Comparison

krungsri vs BAAC Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

krungsri

This mobile banking app simplifies financial management, offering features like account opening, loan applications, credit card management, and mutual fund tracking. It provides secure transaction monitoring, personalized home screens, and convenient access to various banking services.

Highlights
  • Open savings accounts
  • Apply for loans and credit cards
  • Manage mutual funds
  • Monitor financial transactions
  • Quick Menu for transfers and bill payments
  • Request online statements
  • Cardless withdrawal
Features
Read full description

Welcome to krungsri app, the latest mobile banking service that simplifies all your financial needs. Whether you're looking to open a savings account, apply for loans, a credit card, or manage your mutual funds, krungsri app has got you covered. It is user-friendly, convenient, and more secure than ever, allowing you to effortlessly monitor your financial transactions and improve your money management. You can apply immediately through the app and receive Krungsri GIFT for year-round discounts at various delicious food and drinks outlets when you use the app in accordance with the terms and conditions. Manage all your finances with ease and convenience, now simpler than ever before • Access the new Quick Menu on the home screen for fast and convenient shortcuts for Transfer, Pay Bill, Top Up and Scan • Stay up-to-date with the latest transactions, privileges, and news through easily accessible categorized notifications • Customize your home screen to your unique preference by managing widgets for Quick Balance, Favorites, and Quick Menu • Change Background to fit your own personal lifestyle. • Request an online statement that is available for up to the past 12 months • Get all your needs fulfilled with features such as cardless withdrawal, managing favorites, scheduling transfers or bill payments, making international transfers, scanning for QR cross-border payments, and much more. Your One-Stop Banking Solution • Track your income and expenses visually through your new summary dashboard combining assets, loans and insurance • Manage and view your account information for deposits, loans, mutual funds, credit cards, debenture/ equity, and Krungsri Auto within just a few clicks • Easily and instantly apply for a variety of services, including e-Savings accounts, credit cards, Krungsri iFin, Krungsri Car4Cash, and insurance • Apply for Krungsri Boarding Card to enjoy special rates for all your spending needs, both in stores across the globe and online. Plus, you can lock in favorable exchange rates in advance through the app • Krungsri iFIN offers a maximum credit limit of 2 million baht, which is up to 5 times the applicant's income. The normal effective interest rate ranges from 21% to 25% per year, and the payment term from 12 to 60 months. Example: The installment of approval credit line 30,000 Baht with 24 months repayment term and 25% interest rate charge is 1,602 bath per month (including principal and interest). In the case of completing a 24-month installment contract, the total principal amount is 30,000 baht and the total interest is 8,422 baht, resulting in a total payment of 38,422 baht over the contract period. Remark: Estimated interest rate charge. The total interest rate charged will depend on repayment behavior of each customer. Secure and restrict access exclusively for you: • Utilize Biometric Technology to verify your identity, ensuring maximum security when opening an account, making high-value transactions, unlocking OTP/ PIN, and changing your phone number • Implement security protection to detect Remote Access and Root/Jailbreak on the operating system. If either is detected, access to our app will not be authorized. • Prevent unauthorized access and maintain privacy by using User's Face ID/Touch ID or a 6-digit PIN password log-in Getting Started Download krungsri mobile app and register through the application today. For more information, please contact Krungsri Call Center at 1572 or visit the website www.krungsri.com

About

BAAC Mobile

Manage your finances with ease through this mobile banking app. Perform transactions like transfers, bill payments, and loan applications securely 24/7. It offers features like cardless withdrawals and digital statement requests.

Highlights
  • Money transfer, top-up, bill payment
  • Cardless cash withdrawals
  • Savings lottery deposit and prize checks
  • Loan applications and revolving credit
  • Transaction history and e-Slip requests
  • Digital statements via email
  • Facial recognition for PIN reset
Features
Read full description

ธ.ก.ส. ยกระดับบริการ Mobile Banking สู่ ธ.ก.ส. BAAC Mobile แอปพลิเคชันที่จะช่วยให้การธุรกรรมทางด้านเงินของท่านเป็นเรื่องง่าย สะดวก ปลอดภัย สร้างความมั่นใจในการใช้บริการทุกที่ ทุกเวลาตลอด 24 ชั่วโมง เพียงแค่ลูกค้าลงทะเบียนพิสูจน์ตัวตนและยืนยันตัวตนทางอิเล็กทรอนิกส์ (e-KYC) ลูกค้าก็จะสามารถสมัครใช้บริการ ธ.ก.ส. BAAC Mobile ได้ในทันที • บริการโอนเงิน เติมเงิน จ่ายบิล • ถอนเงินสดไม่ใช้บัตร • ฝากสลากออมทรัพย์ ธ.ก.ส. และตรวจสอบประวัติการถูกรางวัล • ตรวจสอบยอดสินเชื่อคงเหลือ พร้อมชำระหนี้ และเบิกเงินสินเชื่อหมุนเวียน • ตรวจสอบรายการเคลื่อนไหว ประวัติการทำธุรกรรม ทำรายการซ้ำ และขอ e-Slip ย้อนหลัง • ขอรายการเดินบัญชีย้อนหลังผ่านอีเมล (สูงสุด 12 เดือน) • ขอสินเชื่อและเปิดบัญชีเงินฝาก • บริการบัญชีพร้อมเพย์ • ข่าวสารและประชาสัมพันธ์กิจกรรมต่าง ๆ พร้อมโปรโมชั่นพิเศษที่น่าสนใจ • ป้องกันการสวมสิทธิ์เข้าใช้งานด้วยการตรวจสอบหมายเลขโทรศัพท์ก่อนลงทะเบียนอุปกรณ์ที่ต้องการเข้าใช้งานและเมื่อมีการเปลี่ยนอุปกรณ์ดังกล่าว • Reset PIN ได้ด้วยตนเอง โดยการยืนยันตัวตนด้วยใบหน้า หมดกังวลเรื่องการลืม PIN อีกต่อไป • ตรวจสอบความถูกต้องของ e-Slip ด้วยการสแกน miniQR บน e-Slip ของ ธ.ก.ส. และต่างธนาคาร สอบถามข้อมูลเพิ่มเติม กรุณาติดต่อ 0-2555-0555 ธ.ก.ส. BAAC Mobile จะช่วยให้ชีวิตของคุณเป็นเรื่องที่ง่ายยิ่งขึ้น BAAC upgrades Mobile Banking service to BAAC Mobile, an application that will make your financial transactions easy, convenient, safe, and build confidence in using the service. Anytime, anywhere, 24 hours a day. Customers only need to register their identity and verify their identity electronically (e-KYC), they will be able to apply for BAAC Mobile service immediately. • Money transfer, top-up, bill payment • Cardless cash withdrawals • Deposit the BAAC savings lottery and check the history of winning prizes. • Check outstanding credit balance. ready to pay debt and withdraw revolving credit • Check the movement list. Transaction history, duplicate transactions and request for e-Slip in the past • Request for past statements via email (up to 12 months) • Apply for a loan and open a savings account. • PromptPay account service • News and public relations on various activities and interesting special promotions. • Prevent spoofing of access by verifying the phone number before registering the desired access device and when replacing it. • Reset PIN by yourself by verifying your identity with your face. No more worrying about forgetting your PIN. • Verify e-Slip validity by scanning miniQR on e-Slip of BAAC and other banks. For more information, please contact 0-2555-0555. BAAC Mobile will make your life easy.

Screenshots

krungsri4 screens
BAAC Mobile4 screens

Verdict

The call

The clearest difference is rating: BAAC Mobile at 4.2 against krungsri's 2.8. BAAC Mobile also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). krungsri's advantage is review sentiment (24% vs 8%) and ratings volume (80 vs 14). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BAAC Mobile holds the better App Store score, 4.2 against 2.8. That said, the two scores are not equally well evidenced: krungsri has 80 ratings behind it against 14, so its average is the more settled of the two. Written reviews complicate that: 24% of krungsri's written reviews are positive against 8% of BAAC Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
krungsri versus BAAC Mobile: the parameters behind the verdict, then further details
ParameterkrungsriBAAC Mobile
PriceFreeFree
Rating2.8 (80 ratings)4.2 (14 ratings) — better
Positive reviews23.7% of reviews — better7.8% of reviews
Number of ratings80 — better14
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014
Further details — not scored
Size222 MB164 MB
Age rating4+4+
DeveloperBank of Ayudhya Public Company LimitedBank for Agriculture and Agricultural Cooperatives

Customer experience

krungsri

All ratings80 ratings
Positive41.3%
Neutral7.5%
Negative51.2%
Written reviews169 reviews
Positive23.7%
Neutral11.2%
Negative65.1%

BAAC Mobile

All ratings14 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews51 reviews
Positive7.8%
Neutral9.8%
Negative82.4%

In-app purchases

None

krungsri

No in-app purchases

None

BAAC Mobile

No in-app purchases

Questions

Is krungsri free?
krungsri is free to download, with no in-app purchases.
Is BAAC Mobile free?
BAAC Mobile is free to download, with no in-app purchases.
Which has better reviews, krungsri or BAAC Mobile?
BAAC Mobile is rated higher. krungsri averages 2.8 out of 5 from 80 ratings, while BAAC Mobile averages 4.2 from 14 ratings.
Do krungsri or BAAC Mobile have ads?
krungsri shows ads; BAAC Mobile does not.
Which is updated more often, krungsri or BAAC Mobile?
krungsri ships an update every 3 weeks, and BAAC Mobile every 3 weeks. Most recently, krungsri was updated on November 1, 2026 and BAAC Mobile on November 3, 2026.

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