Comparison

Krungthai NEXT vs BAAC Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Krungthai NEXT

Manage your finances with a secure and user-friendly mobile banking app. Perform transactions, pay bills, apply for loans, and enjoy personalized features for a smarter financial lifestyle. Access high-interest savings accounts and competitive foreign exchange rates.

Highlights
  • Face verification for secure login
  • Hassle-free money transfers and bill payments
  • Loan applications and credit limit management
  • High-interest savings accounts
  • Personalized home screen and transaction suggestions
  • Smart reminders and promotions
  • Travel card with competitive exchange rates
Read full description

Krungthai NEXT is a mobile application that keeps you on top of your finances. Enjoy a smart lifestyle with our new app! Simpler, faster and more secured: • Register with face verification. No need to worry about forgetting your username or password! • Transfer, top up, pay bills, withdraw money and apply for a loan with no hassle. • Schedule your transactions up to 24 months in advance. • Personalize your home screen on Quick Menu, Favorite and Profile Picture to match your preference. Smart lifestyle: • Use Smart Banner to receive your payment reminders and news. This helps you avoid late fees, save time and stay ahead of the game. • Enable Smart Transaction to get suggested transactions, completing them faster than ever. • Enjoy your privileged campaigns on Smart Promotion, catering to your taste. And many more: • Open NEXT savings accounts with a high-interest rate. • Spend your Krungthai Travel Cards with the best foreign exchange rates. • Buy insurance and check your insurance policy anywhere and anytime. • Credit limit personal loan up to 1,000,000 THB • Interest rate 11 - 24 % annually for valued customers who always pay on the due date (No additional fee to be charged) • Installment plan from 12-60 months Example of installment payment When customers has been approved personal loan 50,000 THB with 12 months installment plan at 11% of interest rate Customer required to pay 4,500 TH per month (both initial amount and monthly interest fee) and in total customer needs to pay 52,979 THB (50,000 THB for initial amount and 2,979 THB for interest) • Track your KTC card usage, available balance and reward points. About Krungthai NEXT: • Website : www.krungthai.com • Facebook : https://www.facebook.com/krungthaibank • Contact Center : 02-111-1111 • Address : 35 Nana Nua Building Sukhumvit Road, Khlong Toei Nua, Watthana , Bangkok ,Thailand 10110 Krungthai NEXT - Live Life to the NEXT Download now!

About

BAAC Mobile

Manage your finances with ease through this mobile banking app. Perform transactions like transfers, bill payments, and loan applications securely 24/7. It offers features like cardless withdrawals and digital statement requests.

Highlights
  • Money transfer, top-up, bill payment
  • Cardless cash withdrawals
  • Savings lottery deposit and prize checks
  • Loan applications and revolving credit
  • Transaction history and e-Slip requests
  • Digital statements via email
  • Facial recognition for PIN reset
Features
Read full description

ธ.ก.ส. ยกระดับบริการ Mobile Banking สู่ ธ.ก.ส. BAAC Mobile แอปพลิเคชันที่จะช่วยให้การธุรกรรมทางด้านเงินของท่านเป็นเรื่องง่าย สะดวก ปลอดภัย สร้างความมั่นใจในการใช้บริการทุกที่ ทุกเวลาตลอด 24 ชั่วโมง เพียงแค่ลูกค้าลงทะเบียนพิสูจน์ตัวตนและยืนยันตัวตนทางอิเล็กทรอนิกส์ (e-KYC) ลูกค้าก็จะสามารถสมัครใช้บริการ ธ.ก.ส. BAAC Mobile ได้ในทันที • บริการโอนเงิน เติมเงิน จ่ายบิล • ถอนเงินสดไม่ใช้บัตร • ฝากสลากออมทรัพย์ ธ.ก.ส. และตรวจสอบประวัติการถูกรางวัล • ตรวจสอบยอดสินเชื่อคงเหลือ พร้อมชำระหนี้ และเบิกเงินสินเชื่อหมุนเวียน • ตรวจสอบรายการเคลื่อนไหว ประวัติการทำธุรกรรม ทำรายการซ้ำ และขอ e-Slip ย้อนหลัง • ขอรายการเดินบัญชีย้อนหลังผ่านอีเมล (สูงสุด 12 เดือน) • ขอสินเชื่อและเปิดบัญชีเงินฝาก • บริการบัญชีพร้อมเพย์ • ข่าวสารและประชาสัมพันธ์กิจกรรมต่าง ๆ พร้อมโปรโมชั่นพิเศษที่น่าสนใจ • ป้องกันการสวมสิทธิ์เข้าใช้งานด้วยการตรวจสอบหมายเลขโทรศัพท์ก่อนลงทะเบียนอุปกรณ์ที่ต้องการเข้าใช้งานและเมื่อมีการเปลี่ยนอุปกรณ์ดังกล่าว • Reset PIN ได้ด้วยตนเอง โดยการยืนยันตัวตนด้วยใบหน้า หมดกังวลเรื่องการลืม PIN อีกต่อไป • ตรวจสอบความถูกต้องของ e-Slip ด้วยการสแกน miniQR บน e-Slip ของ ธ.ก.ส. และต่างธนาคาร สอบถามข้อมูลเพิ่มเติม กรุณาติดต่อ 0-2555-0555 ธ.ก.ส. BAAC Mobile จะช่วยให้ชีวิตของคุณเป็นเรื่องที่ง่ายยิ่งขึ้น BAAC upgrades Mobile Banking service to BAAC Mobile, an application that will make your financial transactions easy, convenient, safe, and build confidence in using the service. Anytime, anywhere, 24 hours a day. Customers only need to register their identity and verify their identity electronically (e-KYC), they will be able to apply for BAAC Mobile service immediately. • Money transfer, top-up, bill payment • Cardless cash withdrawals • Deposit the BAAC savings lottery and check the history of winning prizes. • Check outstanding credit balance. ready to pay debt and withdraw revolving credit • Check the movement list. Transaction history, duplicate transactions and request for e-Slip in the past • Request for past statements via email (up to 12 months) • Apply for a loan and open a savings account. • PromptPay account service • News and public relations on various activities and interesting special promotions. • Prevent spoofing of access by verifying the phone number before registering the desired access device and when replacing it. • Reset PIN by yourself by verifying your identity with your face. No more worrying about forgetting your PIN. • Verify e-Slip validity by scanning miniQR on e-Slip of BAAC and other banks. For more information, please contact 0-2555-0555. BAAC Mobile will make your life easy.

Screenshots

Krungthai NEXT4 screens
BAAC Mobile4 screens

Verdict

The call

The clearest difference is rating: BAAC Mobile at 4.2 against Krungthai NEXT's 3.5. BAAC Mobile also leads on monetization model (free vs free with in-app purchases). Krungthai NEXT's advantage is ratings volume (199 vs 14). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BAAC Mobile holds the better App Store score, 4.2 against 3.5. That said, the two scores are not equally well evidenced: Krungthai NEXT has 199 ratings behind it against 14, so its average is the more settled of the two. Written reviews complicate that: 13% of Krungthai NEXT's written reviews are positive against 8% of BAAC Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Krungthai NEXT ships an update monthly, BAAC Mobile every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Krungthai NEXT versus BAAC Mobile: the parameters behind the verdict, then further details
ParameterKrungthai NEXTBAAC Mobile
PriceFreeFree
Rating3.5 (199 ratings)4.2 (14 ratings) — better
Positive reviews13.0% of reviews — better7.8% of reviews
Number of ratings199 — better14
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.014 — better
Further details — not scored
Size321 MB164 MB
Age rating4+4+
DeveloperKrung Thai BankBank for Agriculture and Agricultural Cooperatives

Customer experience

Krungthai NEXT

All ratings198 ratings
Positive62.1%
Neutral4.0%
Negative33.8%
Written reviews161 reviews
Positive13.0%
Neutral5.6%
Negative81.4%

BAAC Mobile

All ratings14 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews51 reviews
Positive7.8%
Neutral9.8%
Negative82.4%

Bugs and requests

Krungthai NEXT

Reported bugs

15 issues
  • Face scan fails repeatedly during registration
  • App crashes on iPhone 11 Pro Max and newer models
  • Login screen hangs indefinitely
  • Service unavailable errors during peak times
  • Face detection always returns error
Show 10 more
  • Cannot process transactions with error code 10003
  • App freezes on startup with logo
  • PIN entry not working on iOS 11+
  • Forced verification required after app updates
  • Face recognition incompatible with passport scanning
  • App incompatible with certain antivirus software
  • Cannot register with eSIM numbers
  • QR code payment functionality breaks after phone upgrade
  • Fund checking feature broken after updates
  • Transaction details not displaying properly

Requested features

12 requests
  • Authenticator app instead of SMS codes for overseas users
  • Support for Thai names in recipient fields
  • Accessibility improvements for disabled users (font size adaptation)
  • Touch ID/biometric sign-in option
  • Numeric keypad layout for OTP and amount input
Show 7 more
  • English language option in app interface
  • Better fund movement reporting with historical data
  • NAV pricing and capital gain/loss information
  • Improved Travel Card functionality for international use
  • Ability to take screenshots of transactions
  • WiFi connectivity support
  • Offline mode capability

BAAC Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Krungthai NEXT

No in-app purchases

None

BAAC Mobile

No in-app purchases

Questions

Is Krungthai NEXT free?
Krungthai NEXT is free to download, with no in-app purchases.
Is BAAC Mobile free?
BAAC Mobile is free to download, with no in-app purchases.
Which has better reviews, Krungthai NEXT or BAAC Mobile?
BAAC Mobile is rated higher. Krungthai NEXT averages 3.5 out of 5 from 199 ratings, while BAAC Mobile averages 4.2 from 14 ratings.
Do Krungthai NEXT or BAAC Mobile have ads?
Neither Krungthai NEXT nor BAAC Mobile shows ads.
Which is updated more often, Krungthai NEXT or BAAC Mobile?
Krungthai NEXT ships an update monthly, and BAAC Mobile every 3 weeks. Most recently, Krungthai NEXT was updated on October 23, 2026 and BAAC Mobile on October 24, 2026.

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