Extend vs X1 Card
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Extend
This app enables businesses to create and manage virtual corporate cards for secure payments. It offers enhanced spending oversight, automated reconciliation, and real-time spending updates. Businesses can easily set spending limits and categorize expenses for better financial management.
- Create and send virtual cards
- Set spending limits and active dates
- Automate reconciliation
- Real-time spending updates
- Assign reference codes and upload attachments
- Capture more spend and earn rewards
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Extend is a modern way for businesses to make and manage payments with their existing corporate cards. In this easy-to-use app, you can instantly create and send secure virtual cards to anyone in your network, improve oversight of spending, and automate reconciliation. Extend has partnered with a number of major card networks and banks to bring you a trusted platform that makes better use of the corporate card that’s already in your wallet and signing up is as easy as creating an Extend login and registering a qualified credit card. It’s absolutely free for businesses with no commitment. Key features: • Instantly create and send virtual cards from an existing corporate card • Recipients can request a virtual card from an active account holder • Set spending limits, active dates, and more • Create different cards for different expenses for better expense management • Assign reference codes and upload attachments for better expense management • Get real-time updates on spending activity and know who’s spending what and where • Streamline expense processes and automate reconciliation • Capture more spend on your company card and earn more rewards
X1 Card
This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.
- View transactions, balance, and limit
- Create virtual cards for spending control
- Earn up to 5X points on purchases
- Earn up to 10X points via in-app shopping
- Stainless steel card construction
- Higher credit limits
- No annual, foreign transaction, or late fees
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To apply for X1 Card, please visit x1.co. X1 Card The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card. - 17g of pure stainless steel - Higher credit limits - Points on every single purchase - No annual fee - No foreign transaction fee - No late fee X1 App The technology powering X1's smart features. - View your transactions balance and limit at a glance - Take control of your spending with virtual cards - Earn up to 5X Points on every dollar spent with boosts - Earn up to 10X Points when you shop in the app Cardholder Support Please contact support within the app, and we'll respond as soon as possible. Disclosures X1 is a financial technology company, not a bank. X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. Individual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.
Screenshots
Verdict
The clearest difference is rating: X1 Card at 4.9 against Extend's 4.2. X1 Card also leads on ratings volume (12K vs 47) and review sentiment (50% vs 29%). Extend's advantage is update cadence (every 5 days vs every 10 days). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
X1 Card holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: X1 Card has 12K ratings behind it against 47, so its average is the more settled of the two. Written reviews point the same way: 29% of Extend's written reviews are positive against 50% of X1 Card's.
Extend ships an update every 5 days, X1 Card every 10 days. The most recent releases landed on October 5, 2026 and October 17, 2026 respectively.
| Parameter | Extend | X1 Card |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (47 ratings) | 4.9 (12K ratings) — better |
| Positive reviews | 28.6% of reviews | 50.4% of reviews — better |
| Number of ratings | 47 | 12K — better |
| Update frequency | Every 5 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 60 MB | 79 MB |
| Age rating | 4+ | 4+ |
| Developer | Extend Enterprises | Robinhood Markets, Inc. |
Customer experience
Extend
X1 Card
Bugs and requests
Extend
Not enough reviews yet to summarise bugs or requests.
X1 Card
Reported bugs
2 issues- Recurring payment issues and reversals
- Inconsistent account access and login problems
Requested features
4 requests- CSV download for transactions
- Ability to change billing cycle
- Support for additional card users
- Expansion of partner merchants for rewards
In-app purchases
Extend
No in-app purchases
X1 Card
No in-app purchases









