Comparison

24pay vs TR Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

24pay

This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.

Highlights
  • Direct, secure, and fast payments
  • Public transport ticket payment
  • Utility bill payments
  • Mobile top-up services
  • Parking fee payment
  • RCA insurance policy comparison and purchase
Read full description

24pay is Must Have App on your phone for direct, secure and fast payments. With a modern design and a user-friendly menu, 24pay App behaves like an eWallet that offers a convenient solution for daily payments. Pay for a wide range of products and services with any of the cards enrolled in the application. Public Transport Users have the possibility to pay for public transport tickets and subscriptions directly from the app, without interacting with a cashier or needing cash. Easy paying the trip, directly on the mobile phone, from the App. 24pay app is available for public transport through a modern, fast and secure payment solution in 19 main cities from Romania: Bucharest (STB), Timisoara (STPT), Cluj-Napoca (CTP Cluj), Iasi (CTP Iasi), Brasov (RATBV SA), Arad (CTP Arad), Ramnicu Valcea (ETA SA), Targu Jiu (Transloc), Piatra Neamt (TPN), Sibiu (Tursib), Baia Mare (SC Urbis SA), Resita (Transport Urban Resita), Sacele (Servicii Sacelene), Ploiesti (TCE), Roman (Solelga), Botosani (Eltrans), Constanta (CT Bus), Bacau, Sfantu Gheorghe (Sepsi Bus), Oradea (OTL). Bill Payments Users have the possibility to pay invoices from different utility suppliers directly from the app: - electricity - gas - phone and internet - financial services - water - sanitation - others The invoice can be scanned, imported or manually introduced by customer identifier (barcode, customer ID, phone number depending on the supplier). Invoice dashboard functionalities: - save templates from various providers one payment for multiple invoices - partial payment of the invoices - real time balance update for the online suppliers Mobile Top Up Users have access to complete top-up services for major mobile operators (Orange, Vodafone, Telekom). Prepaid cards can be charged directly from the application, without going to a branch and without needing cash. Parking Users have the possibility to pay for parking services directly from the app, without interacting with a cashier or needing cash. The payment is made for the entire period of occupying the parking lot (the minimum payment duration /value can be established). Prepaid Vouchers The value coupons are products with a fixed value, PIN loading type, which allow the use on different partner sites of online games and various e-money sites. RCA insurance policy Users interested in concluding a new RCA insurance policy through 24pay can compare the majority of the insurers’ offers available in Romania for motor vehicles in the following categories: passenger cars, motorhomes, motorcycles and semi-trailers. The process of issuing the policy is simple and fast, and the information can be retrieved by importing the necessary documents (driver's identity card and vehicle identity certificate), according to the legislation in force. After making the payment, the RCA policy will be available in the Wallet section of the application. Users can very easily manage the renewal of the RCA, because they receive a notification warning the expiration period of the document. Entertainment Users have the possibility to pay for relaxation and leisure services directly from the app, without interacting with a cashier or needing cash. Entertainment services available now: - massage chairs - kiddie rides Fitness Users can pay for having access to more than 350 gyms partners from the Sanopass network. About 24pay 24pay App was launched in 2018 and it’s FREE for users. In February 2022 the app was bought by PayPoint Services. 24pay eWallet allows payments by mobile phone for a wide range of services by adding the bank card Visa / Mastercard. Access to the application and confirmation of transactions is carried out by authentication with fingerprint or the 4-digit PIN24pay code.

About

TR Pay

Features
Read full description

Send money today! It's easy, fast and secure. A Romanian success story for global money transfers, founded by Romanian professionals with Anglo-Saxon capital, ensuring safe and efficient money transfer services featuring cutting-edge technology, essential and outstanding services with a customer-center focus and approach. • 2300+ CEC Bank branches and ATMs • 2000+ certified bank representatives • 16 million+ money transfers processed As we wish you warm greetings from our community, we are also excited to present the exclusive advantages you have as a member of Transfer Rapid: • You can transfer money to Romania; • You can transfer money online in EUR, GBP, USD or RON; • You can transfer up to 5.000 EUR (or equivalent in GBP, USD or RON); • Enjoy advantageous fees and exchange rates with no hidden costs; • Securely save your card details for quick payments; • Save payment templates for your loved ones and easily manage your transfer history; • Receive SMS and notifications when your loved ones have collected the money in Romania; • In Romania, the Beneficiaries of your transfers can pick up cash in over 2.000 payment points or have it directly deposited into their bank account; • Receive personalized offers, created especially for you; • Accumulate points with every transfer and participate in prize draws. We know how hard you work for your money, and we will work just as hard to ensure that your money is received securely and promptly. Transfer Rapid is a licensed, authorized, and regulated Payment Institution by the UK’s Financial Conduct Authority (FCA) and by the National Bank of Romania. Since its inception, Transfer Rapid has developed a successful partnership with CEC Bank, the Romanian bank with the longest tradition and the most extensive network in Romania, pursuing a common goal of offering customers efficient and secure services and products. Love for family has a new name: Transfer Rapid

Screenshots

24pay4 screens
TR Pay4 screens

Verdict

The call

The clearest difference is update cadence: 24pay at every 10 days against TR Pay's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

24pay ships an update every 10 days, TR Pay every 4 weeks. The most recent releases landed on October 8, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 9 level
24pay versus TR Pay: the parameters behind the verdict, then further details
Parameter24payTR Pay
PriceFreeFree
Rating3.4 (27 ratings) — better—
Positive reviews21.7% of reviews—
Number of ratings27 — better—
Update frequencyEvery 10 days — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.017.0 — better
Further details — not scored
Size124 MB32 MB
Age rating4+17+
DeveloperPTPOnline SRLTRANSFER RAPID ELECTRONIC SRL

In-app purchases

None

24pay

No in-app purchases

None

TR Pay

No in-app purchases

Questions

Is 24pay free?
24pay is free to download, with no in-app purchases.
Is TR Pay free?
TR Pay is free to download, with no in-app purchases.
Do 24pay or TR Pay have ads?
Neither 24pay nor TR Pay shows ads.
Which is updated more often, 24pay or TR Pay?
24pay ships an update every 10 days, and TR Pay every 4 weeks. Most recently, 24pay was updated on October 8, 2026 and TR Pay on October 1, 2026.

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