MySynchrony vs c2c
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MySynchrony
Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.
- Manage credit cards in one place
- Secure biometric login
- Schedule and manage payments
- Check balance and credit limit
- Review transaction history
- Access partner deals and offers
- Financial education blog
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Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you. (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
c2c
This app acts as a personal ledger, meticulously tracking all your bills against your actual pay periods. It helps you visualize what's due, what's paid, and what remains before your next paycheck, offering a clear financial overview without linking to bank accounts.
- Pay period-based bill tracking
- Manual bill entry, no bank linking
- Loan and credit card payoff tracking
- Home screen widget for current period
- Natural language ledger queries
- Customizable tags and categories
- Bill sharing and splitting
- iCloud and Google Drive sync
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Check 2 Check tracks every bill against your real pay periods — what's due, what's paid, and what's left before your next paycheck lands. Not a calendar. Not a bank feed. A ledger built around the one schedule that actually matters: the one between your paychecks. - Built around your pay schedule — weekly, biweekly, semimonthly, or your own custom interval - Every bill entered by you, seen by no one else — no bank-account linking - Track a loan or credit card payoff right alongside your bills - A home screen widget showing exactly what's still owed this period - Ask about your own ledger, in plain language — every number in the answer is computed by the app itself, never invented by AI - Categories or your own tags — organize it your way - Share a bill with someone else, split rent or a subscription - Everything syncs through iCloud; back up to Google Drive too if you want a second copy - Track loans and credit cards next to your bills. Schedule a payment with a swipe, and press and hold to update a balance or credit limit when it changes - Bank tags: label which account pays each bill and receives each paycheck. Labels only, nothing ever connects to your bank - See where it all went. Flip History into a pie chart by category or by bill, and tap any slice to see what's inside - Keep a bill visible without counting it toward what you owe Free to start — track up to 5 bills at no cost, forever. Premium unlocks unlimited bills and full appearance customization. Terms of Use: https://check2check.dev/terms Privacy Policy: https://check2check.dev/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: MySynchrony at none against c2c's 1. MySynchrony also leads on ratings volume (117K vs 2) and chart position (#25 vs unranked). c2c's advantage is update cadence (every 5 days vs every 3 weeks). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. c2c sells 1 in-app purchase, starting at $9.99 per year. MySynchrony asks for nothing beyond the download.
c2c holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MySynchrony has 117K ratings behind it against 2, so its average is the more settled of the two.
MySynchrony ships an update every 3 weeks, c2c every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | MySynchrony | c2c |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (117K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 82.2% of reviews | — |
| Number of ratings | 117K — better | 2 |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Best chart rank | #25 — better | — |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 18 — better | 26.6 |
| Further details — not scored | ||
| Size | 197 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Synchrony Financial | TEVIN S JONES |
Customer experience
MySynchrony
c2c
Bugs and requests
MySynchrony
Reported bugs
4 issues- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app
Requested features
5 requests- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app
c2c
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MySynchrony
No in-app purchases
c2c
- Check 2 Check Premium14 Days trial$9.991 Year









