Comparison

Extend vs X1 Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Extend

This app enables businesses to create and manage virtual corporate cards for secure payments. It offers enhanced spending oversight, automated reconciliation, and real-time spending updates. Businesses can easily set spending limits and categorize expenses for better financial management.

Highlights
  • Create and send virtual cards
  • Set spending limits and active dates
  • Automate reconciliation
  • Real-time spending updates
  • Assign reference codes and upload attachments
  • Capture more spend and earn rewards
Features
Read full description

Extend is a modern way for businesses to make and manage payments with their existing corporate cards. In this easy-to-use app, you can instantly create and send secure virtual cards to anyone in your network, improve oversight of spending, and automate reconciliation. Extend has partnered with a number of major card networks and banks to bring you a trusted platform that makes better use of the corporate card that’s already in your wallet and signing up is as easy as creating an Extend login and registering a qualified credit card. It’s absolutely free for businesses with no commitment. Key features: • Instantly create and send virtual cards from an existing corporate card • Recipients can request a virtual card from an active account holder • Set spending limits, active dates, and more • Create different cards for different expenses for better expense management • Assign reference codes and upload attachments for better expense management • Get real-time updates on spending activity and know who’s spending what and where • Streamline expense processes and automate reconciliation • Capture more spend on your company card and earn more rewards

About

X1 Card

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

Highlights
  • View transactions, balance, and limit
  • Create virtual cards for spending control
  • Earn up to 5X points on purchases
  • Earn up to 10X points via in-app shopping
  • Stainless steel card construction
  • Higher credit limits
  • No annual, foreign transaction, or late fees
Features
Read full description

To apply for X1 Card, please visit x1.co. X1 Card The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card. - 17g of pure stainless steel - Higher credit limits - Points on every single purchase - No annual fee - No foreign transaction fee - No late fee X1 App The technology powering X1's smart features. - View your transactions balance and limit at a glance - Take control of your spending with virtual cards - Earn up to 5X Points on every dollar spent with boosts - Earn up to 10X Points when you shop in the app Cardholder Support Please contact support within the app, and we'll respond as soon as possible. Disclosures X1 is a financial technology company, not a bank. X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. Individual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.

Screenshots

Extend4 screens
X1 Card3 screens

Verdict

The call

The clearest difference is rating: X1 Card at 4.9 against Extend's 4.2. X1 Card also leads on ratings volume (12K vs 47) and review sentiment (50% vs 29%). Extend's advantage is update cadence (every 5 days vs every 10 days). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

X1 Card holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: X1 Card has 12K ratings behind it against 47, so its average is the more settled of the two. Written reviews point the same way: 29% of Extend's written reviews are positive against 50% of X1 Card's.

UpkeepUpdate frequency

Extend ships an update every 5 days, X1 Card every 10 days. The most recent releases landed on October 5, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
Extend versus X1 Card: the parameters behind the verdict, then further details
ParameterExtendX1 Card
PriceFreeFree
Rating4.2 (47 ratings)4.9 (12K ratings) — better
Positive reviews28.6% of reviews50.4% of reviews — better
Number of ratings4712K — better
Update frequencyEvery 5 days — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size60 MB79 MB
Age rating4+4+
DeveloperExtend EnterprisesRobinhood Markets, Inc.

Customer experience

Extend

All ratings47 ratings
Positive78.7%
Neutral2.1%
Negative19.1%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

X1 Card

All ratings12,116 ratings
Positive98.0%
Neutral0.6%
Negative1.4%
Written reviews139 reviews
Positive50.4%
Neutral6.5%
Negative43.2%

Bugs and requests

Extend

Not enough reviews yet to summarise bugs or requests.

X1 Card

Reported bugs

2 issues
  • Recurring payment issues and reversals
  • Inconsistent account access and login problems

Requested features

4 requests
  • CSV download for transactions
  • Ability to change billing cycle
  • Support for additional card users
  • Expansion of partner merchants for rewards

In-app purchases

None

Extend

No in-app purchases

None

X1 Card

No in-app purchases

Questions

Is Extend free?
Extend is free to download, with no in-app purchases.
Is X1 Card free?
X1 Card is free to download, with no in-app purchases.
Which has better reviews, Extend or X1 Card?
X1 Card is rated higher. Extend averages 4.2 out of 5 from 47 ratings, while X1 Card averages 4.9 from 12K ratings.
Do Extend or X1 Card have ads?
Neither Extend nor X1 Card shows ads.
Which is updated more often, Extend or X1 Card?
Extend ships an update every 5 days, and X1 Card every 10 days. Most recently, Extend was updated on October 5, 2026 and X1 Card on October 17, 2026.

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