Comparison

MySynchrony vs c2c

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySynchrony

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

Highlights
  • Manage credit cards in one place
  • Secure biometric login
  • Schedule and manage payments
  • Check balance and credit limit
  • Review transaction history
  • Access partner deals and offers
  • Financial education blog
Features
Currently charting
Read full description

Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you.   (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras

About

c2c

This app acts as a personal ledger, meticulously tracking all your bills against your actual pay periods. It helps you visualize what's due, what's paid, and what remains before your next paycheck, offering a clear financial overview without linking to bank accounts.

Highlights
  • Pay period-based bill tracking
  • Manual bill entry, no bank linking
  • Loan and credit card payoff tracking
  • Home screen widget for current period
  • Natural language ledger queries
  • Customizable tags and categories
  • Bill sharing and splitting
  • iCloud and Google Drive sync
Features
Read full description

Check 2 Check tracks every bill against your real pay periods — what's due, what's paid, and what's left before your next paycheck lands. Not a calendar. Not a bank feed. A ledger built around the one schedule that actually matters: the one between your paychecks. - Built around your pay schedule — weekly, biweekly, semimonthly, or your own custom interval - Every bill entered by you, seen by no one else — no bank-account linking - Track a loan or credit card payoff right alongside your bills - A home screen widget showing exactly what's still owed this period - Ask about your own ledger, in plain language — every number in the answer is computed by the app itself, never invented by AI - Categories or your own tags — organize it your way - Share a bill with someone else, split rent or a subscription - Everything syncs through iCloud; back up to Google Drive too if you want a second copy - Track loans and credit cards next to your bills. Schedule a payment with a swipe, and press and hold to update a balance or credit limit when it changes - Bank tags: label which account pays each bill and receives each paycheck. Labels only, nothing ever connects to your bank - See where it all went. Flip History into a pie chart by category or by bill, and tap any slice to see what's inside - Keep a bill visible without counting it toward what you owe Free to start — track up to 5 bills at no cost, forever. Premium unlocks unlimited bills and full appearance customization. Terms of Use: https://check2check.dev/terms Privacy Policy: https://check2check.dev/privacy

Screenshots

MySynchrony4 screens
c2c4 screens

Verdict

The call

The clearest difference is in-app purchases: MySynchrony at none against c2c's 1. MySynchrony also leads on ratings volume (117K vs 2) and chart position (#25 vs unranked). c2c's advantage is update cadence (every 5 days vs every 3 weeks). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. c2c sells 1 in-app purchase, starting at $9.99 per year. MySynchrony asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

c2c holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MySynchrony has 117K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

MySynchrony ships an update every 3 weeks, c2c every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard6 real differences · 5 level
MySynchrony versus c2c: the parameters behind the verdict, then further details
ParameterMySynchronyc2c
PriceFreeFree
Rating4.8 (117K ratings)5.0 (2 ratings) — better
Positive reviews82.2% of reviews—
Number of ratings117K — better2
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
Best chart rank#25 — better—
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS18 — better26.6
Further details — not scored
Size197 MB19 MB
Age rating4+4+
DeveloperSynchrony FinancialTEVIN S JONES

Customer experience

MySynchrony

All ratings116,026 ratings
Positive96.8%
Neutral0.9%
Negative2.3%
Written reviews2,779 reviews
Positive82.2%
Neutral1.7%
Negative16.1%

c2c

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MySynchrony

Reported bugs

4 issues
  • Delayed payment updates
  • Incorrect account balance information
  • Compatibility issues with older devices
  • Inability to remove closed accounts from the app

Requested features

5 requests
  • Ability to view all accounts in one place
  • Option to set up automatic payments
  • More detailed transaction history
  • Improved notification system
  • Ability to update personal information within the app

c2c

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MySynchrony

No in-app purchases

1 purchases

c2c

Subscriptions1
  • Check 2 Check Premium14 Days trial$9.991 Year

Questions

Is MySynchrony free?
MySynchrony is free to download, with no in-app purchases.
Is c2c free?
c2c is free to download, with in-app purchases available.
Which has better reviews, MySynchrony or c2c?
c2c is rated higher. MySynchrony averages 4.8 out of 5 from 117K ratings, while c2c averages 5.0 from 2 ratings.
Do MySynchrony or c2c have ads?
Neither MySynchrony nor c2c shows ads.
Which is updated more often, MySynchrony or c2c?
MySynchrony ships an update every 3 weeks, and c2c every 5 days. Most recently, MySynchrony was updated on November 3, 2026 and c2c on October 31, 2026.

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