K PLUS vs Krungthai NEXT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
K PLUS
This digital banking platform offers a comprehensive suite of financial services for online lifestyles. Manage accounts, make payments, access loans, and invest with ease. It also provides a loyalty points system and integration with various partner services.
- Mobile number and QR code transfers
- Bill payments with reminders
- Cardless cash withdrawals
- Credit card and loan management
- Investment account opening
- Loyalty points for rewards and shopping
- Digital membership card integration
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K PLUS ผู้นำด้านธนาคารดิจิทัลจากธนาคารกสิกรไทย สะดวก ปลอดภัย รู้ใจทุกเรื่องการเงิน • สะดวก ครบเรื่องเงินในที่เดียว ใช้จ่าย เปิดบัญชี สมัครบัตรเครดิต ขอสินเชื่อ ลงทุน ทำประกัน ซื้อทอง และใช้บริการทางการเงินต่างๆ ได้ทุกที่ทุกเวลา • เห็นภาพรวมการเงิน จัดการเงินได้ง่ายขึ้น ติดตามการใช้จ่ายและดูรายการย้อนหลังได้สะดวก พร้อมจัดหมวดหมู่รายจ่ายอัตโนมัติ ช่วยให้คุณวางแผนการเงินได้ดียิ่งขึ้น • รู้ใจในทุกโมเมนต์ รับข้อมูลและคำแนะนำที่เหมาะกับคุณ ในเวลาที่ใช่ ช่วยให้คุณจัดการเรื่องเงินได้ง่าย และตรงความต้องการยิ่งขึ้น • ปลอดภัย พร้อมควบคุมได้ด้วยตัวเอง จัดการบัญชี บัตรเครดิต สินเชื่อ ปรับวงเงิน และตั้งค่าต่าง ๆ ได้สะดวก ให้คุณควบคุมทุกเรื่องการเงินได้ตามต้องการ K PLUS, a leading digital banking app from KASIKORNBANK Convenient. Secure. Personalized for every financial moment. • Convenient — All your financial needs in one place Make payments, open accounts, apply for credit cards and loans, invest, get insurance, buy gold, and access a wide range of financial services anytime, anywhere. • See your financial overview and manage your spending with ease Track your spending and review past transactions with ease. Expense categorization helps you better understand where your money goes and plan your finances more effectively. • Personalized for every moment Receive information and recommendations tailored to you at the right time, helping you manage your finances more easily and in ways that better suit your needs. • Secure, with greater control over your finances Manage your accounts, credit cards, and loans, adjust spending limits, and customize settings with ease — giving you greater control over your finances.
Krungthai NEXT
Manage your finances with a secure and user-friendly mobile banking app. Perform transactions, pay bills, apply for loans, and enjoy personalized features for a smarter financial lifestyle. Access high-interest savings accounts and competitive foreign exchange rates.
- Face verification for secure login
- Hassle-free money transfers and bill payments
- Loan applications and credit limit management
- High-interest savings accounts
- Personalized home screen and transaction suggestions
- Smart reminders and promotions
- Travel card with competitive exchange rates
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Krungthai NEXT is a mobile application that keeps you on top of your finances. Enjoy a smart lifestyle with our new app! Simpler, faster and more secured: • Register with face verification. No need to worry about forgetting your username or password! • Transfer, top up, pay bills, withdraw money and apply for a loan with no hassle. • Schedule your transactions up to 24 months in advance. • Personalize your home screen on Quick Menu, Favorite and Profile Picture to match your preference. Smart lifestyle: • Use Smart Banner to receive your payment reminders and news. This helps you avoid late fees, save time and stay ahead of the game. • Enable Smart Transaction to get suggested transactions, completing them faster than ever. • Enjoy your privileged campaigns on Smart Promotion, catering to your taste. And many more: • Open NEXT savings accounts with a high-interest rate. • Spend your Krungthai Travel Cards with the best foreign exchange rates. • Buy insurance and check your insurance policy anywhere and anytime. • Credit limit personal loan up to 1,000,000 THB • Interest rate 11 - 24 % annually for valued customers who always pay on the due date (No additional fee to be charged) • Installment plan from 12-60 months Example of installment payment When customers has been approved personal loan 50,000 THB with 12 months installment plan at 11% of interest rate Customer required to pay 4,500 TH per month (both initial amount and monthly interest fee) and in total customer needs to pay 52,979 THB (50,000 THB for initial amount and 2,979 THB for interest) • Track your KTC card usage, available balance and reward points. About Krungthai NEXT: • Website : www.krungthai.com • Facebook : https://www.facebook.com/krungthaibank • Contact Center : 02-111-1111 • Address : 35 Nana Nua Building Sukhumvit Road, Khlong Toei Nua, Watthana , Bangkok ,Thailand 10110 Krungthai NEXT - Live Life to the NEXT Download now!
Screenshots
Verdict
The clearest difference is rating: Krungthai NEXT at 3.5 against K PLUS's 2.9. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Krungthai NEXT holds the better App Store score, 3.5 against 2.9. Both are backed by a comparable volume of ratings — 311 and 198 respectively. Written reviews point the same way: 7% of K PLUS's written reviews are positive against 14% of Krungthai NEXT's.
K PLUS ships an update every 3 weeks, Krungthai NEXT monthly. Both last shipped on October 8, 2026.
| Parameter | K PLUS | Krungthai NEXT |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (311 ratings) | 3.5 (198 ratings) — better |
| Positive reviews | 7.2% of reviews | 13.6% of reviews — better |
| Number of ratings | 311 — better | 198 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 375 MB | 321 MB |
| Age rating | 4+ | 4+ |
| Developer | KASIKORNBANK PUBLIC COMPANY LIMITED | Krung Thai Bank |
Customer experience
K PLUS
Krungthai NEXT
User reviews
K PLUS
From 311 App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Fast processing
- 🔒 Reliable security
- 💡 Convenient for overseas travelers
Room to improve
- 🐛 Facial recognition doesn't work
- 🐛 App crashes and freezes frequently
- 🐛 Doesn't work on WiFi or overseas networks
- 🚫 Useless for international users
- 🚫 Restrictive and inconvenient for travelers
Krungthai NEXT
From 198 App Store ratingsWhat we love
- ✅ Convenient daily transactions and money transfers
- ⚡ Quick and easy for basic banking operations
- 🏦 Reliable for regular bill payments
- 📱 Functional app for everyday banking needs
Room to improve
- 🐛 Frequent crashes and app freezes
- ⏱️ Extremely slow loading times
- 🔐 Excessive identity verification requirements
- 📵 Cannot function on WiFi-only devices
- 🌍 Severely limited for overseas users
Bugs and requests
K PLUS
Reported bugs
3 issues- Frequent crashes and freezes
- Inability to log in or access account
- Incompatibility with newer devices and iOS versions
Requested features
4 requests- Support for WiFi and international networks
- Improved facial recognition
- Seamless user experience across devices
- Better customer support and communication
Krungthai NEXT
Reported bugs
15 issues- Face scan fails repeatedly during registration
- App crashes on iPhone 11 Pro Max and newer models
- Login screen hangs indefinitely
- Service unavailable errors during peak times
- Face detection always returns error
Show 10 moreShow fewer
- Cannot process transactions with error code 10003
- App freezes on startup with logo
- PIN entry not working on iOS 11+
- Forced verification required after app updates
- Face recognition incompatible with passport scanning
- App incompatible with certain antivirus software
- Cannot register with eSIM numbers
- QR code payment functionality breaks after phone upgrade
- Fund checking feature broken after updates
- Transaction details not displaying properly
Requested features
12 requests- Authenticator app instead of SMS codes for overseas users
- Support for Thai names in recipient fields
- Accessibility improvements for disabled users (font size adaptation)
- Touch ID/biometric sign-in option
- Numeric keypad layout for OTP and amount input
Show 7 moreShow fewer
- English language option in app interface
- Better fund movement reporting with historical data
- NAV pricing and capital gain/loss information
- Improved Travel Card functionality for international use
- Ability to take screenshots of transactions
- WiFi connectivity support
- Offline mode capability
In-app purchases
K PLUS
No in-app purchases
Krungthai NEXT
No in-app purchases





