Comparison

FahiPay vs CBM ePassbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FahiPay

Manage your finances and pay bills conveniently from anywhere in the Maldives. This app allows for easy recharges, bill payments, and even ferry ticket purchases. Enjoy secure transactions and track your spending history effortlessly.

Highlights
  • Offline recharge via SMS
  • Bill payments for major providers
  • Ferry ticket purchases
  • Top-up via bank and cash card
  • Scheduled payments
  • QR code payments
  • Fingerprint app unlock
Features
Read full description

Reload, raastas and pay all your bills easily anywhere anytime in Maldives. FEATURES: * Offline recharge (vis SMS) * Reload & Raastas service * Pay bills - Dhiraagu, Ooredoo, SuperNet, MWSC, Raajje Online & MediaNet * Buy ferry tickets * Pay at shops * Topup via BML, MIB, SBI & Cash card * Scheduled payments * Redeemable bonus points for every recharge above 50MVR (when subscribed). * Package recharge for Dhiraagu & Ooredoo customers. * Order for Maldive Gas * Cash in through internet banking. * View history at any time. * Easily select contact from contact list. * FahiSend using QR code scan * Send sms in any name at the cheapest price in Maldives * Fingerprint app unlock (for supported devices). * Live chat support (24/7) Email: info@fahipay.mv Phone: 4007004 Website: www.fahipay.mv

About

CBM ePassbook

Access your bank account transactions and balances online from your smartphone. View real-time account information, check transaction history up to six years, and manage your accounts with convenient security options. Find ATM and branch locations, and view exchange rates.

Highlights
  • View real-time account balance and transactions
  • Access account history up to six years
  • Check unrealized cheques and account holds
  • Self-register without visiting a branch
  • Transaction notification alerts
  • PIN and biometric authentication options
  • Find ATM and branch locations
Features
Read full description

Commercial Bank introduced the ePassbook facility which is a mobile application which allows you to download and view your account transactions online on your Apple smart phones. The Essentials 1. View your real time account balance and transactions of all your accounts 2. Access at any time from anywhere 3. Check all your transactions up to six years. 4. Check unrealised cheques and account holds. 5. ePassbook will be provided totally free of charge. The ePassbook facility provides you the account history of all your accounts in a similar manner of a savings passbook or a current account statement. This application provides an online-real time view of the account transactions. Salient features * Any eligible account holder who has a smart phone device with the lOS operating systems can enroll for the facility. * You can self-register without visiting a Commercial Bank branch. * If you have already installed ePassbook to your phone, you can update the app with this new version and re-set your access code. * You can receive transaction notifications alert facility. * ePassbook users can set the app to be opened according to their preference and convenience; - Open application without opting for any security authentication - Open application with local PIN authentication - Open application with biometric authentication (if available in your device) * You can check account balances * View the real time view of the account transactions. * You can set account nick names as per their preference for easy reference. * Check exchange rates, interest rates * Find locations of Bank's ATMs and branches. * Search the transactions with the key names (Amount/Description/Date wise) * Self-enroll/remove accounts from the accounts display

Screenshots

FahiPay4 screens
CBM ePassbook4 screens

Verdict

The call

The clearest difference is rating: FahiPay at 4.6 against CBM ePassbook's 3.7. FahiPay also leads on ratings volume (12 vs 3). CBM ePassbook's advantage is update cadence (every 5 weeks vs every 3 months) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FahiPay holds the better App Store score, 4.6 against 3.7. Both are backed by a comparable volume of ratings — 12 and 3 respectively.

UpkeepUpdate frequency

FahiPay ships an update every 3 months, CBM ePassbook every 5 weeks. The most recent releases landed on August 8, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 5 level
FahiPay versus CBM ePassbook: the parameters behind the verdict, then further details
ParameterFahiPayCBM ePassbook
PriceFreeFree
Rating4.6 (12 ratings) — better3.7 (3 ratings)
Number of ratings12 — better3
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size34 MB28 MB
Age rating4+4+
DeveloperFahiPay Pvt LtdCommercial Bank of Ceylon PLC

Customer experience

FahiPay

All ratings12 ratings
Positive83.3%
Neutral8.3%
Negative8.3%

CBM ePassbook

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

FahiPay

No in-app purchases

None

CBM ePassbook

No in-app purchases

Questions

Is FahiPay free?
FahiPay is free to download, with no in-app purchases.
Is CBM ePassbook free?
CBM ePassbook is free to download, with no in-app purchases.
Which has better reviews, FahiPay or CBM ePassbook?
FahiPay is rated higher. FahiPay averages 4.6 out of 5 from 12 ratings, while CBM ePassbook averages 3.7 from 3 ratings.
Do FahiPay or CBM ePassbook have ads?
Neither FahiPay nor CBM ePassbook shows ads.
Which is updated more often, FahiPay or CBM ePassbook?
FahiPay ships an update every 3 months, and CBM ePassbook every 5 weeks. Most recently, FahiPay was updated on August 8, 2026 and CBM ePassbook on September 21, 2026.

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