Comparison

Extend vs h.way

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Extend

This app enables businesses to create and manage virtual corporate cards for secure payments. It offers enhanced spending oversight, automated reconciliation, and real-time spending updates. Businesses can easily set spending limits and categorize expenses for better financial management.

Highlights
  • Create and send virtual cards
  • Set spending limits and active dates
  • Automate reconciliation
  • Real-time spending updates
  • Assign reference codes and upload attachments
  • Capture more spend and earn rewards
Features
Read full description

Extend is a modern way for businesses to make and manage payments with their existing corporate cards. In this easy-to-use app, you can instantly create and send secure virtual cards to anyone in your network, improve oversight of spending, and automate reconciliation. Extend has partnered with a number of major card networks and banks to bring you a trusted platform that makes better use of the corporate card that’s already in your wallet and signing up is as easy as creating an Extend login and registering a qualified credit card. It’s absolutely free for businesses with no commitment. Key features: • Instantly create and send virtual cards from an existing corporate card • Recipients can request a virtual card from an active account holder • Set spending limits, active dates, and more • Create different cards for different expenses for better expense management • Assign reference codes and upload attachments for better expense management • Get real-time updates on spending activity and know who’s spending what and where • Streamline expense processes and automate reconciliation • Capture more spend on your company card and earn more rewards

About

h.way

This app offers a banking experience designed for your community, allowing you to manage money without minimum balances or surcharges. It provides a Mastercard debit card with identity theft protection, early payday access, and fee-free ATM withdrawals. Funds are FDIC-insured for your security.

Highlights
  • No SSN required for signup
  • No minimum balance or surcharges
  • FDIC-insured funds
  • Mastercard debit card with ID theft protection
  • Early payday access
  • Fee-free ATM network
  • Instant money transfers
Features
Read full description

h.way allows you to do MONEY YOUR WAY. Sign up with your passport or valid license; no SSN is needed if you don't have one. Keep your account WITHOUT having a minimum balance and without surcharges. Plus, your funds will be kept in an FDIC-insured institution. We understand our community's money culture and have created an experience around it. Our goal is to help our community spend wisely, save, and invest for progress. Our benefits include: -Mastercard® debit card, with ID Theft Protection, which helps protect against identity theft 24/7. -Early payday: cash your paycheck up to two days earlier -Apple Pay and Google Pay -Access to around 55,000 ATMs without surcharges -Send money to other h.way users instantly and without surcharges. -Freeze and unfreeze your account from the app. You can learn more about h.way by visiting our website, www.h-way.com, or downloading the h.way app. * For Terms and Conditions, visit www.h-way.com. ** YOUR FUNDS ARE INSURED UP TO $250,000 BY THE FDIC IN THE EVENT METROPOLITAN COMMERCIAL BANK FAILS IF SPECIFIC DEPOSIT INSURANCE REQUIREMENTS ARE MET, AND YOUR CARD IS REGISTERED, visit https://www.fdic.gov/deposit/deposits/prepaid.html *** The h.way prepaid Mastercard is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a lincese from Mastercard. "Metropolitan Commercial Bank" and "Metropiolitan" are registered trademarks of Metropolitan Commercial Bank ©2020-2022

Screenshots

Extend4 screens
h.way4 screens

Verdict

The call

The clearest difference is rating: Extend at 4.2 against h.way's 3.4. Extend also leads on update cadence (every 4 days vs every 3 weeks). h.way's advantage is review sentiment (47% vs 29%) and iOS requirement (9.0 vs 16.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Extend holds the better App Store score, 4.2 against 3.4. Both are backed by a comparable volume of ratings — 47 and 97 respectively. Written reviews complicate that: 29% of Extend's written reviews are positive against 47% of h.way's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Extend ships an update every 4 days, h.way every 3 weeks. The most recent releases landed on September 10, 2026 and September 5, 2026 respectively.

Scorecard4 real differences · 6 level
Extend versus h.way: the parameters behind the verdict, then further details
ParameterExtendh.way
PriceFreeFree
Rating4.2 (47 ratings) — better3.4 (97 ratings)
Positive reviews28.6% of reviews47.3% of reviews — better
Number of ratings4797 — better
Update frequencyEvery 4 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.09.0 — better
Further details — not scored
Size60 MB310 MB
Age rating4+4+
DeveloperExtend Enterprisesnumi apps

Customer experience

Extend

All ratings47 ratings
Positive78.7%
Neutral2.1%
Negative19.1%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

h.way

All ratings97 ratings
Positive59.8%
Neutral3.1%
Negative37.1%
Written reviews55 reviews
Positive47.3%
Neutral1.8%
Negative50.9%

In-app purchases

None

Extend

No in-app purchases

None

h.way

No in-app purchases

Questions

Is Extend free?
Extend is free to download, with no in-app purchases.
Is h.way free?
h.way is free to download, with no in-app purchases.
Which has better reviews, Extend or h.way?
Extend is rated higher. Extend averages 4.2 out of 5 from 47 ratings, while h.way averages 3.4 from 97 ratings.
Do Extend or h.way have ads?
Neither Extend nor h.way shows ads.
Which is updated more often, Extend or h.way?
Extend ships an update every 4 days, and h.way every 3 weeks. Most recently, Extend was updated on September 10, 2026 and h.way on September 5, 2026.

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