Comparison

K PLUS vs Krungthai NEXT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

K PLUS

This digital banking platform offers a comprehensive suite of financial services for online lifestyles. Manage accounts, make payments, access loans, and invest with ease. It also provides a loyalty points system and integration with various partner services.

Highlights
  • Mobile number and QR code transfers
  • Bill payments with reminders
  • Cardless cash withdrawals
  • Credit card and loan management
  • Investment account opening
  • Loyalty points for rewards and shopping
  • Digital membership card integration
Read full description

K PLUS ผู้นำด้านดิจิตอล แบงก์กิ้ง จากธนาคารกสิกรไทย แพลตฟอร์มที่ให้มากกว่าบริการทางการเงิน สำหรับออนไลน์ไลฟ์สไตล์ ใช้ง่าย ปลอดภัย พร้อมให้บริการสำหรับผู้ใช้อายุ 12 ปีขึ้นไป สามารถเปิด K-eSavings ผ่านแอปได้ด้วยตัวเอง หรือเข้าใช้งาน K PLUS Lobby ได้แม้ไม่มีบัญชีหรือบัตรธนาคารกสิกรไทย ง่ายทุกธุรกรรม - โอนผ่านเบอร์มือถือ พร้อมเพย์หรือ สแกน QR - จ่ายบิล ตั้งชำระล่วงหน้า หรือตั้งเตือนก็ได้ - เติมเงินได้ทุกที่ - ธุรกรรมรวดเร็วจบจากหน้าแรก แค่ตั้งรายการโปรด - ถอนเงินไม่ใช้บัตรผ่านตู้ K-ATM หรือ เคแบงก์เซอร์วิสใกล้คุณ - ดูสรุปภาพรวมบัญชี รู้ทันทุกรายรับ รายจ่าย - รับ Statement ผ่านทางอีเมลล์ ย้อนหลังสูงสุด 12 เดือน จัดการบัตรเครดิตกสิกรไทย และสินเชื่อง่ายๆด้วยตัวเอง - เปลี่ยนวงเงินบัตรกสิกรไทยเป็นเงินสดเข้าบัญชี ผ่านบริการ K-Smart Cash แบ่งชำระสูงสุด 10 เดือน - เลือกแบ่งชำระรายการใช้จ่ายบัตรกสิกรไทยแบบรายเดือนผ่านบริการ K-Smart Pay - ล็อคและปลดล็อคบัตรเครดิตได้เองยามฉุกเฉิน - สมัครสินเชื่อเงินด่วน Xpress Loan และบัตรเงินด่วน Xpress Cash รู้ผลเร็วกว่า มั่นใจทุกการลงทุน - เปิดบัญชีซื้อ-ขายกองทุน พร้อมดูรายการเคลื่อนไหว - ดูสรุปภาพรวมสินทรัพย์ในหน้าเดียว - ลงทุนให้ถึงเป้าหมายด้วย Wealth PLUS ที่พร้อมช่วยเริ่มต้นวางแผนและดูแลปรับเปลี่ยนพอร์ทตลอดระยะเวลาลงทุน K Point พ้อยท์พันธ์ใหม่ ใช้เติมเงิน จ่ายบิล ช้อปปิ้งแทนเงินสด - สะสมได้ง่ายๆ แม้ไม่มีบัตรกสิกรไทยผ่านการร่วมภารกิจบน K PLUS - จ่ายบิล/เติมเงิน แลกของรางวัล หรือแลกเครดิตเงินคืน - ช้อปปิ้งสินค้าและดีลหลากหลายบน K+ market - โอน K Point ไปเป็นคะแนนสะสม The 1, AIS Points, Blue Point หรือ TruePoint เชื่อมต่อหลากแพลตฟอร์ม - บริการครบวงจร สะดวกทุกที่ ยืนยันตัวตน ฝาก-ถอน ได้ที่ร้านค้าพันธมิตรเคแบงก์เซอร์วิสทั่วประเทศ - เพิ่มบัตรสมาชิกแบรนด์ชั้นนำ พร้อมตรวจสอบคะแนนได้ทุกที่ เติม จ่าย สะดวกครบ ไม่ต้องกรอกเลข เพียงเลือกจ่ายด้วย K PLUS K PLUS – the leading digital banking from KASIKORNBANK. The platform that offers variety services to enhance your online lifestyle. Ready to use for all users age 12 and above. Open K-savings by yourself on the application or simply join K PLUS Lobby, no need to be a KBank account or card holders. Make your daily banking transactions easy. - Faster transfer via mobile number, Prompt Pay, or scan QR code. - Pay your bills conveniently. Schedule payments in advance or create payment reminders. - Top up your daily use services on the go. - Make faster transactions from home page, just set up your favorite list. - Cardless cash withdrawal from K-ATM or KBank Service nearby - Display income and expenses summaries of all your accounts. - Request your statement up to previous 12 months and receive it instantly in your mailbox. Conveniently manage your KBank Credit Cards and Loans. - Transfer your KBank Credit Card limit to your deposit account via KBank Smart Cash service. Repay in installments of up to 10 months. - Turn any unbilled KBank Credit Card or Xpress Cash spending into monthly installments via K-Smart Pay service. - Instantly block and unblock your credit card anytime. for your own safety. - Apply for Xpress Loan and Xpress Cash on K PLUS. Get faster results. Secure your investments. - Open an account, purchase mutual funds, and monitor portfolio movements. - See the overview of your assets in one stop. - Optimize your investment towards selected goals with Wealth PLUS. Help building your plan and automatically manage your portfolio. K Point—the new reward points—redeemable for top up, bill payments, or shopping. - Enjoy fun missions on K PLUS to collect your points. No need to be a credit card holder. - Make bill payments, top ups, or simply get cash rebates. - Redeem your favorite items and deals on K+ market. - Transfer K Point to partnered membership program—The 1, AIS Points, Blue Point or TruePoint Connected across platforms, enhance every lifestyles. - Conveniently verify your identity, make deposits or withdraw money from KBank Service partners. - Add member cards and check your points on the go. - Seamlessly top up or pay bills just select K PLUS as your payment option.

About

Krungthai NEXT

Manage your finances with a secure and user-friendly mobile banking app. Perform transactions, pay bills, apply for loans, and enjoy personalized features for a smarter financial lifestyle. Access high-interest savings accounts and competitive foreign exchange rates.

Highlights
  • Face verification for secure login
  • Hassle-free money transfers and bill payments
  • Loan applications and credit limit management
  • High-interest savings accounts
  • Personalized home screen and transaction suggestions
  • Smart reminders and promotions
  • Travel card with competitive exchange rates
Read full description

Krungthai NEXT is a mobile application that keeps you on top of your finances. Enjoy a smart lifestyle with our new app! Simpler, faster and more secured: • Register with face verification. No need to worry about forgetting your username or password! • Transfer, top up, pay bills, withdraw money and apply for a loan with no hassle. • Schedule your transactions up to 24 months in advance. • Personalize your home screen on Quick Menu, Favorite and Profile Picture to match your preference. Smart lifestyle: • Use Smart Banner to receive your payment reminders and news. This helps you avoid late fees, save time and stay ahead of the game. • Enable Smart Transaction to get suggested transactions, completing them faster than ever. • Enjoy your privileged campaigns on Smart Promotion, catering to your taste. And many more: • Open NEXT savings accounts with a high-interest rate. • Spend your Krungthai Travel Cards with the best foreign exchange rates. • Buy insurance and check your insurance policy anywhere and anytime. • Credit limit personal loan up to 1,000,000 THB • Interest rate 11 - 24 % annually for valued customers who always pay on the due date (No additional fee to be charged) • Installment plan from 12-60 months Example of installment payment When customers has been approved personal loan 50,000 THB with 12 months installment plan at 11% of interest rate Customer required to pay 4,500 TH per month (both initial amount and monthly interest fee) and in total customer needs to pay 52,979 THB (50,000 THB for initial amount and 2,979 THB for interest) • Track your KTC card usage, available balance and reward points. About Krungthai NEXT: • Website : www.krungthai.com • Facebook : https://www.facebook.com/krungthaibank • Contact Center : 02-111-1111 • Address : 35 Nana Nua Building Sukhumvit Road, Khlong Toei Nua, Watthana , Bangkok ,Thailand 10110 Krungthai NEXT - Live Life to the NEXT Download now!

Screenshots

K PLUS4 screens
Krungthai NEXT4 screens

Verdict

The call

The clearest difference is rating: Krungthai NEXT at 3.5 against K PLUS's 2.9. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Krungthai NEXT holds the better App Store score, 3.5 against 2.9. Both are backed by a comparable volume of ratings — 312 and 198 respectively. Written reviews point the same way: 7% of K PLUS's written reviews are positive against 14% of Krungthai NEXT's.

UpkeepUpdate frequency

K PLUS ships an update every 3 weeks, Krungthai NEXT monthly. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

Scorecard1 real difference · 9 level
K PLUS versus Krungthai NEXT: the parameters behind the verdict, then further details
ParameterK PLUSKrungthai NEXT
PriceFreeFree
Rating2.9 (312 ratings)3.5 (198 ratings) — better
Positive reviews7.2% of reviews13.6% of reviews — better
Number of ratings312 — better198
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size336 MB321 MB
Age rating4+4+
DeveloperKASIKORNBANK PUBLIC COMPANY LIMITEDKrung Thai Bank

Customer experience

K PLUS

All ratings312 ratings
Positive46.8%
Neutral4.5%
Negative48.7%
Written reviews166 reviews
Positive7.2%
Neutral7.8%
Negative84.9%

Krungthai NEXT

All ratings198 ratings
Positive62.1%
Neutral4.0%
Negative33.8%
Written reviews88 reviews
Positive13.6%
Neutral10.2%
Negative76.1%

User reviews

K PLUS

From 312 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast processing
  • 🔒 Reliable security
  • 💡 Convenient for overseas travelers

Room to improve

  • 🐛 Facial recognition doesn't work
  • 🐛 App crashes and freezes frequently
  • 🐛 Doesn't work on WiFi or overseas networks
  • 🚫 Useless for international users
  • 🚫 Restrictive and inconvenient for travelers

Krungthai NEXT

From 198 App Store ratings

What we love

  • ✅ Convenient daily transactions and money transfers
  • ⚡ Quick and easy for basic banking operations
  • 🏦 Reliable for regular bill payments
  • 📱 Functional app for everyday banking needs

Room to improve

  • 🐛 Frequent crashes and app freezes
  • ⏱️ Extremely slow loading times
  • 🔐 Excessive identity verification requirements
  • 📵 Cannot function on WiFi-only devices
  • 🌍 Severely limited for overseas users

Bugs and requests

K PLUS

Reported bugs

3 issues
  • Frequent crashes and freezes
  • Inability to log in or access account
  • Incompatibility with newer devices and iOS versions

Requested features

4 requests
  • Support for WiFi and international networks
  • Improved facial recognition
  • Seamless user experience across devices
  • Better customer support and communication

Krungthai NEXT

Reported bugs

15 issues
  • Face scan fails repeatedly during registration
  • App crashes on iPhone 11 Pro Max and newer models
  • Login screen hangs indefinitely
  • Service unavailable errors during peak times
  • Face detection always returns error
Show 10 more
  • Cannot process transactions with error code 10003
  • App freezes on startup with logo
  • PIN entry not working on iOS 11+
  • Forced verification required after app updates
  • Face recognition incompatible with passport scanning
  • App incompatible with certain antivirus software
  • Cannot register with eSIM numbers
  • QR code payment functionality breaks after phone upgrade
  • Fund checking feature broken after updates
  • Transaction details not displaying properly

Requested features

12 requests
  • Authenticator app instead of SMS codes for overseas users
  • Support for Thai names in recipient fields
  • Accessibility improvements for disabled users (font size adaptation)
  • Touch ID/biometric sign-in option
  • Numeric keypad layout for OTP and amount input
Show 7 more
  • English language option in app interface
  • Better fund movement reporting with historical data
  • NAV pricing and capital gain/loss information
  • Improved Travel Card functionality for international use
  • Ability to take screenshots of transactions
  • WiFi connectivity support
  • Offline mode capability

In-app purchases

None

K PLUS

No in-app purchases

None

Krungthai NEXT

No in-app purchases

Questions

Is K PLUS free?
K PLUS is free to download, with no in-app purchases.
Is Krungthai NEXT free?
Krungthai NEXT is free to download, with no in-app purchases.
Which has better reviews, K PLUS or Krungthai NEXT?
Krungthai NEXT is rated higher. K PLUS averages 2.9 out of 5 from 312 ratings, while Krungthai NEXT averages 3.5 from 198 ratings.
Do K PLUS or Krungthai NEXT have ads?
Neither K PLUS nor Krungthai NEXT shows ads.
Which is updated more often, K PLUS or Krungthai NEXT?
K PLUS ships an update every 3 weeks, and Krungthai NEXT monthly. Most recently, K PLUS was updated on September 23, 2026 and Krungthai NEXT on September 22, 2026.

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