Privacy.com vs Extend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Privacy.com
Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.
- Create virtual payment cards
- Merchant-locked cards
- One-time-use cards
- Customizable spending limits
- Real-time transaction monitoring
- Pause/unpause/close cards
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Stop exposing your credit or debit card information and protect your online payments with Privacy. Join over 250,000 users who have saved millions of dollars by using Privacy to block unwanted charges from compromised cards, overcharging, hidden fees, and forgotten subscriptions. Getting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and request your first virtual card. Start shopping and enjoy the added layer of protection Privacy provides to protect you from payment card theft and fraud. Benefits: - Shield your true financial information: Our Privacy Cards mask your debit card or bank account number to help protect you from card theft and fraud. Pay with greater privacy and security anytime, anywhere on desktop or on mobile. - Create merchant-locked and one-time-use cards: Our cards automatically "lock" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction. - Take complete control over your spending: Set customizable spending limits to prevent overcharging and block hidden fees—perfect for managing subscriptions and recurring expenses. If a transaction goes over the limit, we will automatically decline it. - Leverage real-time transaction monitoring: Receive notifications any time a Privacy Card is used. Easily pause, unpause, and close Privacy Cards any time with just one push of a button. Privacy’s core product is free to use on domestic transactions, because, like other card companies, we collect transaction fees from merchants. Privacy Cards can be used at most merchants that accept credit and debit cards. The security of our users’ personal information and data is critical to everything that we do at Privacy. You can review our security policies at https://privacy.com/security. Read about us in Forbes, Wirecutter, and The Wall Street Journal! For support, questions, or more information, please contact us at support@privacy.com.
Extend
This app enables businesses to create and manage virtual corporate cards for secure payments. It offers enhanced spending oversight, automated reconciliation, and real-time spending updates. Businesses can easily set spending limits and categorize expenses for better financial management.
- Create and send virtual cards
- Set spending limits and active dates
- Automate reconciliation
- Real-time spending updates
- Assign reference codes and upload attachments
- Capture more spend and earn rewards
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Extend is a modern way for businesses to make and manage payments with their existing corporate cards. In this easy-to-use app, you can instantly create and send secure virtual cards to anyone in your network, improve oversight of spending, and automate reconciliation. Extend has partnered with a number of major card networks and banks to bring you a trusted platform that makes better use of the corporate card that’s already in your wallet and signing up is as easy as creating an Extend login and registering a qualified credit card. It’s absolutely free for businesses with no commitment. Key features: • Instantly create and send virtual cards from an existing corporate card • Recipients can request a virtual card from an active account holder • Set spending limits, active dates, and more • Create different cards for different expenses for better expense management • Assign reference codes and upload attachments for better expense management • Get real-time updates on spending activity and know who’s spending what and where • Streamline expense processes and automate reconciliation • Capture more spend on your company card and earn more rewards
Screenshots
Verdict
The clearest difference is update cadence: Extend at every 4 days against Privacy.com's every 3 weeks. Extend also leads on monetization model (free vs free with in-app purchases). Privacy.com's advantage is ratings volume (7.1K vs 47) and rating (4.5 vs 4.2). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Privacy.com holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: Privacy.com has 7.1K ratings behind it against 47, so its average is the more settled of the two. Written reviews point the same way: 39% of Privacy.com's written reviews are positive against 29% of Extend's.
Privacy.com ships an update every 3 weeks, Extend every 4 days. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.
| Parameter | Privacy.com | Extend |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (7.1K ratings) — better | 4.2 (47 ratings) |
| Positive reviews | 38.9% of reviews — better | 28.6% of reviews |
| Number of ratings | 7.1K — better | 47 |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 55 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | Pay With Privacy, Inc. | Extend Enterprises |
Customer experience
Privacy.com
Extend
Bugs and requests
Privacy.com
Reported bugs
5 issues- Half of the time I cannot open the app after it was closed as FaceID is broken and disables keyboard entry
- Automatically pausing cards set up for annual payments
- Transactions being authorized multiple times on one-time use cards
- App crashing issues
- Compatibility issues with newer debit cards
Requested features
6 requests- Ability to search transactions by dollar amount
- Option to hide closed cards
- Ability to preload cards for budgeting
- Option to set cards back to no limit
- Landscape mode support
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- Browser extension
Extend
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Privacy.com
No in-app purchases
Extend
No in-app purchases








