FPT Pay vs VNPAY App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FPT Pay
This payment application offers a free, convenient, and fast way to manage your finances. It ensures secure transactions and allows easy top-ups and withdrawals from various banks. Enjoy a seamless shopping experience with consumer protection policies.
- Free payment methods
- Convenient and fast transactions
- Secure payment standards
- Easy wallet top-up and withdrawal
- Safe online shopping on Sendo.vn
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FPT Pay là ứng dụng thanh toán hàng đầu Việt Nam. Tại FPT Pay người dùng được sử dụng phương thức thanh toán hoàn toàn MIỄN PHÍ, TIỆN LỢI, NHANH CHÓNG và đạt tiêu chuẩn về AN TOÀN BẢO MẬT. Lợi Ích Khi Thanh Toán Qua FPT Pay + Thanh toán hoàn toàn MIỄN PHÍ. + TIẾT KIỆM thời gian và chi phí của người dùng. + DỄ DÀNG thanh toán mọi lúc mọi nơi. + AN TOÀN khi mua sắm trực tuyến trên Sendo.vn Tính Năng Nổi Bật Trên Senpay + Nạp tiền vào Ví và rút tiền CỰC DỄ từ tất cả các ngân hàng trong nước và quốc tế. + Mua sắm dễ dàng, an toàn và được hưởng nhiều chính sách bảo vệ người tiêu dùng trên Sendo. Bạn còn chờ gì nữa? TẢI NGAY ứng dụng để HƯỞNG ƯU ĐÃI HẤP DẪN chỉ có trên Senpay!! ---------------------------------------------------------------------- Mọi góp ý xin vui lòng gởi về https://help.senpay.vn/hc/vi/requests/new Chúng tôi hân hạnh được lắng nghe và phục vụ bạn!
VNPAY App
This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.
- Multiple secure payment methods
- QR code scanning
- Online shopping on VnShop
- Book taxis, flights, trains, buses
- Purchase movie and event tickets
- Buy now, pay later services
- Consumer loans
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What’s New in the VNPAY App? VNPAY is a multi-utility payment and shopping app that integrates transportation, entertainment, and shopping, catering to all aspects of daily life with various payment methods and funding sources. Fast and Convenient Payments The VNPAY app supports multiple secure and convenient payment methods: VNPAY e-wallet VNPAY-QR code scanning ATM cards, international cards Apple Pay Postpaid services Unlimited Utility Ecosystem Enjoy a seamless shopping, transportation, and entertainment experience with maximum convenience and efficiency: Easy shopping on VnShop – Authentic products at great prices with daily promotions. Effortless transportation – Quickly book taxis, motorbikes, flights, trains, and buses in just a few minutes. Convenient entertainment – Book movie tickets, amusement park tickets, and event passes with just a few taps. Financial Flexibility and Smart Spending VNPAY provides diverse financial solutions to help users manage their expenses flexibly: Postpaid services – Buy now, pay later. Consumer loans – Access flexible credit without income proof, approval within 2 minutes, with limits up to 50 million VND (*). (*) The loan service is provided and managed by VNPAY’s partners on the VNPAY platform. Customer Support If you need assistance, please contact us: Hotline: 1900 5555 77 (8 AM - 10 PM, Monday - Sunday) Email: hotro@vnpay.vn Vietnam Payment Solutions Joint Stock Company (VNPAY) Address: 8th Floor, No. 22 Lang Ha Street, Lang Ha Ward, Dong Da District, Hanoi.
Screenshots
Verdict
The clearest difference is review sentiment: VNPAY App at 55% against FPT Pay's 5%. VNPAY App also leads on rating (4.3 vs 3.3) and ratings volume (660 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VNPAY App holds the better App Store score, 4.3 against 3.3. That said, the two scores are not equally well evidenced: VNPAY App has 660 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 5% of FPT Pay's written reviews are positive against 55% of VNPAY App's.
FPT Pay ships an update every 5 weeks, VNPAY App every 10 days. The most recent releases landed on July 17, 2026 and September 10, 2026 respectively.
| Parameter | FPT Pay | VNPAY App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (6 ratings) | 4.3 (660 ratings) — better |
| Positive reviews | 5.5% of reviews | 55.4% of reviews — better |
| Number of ratings | 6 | 660 — better |
| Update frequency | Every 5 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 139 MB | 494 MB |
| Age rating | 4+ | 4+ |
| Developer | SEN DO TECHNOLOGY JOINT STOCK COMPANY | VNPAY |
Customer experience
FPT Pay
VNPAY App
Bugs and requests
FPT Pay
Not enough reviews yet to summarise bugs or requests.
VNPAY App
Reported bugs
3 issues- Frequent connection errors
- Issues with payment processing and refunds
- App crashes during transactions
Requested features
3 requests- Expand merchant network to accept VNPAY QR
- Improve in-app support and troubleshooting
- Allow more flexibility in identity verification
In-app purchases
FPT Pay
No in-app purchases
VNPAY App
No in-app purchases
