AEON THAI MOBILE vs MTL Click
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AEON THAI MOBILE
Manage your AEON credit cards, loans, and insurance in one place. Check credit limits, pay bills instantly, withdraw cash without a card, and plan installment payments. Discover promotions and manage your finances on the go.
- Credit card and loan management
- Real-time credit limit and points check
- One-click bill payment via PAYNOW
- Cardless cash withdrawal and PromptPay transfer
- Customizable installment payment plans
- Access to promotions and e-coupons
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• The one-stop app from AEON allows you to easily manage your credit cards, personal loans, auto loans, and insurance, anytime, anywhere. • Check your remaining credit limit and reward points in real-time. No more worries about lost bills or forgotten payments, as we consolidate your bills allowing you to pay multiple bills in one click via PAYNOW. Pay instantly and your credit limit is immediately restored. Plus, view your E-Statement conveniently and eco-friendly. • Need to withdraw cash –No need for card simply use the Cashing feature to withdraw cash at participating ATMs or transfer your credit limit from your credit card or Your Cash loan to PromptPay instantly. • Plan your own finances: Manage installment payments more easily with Happy Plan, allowing you to split any purchase into installments and design your own payment plan. • Discover numerous promotions and special privileges from Card Highlight and E-Coupon. "Use when necessary and pay back full amount on time to avoid 16% interest rate per year" "Borrow only as much as necessary and within your repayment capacity. Interest rates are 15.99% - 24% per annum for personal loans, 22% - 25% per annum for cash cards, 5.20% - 15% per annum for used car hire purchase loans, an effective interest rate of 22.42% - 23% per annum for motorcycle hire purchase loans, and 8.94% - 23% per annum for big bike hire purchase loans." AEON Personal Loan: YourCash Card, MAX LIMIT Cash Card, AEON One Loan, and AEON Happy Loan. Terms and conditions are as prescribed by the Company. Example of installment payment calculation based on assumptions for an AEON One Loan (installment loan). of 100,000 Baht: Interest rate 15.99% per annum, total interest over the contract 45,620 Baht, monthly installment 2,427 Baht, repayment period 60 months. "Borrow when necessary and within your mean 15.99%–24% interest rate per year for One Loan, 22%-25% per year for cash advance cards. AEON Auto Loan: Hire purchase for used cars, motorcycles, big bikes, and Auto Quick Cash services. Repayment period up to 72 - 84 installments. No guarantor required. Example of installment payment calculation based on assumptions for a used car loan of 100,000 Baht Repayment example based on a hypothetical calculation for a used car loan of 100,000 Baht: Interest rate 5.20% per annum, monthly installment 1,822 Baht, repayment period 72 months. "Borrow when necessary and within your means 15.99% - 24% interest rate per year for One Loan, 22%-25% per year for cash advance cards., 22.42%-23% per year for motorcycle hire purchase loan, 8.94% - 23% per year for big bike hire purchase loan, 5.20%- 15% per year for use car hire purchase loan, and an effective interest rate of 14.34%-24% per year for Auto Quick Cash "
MTL Click
Manage your insurance policies, access digital cards, and find network hospitals. This app allows for biometric login, policy portfolio summaries, and multiple payment options. It also facilitates online doctor consultations and claim status tracking.
- Biometric login (face, fingerprint, password)
- Digital insurance cards (group & individual)
- Policy portfolio summary
- Multiple payment options
- Hospital finder with coverage details
- E-claim status tracking
- Online telemedicine services
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- MTL Click - The new face of insurance MTL Click ประสบการณ์ใหม่จากเมืองไทยประกันชีวิต - Biometric login เข้าสู่ระบบด้วยการสแกนใบหน้า, สแกนลายนิ้วมือ หรือ รหัสผ่าน - Digicard รวมบัตรประกันแบบกลุ่มและรายบุคคลไว้ในแอปพลิเคชันเดียว - Policy portfolio สรุปและรวมผลประโยชน์ตามประเภทกรมธรรม์ - Payment หลากหลายช่องทางการชำระเบี้ยประกันภัย ไม่ว่าจะเป็น บัตรเครดิต เคาน์เตอร์เซอร์วิส หรือแอปพลิเคชัน KPlus - Hospital finder ค้นหาตำแหน่งของโรงพยาบาลคู่สัญญา พร้อมเปรียบเทียบและแสดงรายละเอียดความคุ้มครอง - E-Claim ติดตามและแจ้งเตือนสถานะการเคลมสินไหม - E-Policy owner service ขอเปลี่ยนแปลงข้อมูลส่วนตัวได้ง่ายๆ - Shared policies สามารถขอเข้าถึงกรมธรรม์ของสมาชิกในครอบครัว และชำระเบี้ยประกันภัยให้กันได้ - Tele-medicine บริการนัดพบแพทย์ออนไลน์และยื่นเรื่องเคลมสินไหมได้ทันที
Screenshots
Verdict
The clearest difference is rating: MTL Click at 5.0 against AEON THAI MOBILE's 3.9. MTL Click also leads on update cadence (weekly vs every 3 weeks). AEON THAI MOBILE's advantage is ads (none vs shown) and review sentiment (50% vs 29%). On price, ratings volume, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MTL Click holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 7 and 7 respectively. Written reviews complicate that: 50% of AEON THAI MOBILE's written reviews are positive against 29% of MTL Click's, so the app with the better star average is not the one people write more warmly about.
AEON THAI MOBILE ships an update every 3 weeks, MTL Click weekly. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | AEON THAI MOBILE | MTL Click |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (7 ratings) | 5.0 (7 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 29.4% of reviews |
| Number of ratings | 7 | 7 |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.8.2 | 15.0 — better |
| Further details — not scored | ||
| Size | 107 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | AEON Thana Sinsap (Thailand) Public Company Limited | Muang Thai Life Assurance Public Company Limited |
Customer experience
AEON THAI MOBILE
MTL Click
In-app purchases
AEON THAI MOBILE
No in-app purchases
MTL Click
No in-app purchases
