Comparison

Krungthai NEXT vs SCB EASY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Krungthai NEXT

Manage your finances with a secure and user-friendly mobile banking app. Perform transactions, pay bills, apply for loans, and enjoy personalized features for a smarter financial lifestyle. Access high-interest savings accounts and competitive foreign exchange rates.

Highlights
  • Face verification for secure login
  • Hassle-free money transfers and bill payments
  • Loan applications and credit limit management
  • High-interest savings accounts
  • Personalized home screen and transaction suggestions
  • Smart reminders and promotions
  • Travel card with competitive exchange rates
Read full description

Krungthai NEXT is a mobile application that keeps you on top of your finances. Enjoy a smart lifestyle with our new app! Simpler, faster and more secured: • Register with face verification. No need to worry about forgetting your username or password! • Transfer, top up, pay bills, withdraw money and apply for a loan with no hassle. • Schedule your transactions up to 24 months in advance. • Personalize your home screen on Quick Menu, Favorite and Profile Picture to match your preference. Smart lifestyle: • Use Smart Banner to receive your payment reminders and news. This helps you avoid late fees, save time and stay ahead of the game. • Enable Smart Transaction to get suggested transactions, completing them faster than ever. • Enjoy your privileged campaigns on Smart Promotion, catering to your taste. And many more: • Open NEXT savings accounts with a high-interest rate. • Spend your Krungthai Travel Cards with the best foreign exchange rates. • Buy insurance and check your insurance policy anywhere and anytime. • Credit limit personal loan up to 1,000,000 THB • Interest rate 11 - 24 % annually for valued customers who always pay on the due date (No additional fee to be charged) • Installment plan from 12-60 months Example of installment payment When customers has been approved personal loan 50,000 THB with 12 months installment plan at 11% of interest rate Customer required to pay 4,500 TH per month (both initial amount and monthly interest fee) and in total customer needs to pay 52,979 THB (50,000 THB for initial amount and 2,979 THB for interest) • Track your KTC card usage, available balance and reward points. About Krungthai NEXT: • Website : www.krungthai.com • Facebook : https://www.facebook.com/krungthaibank • Contact Center : 02-111-1111 • Address : 35 Nana Nua Building Sukhumvit Road, Khlong Toei Nua, Watthana , Bangkok ,Thailand 10110 Krungthai NEXT - Live Life to the NEXT Download now!

About

SCB EASY

Manage your finances with a comprehensive banking app. Perform transactions, customize your home screen, and access exclusive lifestyle perks. Enjoy secure login and flexible transfer limits.

Highlights
  • Customize home screen
  • Cardless ATM withdrawals
  • Lifestyle features (restaurants, movies)
  • Fingerprint login
  • Adjustable daily transfer limit
  • Rewards program
Features
Read full description

About Easy App: The first banking application in Thailand offering more than just an ordinary transaction. Over 12 million people manage their finances through the app. You can do basic financial activities like transfer money to friends and family, pay your bills, top-up your mobile phones. The new app also offers these useful features: • Customize your home screen: for optimal usage, customize your home screen display with frequent transactions fitting your needs • Cardless ATM: clicks away from cash withdrawals with the new Cardless ATM menu • Lifestyle ready: a contemporary lifestyle menu includes restaurant recommendations, movie ticket, and Easy Bonus, a new rewards program offering privileges all-year-round • Fingerprint recognition: access the service with the touch of your finger with the fingerprint recognition log-in option • Adjustable daily transfer limit: flexible option to raise your daily transfer limit to a higher amount and vice versa

Screenshots

Krungthai NEXT4 screens
SCB EASY4 screens

Verdict

The call

The clearest difference is review sentiment: SCB EASY at 29% against Krungthai NEXT's 13%. SCB EASY also leads on monetization model (ad-supported vs free with in-app purchases). Krungthai NEXT's advantage is rating (3.5 vs 3.3). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Krungthai NEXT holds the better App Store score, 3.5 against 3.3. Both are backed by a comparable volume of ratings — 199 and 205 respectively. Written reviews complicate that: 13% of Krungthai NEXT's written reviews are positive against 29% of SCB EASY's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
Krungthai NEXT versus SCB EASY: the parameters behind the verdict, then further details
ParameterKrungthai NEXTSCB EASY
PriceFreeFree
Rating3.5 (199 ratings) — better3.3 (205 ratings)
Positive reviews13.0% of reviews28.8% of reviews — better
Number of ratings199205 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size321 MB266 MB
Age rating4+4+
DeveloperKrung Thai BankThe Siam Commercial Bank PCL

Customer experience

Krungthai NEXT

All ratings198 ratings
Positive62.1%
Neutral4.0%
Negative33.8%
Written reviews161 reviews
Positive13.0%
Neutral5.6%
Negative81.4%

SCB EASY

All ratings203 ratings
Positive53.7%
Neutral8.4%
Negative37.9%
Written reviews125 reviews
Positive28.8%
Neutral7.2%
Negative64.0%

User reviews

Krungthai NEXT

From 199 App Store ratings

What we love

  • ✅ Convenient daily transactions and money transfers
  • ⚡ Quick and easy for basic banking operations
  • 🏦 Reliable for regular bill payments
  • 📱 Functional app for everyday banking needs

Room to improve

  • 🐛 Frequent crashes and app freezes
  • ⏱️ Extremely slow loading times
  • 🔐 Excessive identity verification requirements
  • 📵 Cannot function on WiFi-only devices
  • 🌍 Severely limited for overseas users

SCB EASY

From 205 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 🔒 Secure transactions

Room to improve

  • 🐛 Frequent crashes
  • ⚠️ Unreliable performance
  • 💤 Slow and unresponsive
  • 🔒 Overly complicated security

Bugs and requests

Krungthai NEXT

Reported bugs

15 issues
  • Face scan fails repeatedly during registration
  • App crashes on iPhone 11 Pro Max and newer models
  • Login screen hangs indefinitely
  • Service unavailable errors during peak times
  • Face detection always returns error
Show 10 more
  • Cannot process transactions with error code 10003
  • App freezes on startup with logo
  • PIN entry not working on iOS 11+
  • Forced verification required after app updates
  • Face recognition incompatible with passport scanning
  • App incompatible with certain antivirus software
  • Cannot register with eSIM numbers
  • QR code payment functionality breaks after phone upgrade
  • Fund checking feature broken after updates
  • Transaction details not displaying properly

Requested features

12 requests
  • Authenticator app instead of SMS codes for overseas users
  • Support for Thai names in recipient fields
  • Accessibility improvements for disabled users (font size adaptation)
  • Touch ID/biometric sign-in option
  • Numeric keypad layout for OTP and amount input
Show 7 more
  • English language option in app interface
  • Better fund movement reporting with historical data
  • NAV pricing and capital gain/loss information
  • Improved Travel Card functionality for international use
  • Ability to take screenshots of transactions
  • WiFi connectivity support
  • Offline mode capability

SCB EASY

Reported bugs

3 issues
  • Login issues after phone change
  • Inconsistent account balance updates
  • Forced app updates causing disruption

Requested features

4 requests
  • Fingerprint/Face ID login
  • Improved transaction history
  • Customizable dashboard
  • Seamless overseas usage

In-app purchases

None

Krungthai NEXT

No in-app purchases

None

SCB EASY

No in-app purchases

Questions

Is Krungthai NEXT free?
Krungthai NEXT is free to download, with no in-app purchases.
Is SCB EASY free?
SCB EASY is free to download, with no in-app purchases.
Which has better reviews, Krungthai NEXT or SCB EASY?
Krungthai NEXT is rated higher. Krungthai NEXT averages 3.5 out of 5 from 199 ratings, while SCB EASY averages 3.3 from 205 ratings.
Do Krungthai NEXT or SCB EASY have ads?
Neither Krungthai NEXT nor SCB EASY shows ads.
Which is updated more often, Krungthai NEXT or SCB EASY?
Krungthai NEXT ships an update monthly, and SCB EASY monthly. Most recently, Krungthai NEXT was updated on October 23, 2026 and SCB EASY on October 29, 2026.

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