OneService App vs HAPFS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OneService App
Manage your insurance policies, submit claims, and make payments with ease. This app offers self-service options for individual and group insurance, including pension management for specific regions. Track your applications and receive real-time status updates.
- Policy coverage review
- Claims application submission
- Premium payment
- Application status tracking
- Network doctor search
- Pension account management
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【China Life (Overseas) OneService App】 China Life (Overseas) OneService App is exclusively designed for customers of China Life (Overseas) Hong Kong Branch, Macau Branch, and Singapore Company. With OneService, you can effortlessly manage your policies and enjoy greater life convenience. 【Individual Insurance Self-Service】 - Quickly review policy coverage, fully control account information. - Complete policy service and claims applications (medical/accident/critical illness, etc.) anytime and anywhere. - Make premium payments and receive payments quickly and easily. - Real-time tracking of insurance application, policy service, and claims progress, with status notifications. 【Group Insurance Self-Service】 - Significantly reduce the time spent on complex processes through electronic claim application. - Easily and quickly search for list of network doctors. - Review information related to your policy. Note: Individual Insurance claims services, premium payment services and Group Insurance services are currently not available to customers of the Singapore Company. 【Pension Self-Service】 (Available only to customers of the Macau Branch) - Access your CPF/ORSO account balance, review contribution history, and track fund performance all in one place. - Adjust contribution allocation online and submit service requests quickly. - Receive real-time updates on service progress and easily track application status. Please note that OneService features may vary due to market and strategy differences. We strive to enhance and update our app regularly to improve user experience of our customers.
HAPFS
Manage your ORSO account easily with this finance app. Track your balance, update investment instructions, and gain control over your financial future. Designed for convenience and clarity, it puts your account at your fingertips.
- ORSO account management
- Balance tracking
- Investment instruction updates
- Financial future control
- Convenient access
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Manage your ORSO account effortlessly with the HAPFS Mobile App. Keep track of your balance, update investment instructions, and take control of your financial future. Designed for convenience and clarity, this app puts your ORSO account at your fingertips.
Screenshots
Verdict
The clearest difference is iOS requirement: OneService App at 13.0 against HAPFS's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OneService App ships an update monthly, HAPFS every 3 weeks. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.
| Parameter | OneService App | HAPFS |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 259 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | China Life Trustees Limited | MUFG Retirement Solutions HK Limited |
Customer experience
OneService App
HAPFS
In-app purchases
OneService App
No in-app purchases
HAPFS
No in-app purchases









