Comparison

MySynchrony vs Samyam mBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySynchrony

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

Highlights
  • Manage credit cards in one place
  • Secure biometric login
  • Schedule and manage payments
  • Check balance and credit limit
  • Review transaction history
  • Access partner deals and offers
  • Financial education blog
Features
Currently charting
Read full description

Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you.   (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras

About

Samyam mBank

Features
Read full description

Samyam mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Samyam mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Samyam mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Samyam mBank accounts faster and securely via internet. Samyam mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Samyam mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Samyam mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Samyam mBank, and you need to subscribe to the Samyam mBank Banking Service. This app helps you to pay multiple utility payments through the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Samyam mBank Samyam mBank is leading Payment Service Provider. Samyam mBank is leading fin-tech company in Nepal.

Screenshots

MySynchrony4 screens
Samyam mBank4 screens

Verdict

The call

The clearest difference is update cadence: MySynchrony at every 3 weeks against Samyam mBank's every 7 months. MySynchrony also leads on chart position (#26 vs unranked). Samyam mBank's advantage is iOS requirement (15.7 vs 18). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MySynchrony ships an update every 3 weeks, Samyam mBank every 7 months. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 8 level
MySynchrony versus Samyam mBank: the parameters behind the verdict, then further details
ParameterMySynchronySamyam mBank
PriceFreeFree
Rating4.8 (115K ratings) — better—
Positive reviews82.1% of reviews—
Number of ratings115K — better—
Update frequencyEvery 3 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
Best chart rank#26 — better—
DevicesiPhone, iPadiPhone, iPod
Requires iOS1815.7 — better
Further details — not scored
Size197 MB436 MB
Age rating4+17+
DeveloperSynchrony FinancialmBank Technologies

Bugs and requests

MySynchrony

Reported bugs

4 issues
  • Delayed payment updates
  • Incorrect account balance information
  • Compatibility issues with older devices
  • Inability to remove closed accounts from the app

Requested features

5 requests
  • Ability to view all accounts in one place
  • Option to set up automatic payments
  • More detailed transaction history
  • Improved notification system
  • Ability to update personal information within the app

Samyam mBank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MySynchrony

No in-app purchases

None

Samyam mBank

No in-app purchases

Questions

Is MySynchrony free?
MySynchrony is free to download, with no in-app purchases.
Is Samyam mBank free?
Samyam mBank is free to download, with no in-app purchases.
Do MySynchrony or Samyam mBank have ads?
Neither MySynchrony nor Samyam mBank shows ads.
Which is updated more often, MySynchrony or Samyam mBank?
MySynchrony ships an update every 3 weeks, and Samyam mBank every 7 months. Most recently, MySynchrony was updated on October 22, 2026 and Samyam mBank on October 20, 2026.

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