Comparison

SMCU Mobile Banking vs Webster Five Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SMCU Mobile Banking

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, pay bills, and send money securely. Enjoy quick and safe access with biometric login and convenient features.

Highlights
  • Account management
  • Mobile check deposit
  • Fund transfers
  • Bill pay
  • Send money with Zelle®
  • Biometric login
Features
Read full description

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place [+] Securely send and receive money with friends and family using a U.S. mobile phone number or email address with Zelle® Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts. [+] Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

About

Webster Five Mobile

Aggregate all your financial accounts, including those from other institutions, into one convenient view. Manage your money with tools for payments, transfers, mobile check deposits, and card management. Secure your finances with passcode and biometric login options.

Highlights
  • Aggregate financial accounts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Mobile check deposit
  • Debit card reordering and disabling
  • View and save statements
  • Find branches and ATMs
Features
Read full description

Webster Five Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Webster Five Mobile: Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Webster Five Mobile app, you must be enrolled as a Webster Five Cents Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

SMCU Mobile Banking4 screens
Webster Five Mobile4 screens

Verdict

The call

SMCU Mobile Banking and Webster Five Mobile both sit at 4.8 stars, but that hides the real split: 81% of Webster Five Mobile's written reviews are positive against 31% of SMCU Mobile Banking's. Webster Five Mobile also leads on update cadence (every 4 weeks vs every 3 months). SMCU Mobile Banking's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for SMCU Mobile Banking against 4.8 for Webster Five Mobile. Both are backed by a comparable volume of ratings — 2.5K and 2K respectively. Written reviews are what separate them: 31% of SMCU Mobile Banking's written reviews are positive against 81% of Webster Five Mobile's.

UpkeepUpdate frequency

SMCU Mobile Banking ships an update every 3 months, Webster Five Mobile every 4 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
SMCU Mobile Banking versus Webster Five Mobile: the parameters behind the verdict, then further details
ParameterSMCU Mobile BankingWebster Five Mobile
PriceFreeFree
Rating4.8 (2.5K ratings) — better4.8 (2K ratings)
Positive reviews30.6% of reviews81.0% of reviews — better
Number of ratings2.5K — better2K
Update frequencyEvery 3 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size106 MB197 MB
Age rating4+12+
DeveloperSt. Mary's Credit UnionWebster Five Cents Savings Bank

Customer experience

SMCU Mobile Banking

All ratings2,146 ratings
Positive96.9%
Neutral1.4%
Negative1.6%
Written reviews36 reviews
Positive30.6%
Neutral2.8%
Negative66.7%

Webster Five Mobile

All ratings1,997 ratings
Positive95.5%
Neutral1.6%
Negative2.9%
Written reviews21 reviews
Positive81.0%
Neutral4.8%
Negative14.3%

User reviews

SMCU Mobile Banking

From 2.5K App Store ratings

What we love

  • 👍 Accessible branch locations
  • 👍 Helpful customer service
  • 🚀 Accurate account information
  • 👍 Enjoyable banking experience

Room to improve

  • 🐛 Frequent app crashes and glitches
  • 🐛 Login issues and account lockouts
  • 🐛 Unreliable ATM system
  • 🐛 Delayed deposit processing
  • 🐛 Outdated and cluttered app interface

Webster Five Mobile

From 2K App Store ratings

What we love

  • 👍 Great customer service
  • 🚀 Useful new features
  • 💡 Easy to use

Room to improve

  • 🐛 Glitches and bugs
  • 🤔 Difficult to navigate
  • 🤷‍♂️ Confusing changes

Bugs and requests

SMCU Mobile Banking

Reported bugs

4 issues
  • App fails to load or connect to the internet
  • Inability to update app or access accounts
  • Inconsistent behavior when depositing checks
  • Unexpected account lockouts and login issues

Requested features

4 requests
  • Face ID/biometric login support
  • Improved app performance and stability
  • Expanded branch network for better convenience
  • Streamlined app navigation and design

Webster Five Mobile

Reported bugs

3 issues
  • Unable to add new payees
  • Inability to edit existing payees
  • Chaotic and disorganized bill pay

Requested features

2 requests
  • Restore previous app layout
  • Improve bill pay functionality

In-app purchases

None

SMCU Mobile Banking

No in-app purchases

None

Webster Five Mobile

No in-app purchases

Questions

Is SMCU Mobile Banking free?
SMCU Mobile Banking is free to download, with no in-app purchases.
Is Webster Five Mobile free?
Webster Five Mobile is free to download, with no in-app purchases.
Which has better reviews, SMCU Mobile Banking or Webster Five Mobile?
SMCU Mobile Banking is rated higher. SMCU Mobile Banking averages 4.8 out of 5 from 2.5K ratings, while Webster Five Mobile averages 4.8 from 2K ratings.
Do SMCU Mobile Banking or Webster Five Mobile have ads?
Neither SMCU Mobile Banking nor Webster Five Mobile shows ads.
Which is updated more often, SMCU Mobile Banking or Webster Five Mobile?
SMCU Mobile Banking ships an update every 3 months, and Webster Five Mobile every 4 weeks. Most recently, SMCU Mobile Banking was updated on October 26, 2026 and Webster Five Mobile on October 25, 2026.

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