Comparison

AEON THAI MOBILE vs BAAC Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AEON THAI MOBILE

Manage your AEON credit cards, loans, and insurance in one place. Check credit limits, pay bills instantly, withdraw cash without a card, and plan installment payments. Discover promotions and manage your finances on the go.

Highlights
  • Credit card and loan management
  • Real-time credit limit and points check
  • One-click bill payment via PAYNOW
  • Cardless cash withdrawal and PromptPay transfer
  • Customizable installment payment plans
  • Access to promotions and e-coupons
Features
Read full description

• The one-stop app from AEON allows you to easily manage your credit cards, personal loans, auto loans, and insurance, anytime, anywhere. • Check your remaining credit limit and reward points in real-time. No more worries about lost bills or forgotten payments, as we consolidate your bills allowing you to pay multiple bills in one click via PAYNOW. Pay instantly and your credit limit is immediately restored. Plus, view your E-Statement conveniently and eco-friendly. • Need to withdraw cash –No need for card simply use the Cashing feature to withdraw cash at participating ATMs or transfer your credit limit from your credit card or Your Cash loan to PromptPay instantly. • Plan your own finances: Manage installment payments more easily with Happy Plan, allowing you to split any purchase into installments and design your own payment plan. • Discover numerous promotions and special privileges from Card Highlight and E-Coupon. "Use when necessary and pay back full amount on time to avoid 16% interest rate per year" "Borrow only as much as necessary and within your repayment capacity. Interest rates are 15.99% - 24% per annum for personal loans, 22% - 25% per annum for cash cards, 5.20% - 15% per annum for used car hire purchase loans, an effective interest rate of 22.42% - 23% per annum for motorcycle hire purchase loans, and 8.94% - 23% per annum for big bike hire purchase loans." AEON Personal Loan: YourCash Card, MAX LIMIT Cash Card, AEON One Loan, and AEON Happy Loan. Terms and conditions are as prescribed by the Company. Example of installment payment calculation based on assumptions for an AEON One Loan (installment loan). of 100,000 Baht: Interest rate 15.99% per annum, total interest over the contract 45,620 Baht, monthly installment 2,427 Baht, repayment period 60 months. "Borrow when necessary and within your mean 15.99%–24% interest rate per year for One Loan, 22%-25% per year for cash advance cards. AEON Auto Loan: Hire purchase for used cars, motorcycles, big bikes, and Auto Quick Cash services. Repayment period up to 72 - 84 installments. No guarantor required. Example of installment payment calculation based on assumptions for a used car loan of 100,000 Baht Repayment example based on a hypothetical calculation for a used car loan of 100,000 Baht: Interest rate 5.20% per annum, monthly installment 1,822 Baht, repayment period 72 months. "Borrow when necessary and within your means 15.99% - 24% interest rate per year for One Loan, 22%-25% per year for cash advance cards., 22.42%-23% per year for motorcycle hire purchase loan, 8.94% - 23% per year for big bike hire purchase loan, 5.20%- 15% per year for use car hire purchase loan, and an effective interest rate of 14.34%-24% per year for Auto Quick Cash "

About

BAAC Mobile

Manage your finances with ease through this mobile banking app. Perform transactions like transfers, bill payments, and loan applications securely 24/7. It offers features like cardless withdrawals and digital statement requests.

Highlights
  • Money transfer, top-up, bill payment
  • Cardless cash withdrawals
  • Savings lottery deposit and prize checks
  • Loan applications and revolving credit
  • Transaction history and e-Slip requests
  • Digital statements via email
  • Facial recognition for PIN reset
Features
Read full description

ธ.ก.ส. ยกระดับบริการ Mobile Banking สู่ ธ.ก.ส. BAAC Mobile แอปพลิเคชันที่จะช่วยให้การธุรกรรมทางด้านเงินของท่านเป็นเรื่องง่าย สะดวก ปลอดภัย สร้างความมั่นใจในการใช้บริการทุกที่ ทุกเวลาตลอด 24 ชั่วโมง เพียงแค่ลูกค้าลงทะเบียนพิสูจน์ตัวตนและยืนยันตัวตนทางอิเล็กทรอนิกส์ (e-KYC) ลูกค้าก็จะสามารถสมัครใช้บริการ ธ.ก.ส. BAAC Mobile ได้ในทันที • บริการโอนเงิน เติมเงิน จ่ายบิล • ถอนเงินสดไม่ใช้บัตร • ฝากสลากออมทรัพย์ ธ.ก.ส. และตรวจสอบประวัติการถูกรางวัล • ตรวจสอบยอดสินเชื่อคงเหลือ พร้อมชำระหนี้ และเบิกเงินสินเชื่อหมุนเวียน • ตรวจสอบรายการเคลื่อนไหว ประวัติการทำธุรกรรม ทำรายการซ้ำ และขอ e-Slip ย้อนหลัง • ขอรายการเดินบัญชีย้อนหลังผ่านอีเมล (สูงสุด 12 เดือน) • ขอสินเชื่อและเปิดบัญชีเงินฝาก • บริการบัญชีพร้อมเพย์ • ข่าวสารและประชาสัมพันธ์กิจกรรมต่าง ๆ พร้อมโปรโมชั่นพิเศษที่น่าสนใจ • ป้องกันการสวมสิทธิ์เข้าใช้งานด้วยการตรวจสอบหมายเลขโทรศัพท์ก่อนลงทะเบียนอุปกรณ์ที่ต้องการเข้าใช้งานและเมื่อมีการเปลี่ยนอุปกรณ์ดังกล่าว • Reset PIN ได้ด้วยตนเอง โดยการยืนยันตัวตนด้วยใบหน้า หมดกังวลเรื่องการลืม PIN อีกต่อไป • ตรวจสอบความถูกต้องของ e-Slip ด้วยการสแกน miniQR บน e-Slip ของ ธ.ก.ส. และต่างธนาคาร สอบถามข้อมูลเพิ่มเติม กรุณาติดต่อ 0-2555-0555 ธ.ก.ส. BAAC Mobile จะช่วยให้ชีวิตของคุณเป็นเรื่องที่ง่ายยิ่งขึ้น BAAC upgrades Mobile Banking service to BAAC Mobile, an application that will make your financial transactions easy, convenient, safe, and build confidence in using the service. Anytime, anywhere, 24 hours a day. Customers only need to register their identity and verify their identity electronically (e-KYC), they will be able to apply for BAAC Mobile service immediately. • Money transfer, top-up, bill payment • Cardless cash withdrawals • Deposit the BAAC savings lottery and check the history of winning prizes. • Check outstanding credit balance. ready to pay debt and withdraw revolving credit • Check the movement list. Transaction history, duplicate transactions and request for e-Slip in the past • Request for past statements via email (up to 12 months) • Apply for a loan and open a savings account. • PromptPay account service • News and public relations on various activities and interesting special promotions. • Prevent spoofing of access by verifying the phone number before registering the desired access device and when replacing it. • Reset PIN by yourself by verifying your identity with your face. No more worrying about forgetting your PIN. • Verify e-Slip validity by scanning miniQR on e-Slip of BAAC and other banks. For more information, please contact 0-2555-0555. BAAC Mobile will make your life easy.

Screenshots

AEON THAI MOBILE4 screens
BAAC Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: AEON THAI MOBILE at 50% against BAAC Mobile's 8%. BAAC Mobile's advantage is rating (4.2 vs 3.9) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BAAC Mobile holds the better App Store score, 4.2 against 3.9. Both are backed by a comparable volume of ratings — 7 and 14 respectively. Written reviews complicate that: 50% of AEON THAI MOBILE's written reviews are positive against 8% of BAAC Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
AEON THAI MOBILE versus BAAC Mobile: the parameters behind the verdict, then further details
ParameterAEON THAI MOBILEBAAC Mobile
PriceFreeFree
Rating3.9 (7 ratings)4.2 (14 ratings) — better
Positive reviews50.0% of reviews — better7.8% of reviews
Number of ratings714 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.8.214 — better
Further details — not scored
Size107 MB164 MB
Age rating4+4+
DeveloperAEON Thana Sinsap (Thailand) Public Company LimitedBank for Agriculture and Agricultural Cooperatives

Customer experience

AEON THAI MOBILE

All ratings7 ratings
Positive71.4%
Neutral14.3%
Negative14.3%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

BAAC Mobile

All ratings14 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews51 reviews
Positive7.8%
Neutral9.8%
Negative82.4%

In-app purchases

None

AEON THAI MOBILE

No in-app purchases

None

BAAC Mobile

No in-app purchases

Questions

Is AEON THAI MOBILE free?
AEON THAI MOBILE is free to download, with no in-app purchases.
Is BAAC Mobile free?
BAAC Mobile is free to download, with no in-app purchases.
Which has better reviews, AEON THAI MOBILE or BAAC Mobile?
BAAC Mobile is rated higher. AEON THAI MOBILE averages 3.9 out of 5 from 7 ratings, while BAAC Mobile averages 4.2 from 14 ratings.
Do AEON THAI MOBILE or BAAC Mobile have ads?
Neither AEON THAI MOBILE nor BAAC Mobile shows ads.
Which is updated more often, AEON THAI MOBILE or BAAC Mobile?
AEON THAI MOBILE ships an update every 3 weeks, and BAAC Mobile every 3 weeks. Most recently, AEON THAI MOBILE was updated on October 24, 2026 and BAAC Mobile on October 24, 2026.

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