Comparison

Keepfully vs Loan Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Keepfully

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Highlights
  • Track money and objects lent/borrowed
  • Organize by person with overview
  • Automatic loan reminders
  • Archive of returned loans
  • iCloud Sync and Siri support
  • Widgets and Shortcuts integration
Features
Read full description

Keepfully is a simple, powerful app designed to help you keep track of everything you lend or borrow – whether it’s money, books, tools, or just about anything else. Instead of relying on memory or scattered notes, Keepfully gives you a clear overview of your personal loans, helping you stay organized and avoid awkward moments. TRACK MONEY AND OBJECTS Keep track of money and objects you’ve lent to or borrowed from friends, family, or colleagues. Keepfully supports multiple currencies and lets you optionally add a location to each loan – perfect for remembering the context later. PERSONS OVERVIEW See exactly who owes what with the Persons tab, which lists all your saved people along with their loans. Mark favorites for quicker access and display them directly in the iPad’s sidebar. AUTOMATIC REMINDERS Never forget an open loan again. Enable automatic reminders to receive a notification after a customizable amount of time from the loan’s creation date. ARCHIVE The archive stores all returned loans, offering peace of mind and easy reference. Can’t remember if you paid your friend back that $50 from the other night? Just check the archive. SYSTEM INTEGRATION Keepfully is deeply integrated with Apple’s ecosystem. Enjoy seamless iCloud Sync, Widgets, Siri support, and full Shortcuts integration to streamline your experience across devices. PRO FEATURES • Unlimited Loans (2 active loans are free) • Track Object Loans • Reminder Notifications • Customizable Quick Entries (The Pro features require an additional in app purchase.)

About

Loan Tracker

Features
Read full description

Loan Tracker helps you stay in control of all your loans — in any currency. Easily add loans, track your EMIs, get smart reminders, and view powerful insights that help you stay ahead of repayments. Whether you’re managing a personal loan, home loan, car loan, or multiple EMIs, LoanTracker gives you a clean, simple dashboard to understand exactly where you stand. Key Features: • Add Loans in Any Currency Perfect for global users — track loans in USD, INR, GBP, EUR, or any currency you choose. • Smart Loan Calculations Automatically calculate EMI, interest, remaining balance, payoff date, total interest paid, and more. • Smart Reminders Never miss a payment. Receive timely alerts for upcoming EMIs and due dates. • Track Multiple Loans Easily Manage personal loans, car loans, education loans, home loans, credit lines, and more — all in one place. • Powerful Insights & Analytics Get a clear breakdown of your repayment progress, interest vs. principal, upcoming EMIs, and long-term payoff timelines. • Clean, Minimal & Intuitive UI A simple design that helps you understand your loans at a glance — no clutter, no confusion. • Works Offline Your loan data stays on your device and remains accessible anytime. Why LoanTracker? Most finance apps are complicated or limited. LoanTracker is designed to be simple, global, and accurate — helping you understand your loans and make smarter financial decisions. Whether you're a student with one loan or a family managing multiple EMIs, LoanTracker gives you clarity and confidence.

Screenshots

Keepfully4 screens
Loan Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Loan Tracker at none against Keepfully's 1. Loan Tracker also leads on update cadence (every 6 days vs every 3 months). Keepfully's advantage is device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Keepfully sells 1 one-off in-app purchase. Loan Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Keepfully ships an update every 3 months, Loan Tracker every 6 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Keepfully versus Loan Tracker: the parameters behind the verdict, then further details
ParameterKeepfullyLoan Tracker
PriceFreeFree
Rating3.9 (30 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings30 — better—
Update frequencyEvery 3 monthsEvery 6 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Apple Watch, Vision Pro — betteriPhone, iPad
Requires iOS18.4 — better18.6
Further details — not scored
Size15 MB7 MB
Age rating4+4+
DeveloperAlexander Kaessnerujjwal chafle

In-app purchases

1 purchases

Keepfully

One-time1
  • Keepfully Pro$2.99
None

Loan Tracker

No in-app purchases

Questions

Is Keepfully free?
Keepfully is free to download, with in-app purchases available.
Is Loan Tracker free?
Loan Tracker is free to download, with no in-app purchases.
Do Keepfully or Loan Tracker have ads?
Neither Keepfully nor Loan Tracker shows ads.
Which is updated more often, Keepfully or Loan Tracker?
Keepfully ships an update every 3 months, and Loan Tracker every 6 days. Most recently, Keepfully was updated on October 24, 2026 and Loan Tracker on October 25, 2026.

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