app to check your Payability available balance, review your recent seller card transactions, and transfers funds - all on your schedule, at your convenience. Simply log in using your Payability account email and password to get started. With the Payability Mobile app you can: Check Your Available Balance • See your Payability account status and available balance. Transfer Funds On The Go • Transfer your available balance to your bank account 24/7, virtually anywhere you have your phone Stay On Top Of It All • Easily track and review your completed Payability Seller Card transactions, pending transfer requests, and pending card transactions all in one place The Payability Visa® Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Payability Card is powered by Marqeta.

Screenshots

Extend4 screens
Payability Mobile3 screens

Verdict

The call

The clearest difference is rating: Extend at 4.2 against Payability Mobile's 2.9. Extend also leads on update cadence (every 5 days vs every 22 months) and ratings volume (47 vs 15). Payability Mobile's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Extend holds the better App Store score, 4.2 against 2.9. Both are backed by a comparable volume of ratings — 47 and 15 respectively. Written reviews complicate that: 29% of Extend's written reviews are positive against 33% of Payability Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Extend ships an update every 5 days, Payability Mobile every 22 months. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
Extend versus Payability Mobile: the parameters behind the verdict, then further details
ParameterExtendPayability Mobile
PriceFreeFree
Rating4.2 (47 ratings) — better2.9 (15 ratings)
Positive reviews28.6% of reviews33.3% of reviews — better
Number of ratings47 — better15
Update frequencyEvery 5 days — betterEvery 22 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.011.0 — better
Further details — not scored
Size60 MB16 MB
Age rating4+4+
DeveloperExtend Enterprises, Inc.Payability Commercial Factors, LLC

Customer experience

Extend

All ratings47 ratings
Positive78.7%
Neutral2.1%
Negative19.1%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

Payability Mobile

All ratings14 ratings
Positive50.0%
Neutral7.1%
Negative42.9%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Extend

No in-app purchases

None

Payability Mobile

No in-app purchases

Questions

Is Extend free?
Extend is free to download, with no in-app purchases.
Is Payability Mobile free?
Payability Mobile is free to download, with no in-app purchases.
Which has better reviews, Extend or Payability Mobile?
Extend is rated higher. Extend averages 4.2 out of 5 from 47 ratings, while Payability Mobile averages 2.9 from 15 ratings.
Do Extend or Payability Mobile have ads?
Neither Extend nor Payability Mobile shows ads.
Which is updated more often, Extend or Payability Mobile?
Extend ships an update every 5 days, and Payability Mobile every 22 months. Most recently, Extend was updated on November 3, 2026 and Payability Mobile on November 3, 2026.

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