Comparison

Keepfully vs Interest Edge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Keepfully

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Highlights
  • Track money and objects lent/borrowed
  • Organize by person with overview
  • Automatic loan reminders
  • Archive of returned loans
  • iCloud Sync and Siri support
  • Widgets and Shortcuts integration
Features
Read full description

Keepfully is a simple, powerful app designed to help you keep track of everything you lend or borrow – whether it’s money, books, tools, or just about anything else. Instead of relying on memory or scattered notes, Keepfully gives you a clear overview of your personal loans, helping you stay organized and avoid awkward moments. TRACK MONEY AND OBJECTS Keep track of money and objects you’ve lent to or borrowed from friends, family, or colleagues. Keepfully supports multiple currencies and lets you optionally add a location to each loan – perfect for remembering the context later. PERSONS OVERVIEW See exactly who owes what with the Persons tab, which lists all your saved people along with their loans. Mark favorites for quicker access and display them directly in the iPad’s sidebar. AUTOMATIC REMINDERS Never forget an open loan again. Enable automatic reminders to receive a notification after a customizable amount of time from the loan’s creation date. ARCHIVE The archive stores all returned loans, offering peace of mind and easy reference. Can’t remember if you paid your friend back that $50 from the other night? Just check the archive. SYSTEM INTEGRATION Keepfully is deeply integrated with Apple’s ecosystem. Enjoy seamless iCloud Sync, Widgets, Siri support, and full Shortcuts integration to streamline your experience across devices. PRO FEATURES • Unlimited Loans (2 active loans are free) • Track Object Loans • Reminder Notifications • Customizable Quick Entries (The Pro features require an additional in app purchase.)

About

Interest Edge

Features
Read full description

Interest Edge is a private ledger for money you've lent and borrowed — with the interest worked out for you. Whether you lend to family, borrow from a friend, or keep informal accounts, Interest Edge turns scattered notes into a clean, always-up-to-date record. Add an entry once and Interest Edge keeps calculating the interest right up to today. WHY INTEREST EDGE • Lent and borrowed in one place — see who owes you and whom you owe at a glance. • Interest done for you — Simple, Compound, or NIL, with your choice of day-count basis (actual/365 or 30/360). • Your own interest rates — save the presets you actually use and reuse them in a tap. • Capital return dates — record when money is due back, by period or by date. • Person-wise ledgers — every transaction with a person, netted to a single receivable or payable. • Powerful search — find any entry by name, amount, rate, date, or note. • Reports — financial-year summaries of principal and interest. • Settle and reopen — mark entries settled, with a full history of every change. • Private by design — your ledger is tied to your account and visible only to you. No ads, no tracking. MADE FOR EVERYDAY MONEY Interest Edge speaks in rupees and the way lending really works — principal, rate per annum, simple vs compound, and clear receivable and payable totals. Sign in with a username or with Google, and your ledger is saved securely to your account. Interest Edge is a personal record-keeping and calculation tool. It is not a bank, lender, or financial advisor, and does not move money.

Screenshots

Keepfully4 screens
Interest Edge4 screens

Verdict

The call

The clearest difference is in-app purchases: Interest Edge at none against Keepfully's 1. Interest Edge also leads on update cadence (weekly vs every 3 months). Keepfully's advantage is device support (4 vs 2) and iOS requirement (18.4 vs 26.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Keepfully sells 1 one-off in-app purchase. Interest Edge asks for nothing beyond the download.

UpkeepUpdate frequency

Keepfully ships an update every 3 months, Interest Edge weekly. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.

Scorecard4 real differences · 6 level
Keepfully versus Interest Edge: the parameters behind the verdict, then further details
ParameterKeepfullyInterest Edge
PriceFreeFree
Rating3.9 (30 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings30 — better—
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Apple Watch, Vision Pro — betteriPhone, iPad
Requires iOS18.4 — better26.0
Further details — not scored
Size15 MB14 MB
Age rating4+4+
DeveloperAlexander KaessnerAjit Singh

In-app purchases

1 purchases

Keepfully

One-time1
  • Keepfully Pro$2.99
None

Interest Edge

No in-app purchases

Questions

Is Keepfully free?
Keepfully is free to download, with in-app purchases available.
Is Interest Edge free?
Interest Edge is free to download, with no in-app purchases.
Do Keepfully or Interest Edge have ads?
Neither Keepfully nor Interest Edge shows ads.
Which is updated more often, Keepfully or Interest Edge?
Keepfully ships an update every 3 months, and Interest Edge weekly. Most recently, Keepfully was updated on October 16, 2026 and Interest Edge on October 11, 2026.

Other comparisons