Comparison

24pay vs Host Bank Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

24pay

This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.

Highlights
  • Direct, secure, and fast payments
  • Public transport ticket payment
  • Utility bill payments
  • Mobile top-up services
  • Parking fee payment
  • RCA insurance policy comparison and purchase
Read full description

24pay is Must Have App on your phone for direct, secure and fast payments. With a modern design and a user-friendly menu, 24pay App behaves like an eWallet that offers a convenient solution for daily payments. Pay for a wide range of products and services with any of the cards enrolled in the application. Public Transport Users have the possibility to pay for public transport tickets and subscriptions directly from the app, without interacting with a cashier or needing cash. Easy paying the trip, directly on the mobile phone, from the App. 24pay app is available for public transport through a modern, fast and secure payment solution in 19 main cities from Romania: Bucharest (STB), Timisoara (STPT), Cluj-Napoca (CTP Cluj), Iasi (CTP Iasi), Brasov (RATBV SA), Arad (CTP Arad), Ramnicu Valcea (ETA SA), Targu Jiu (Transloc), Piatra Neamt (TPN), Sibiu (Tursib), Baia Mare (SC Urbis SA), Resita (Transport Urban Resita), Sacele (Servicii Sacelene), Ploiesti (TCE), Roman (Solelga), Botosani (Eltrans), Constanta (CT Bus), Bacau, Sfantu Gheorghe (Sepsi Bus), Oradea (OTL). Bill Payments Users have the possibility to pay invoices from different utility suppliers directly from the app: - electricity - gas - phone and internet - financial services - water - sanitation - others The invoice can be scanned, imported or manually introduced by customer identifier (barcode, customer ID, phone number depending on the supplier). Invoice dashboard functionalities: - save templates from various providers one payment for multiple invoices - partial payment of the invoices - real time balance update for the online suppliers Mobile Top Up Users have access to complete top-up services for major mobile operators (Orange, Vodafone, Telekom). Prepaid cards can be charged directly from the application, without going to a branch and without needing cash. Parking Users have the possibility to pay for parking services directly from the app, without interacting with a cashier or needing cash. The payment is made for the entire period of occupying the parking lot (the minimum payment duration /value can be established). Prepaid Vouchers The value coupons are products with a fixed value, PIN loading type, which allow the use on different partner sites of online games and various e-money sites. RCA insurance policy Users interested in concluding a new RCA insurance policy through 24pay can compare the majority of the insurers’ offers available in Romania for motor vehicles in the following categories: passenger cars, motorhomes, motorcycles and semi-trailers. The process of issuing the policy is simple and fast, and the information can be retrieved by importing the necessary documents (driver's identity card and vehicle identity certificate), according to the legislation in force. After making the payment, the RCA policy will be available in the Wallet section of the application. Users can very easily manage the renewal of the RCA, because they receive a notification warning the expiration period of the document. Entertainment Users have the possibility to pay for relaxation and leisure services directly from the app, without interacting with a cashier or needing cash. Entertainment services available now: - massage chairs - kiddie rides Fitness Users can pay for having access to more than 350 gyms partners from the Sanopass network. About 24pay 24pay App was launched in 2018 and it’s FREE for users. In February 2022 the app was bought by PayPoint Services. 24pay eWallet allows payments by mobile phone for a wide range of services by adding the bank card Visa / Mastercard. Access to the application and confirmation of transactions is carried out by authentication with fingerprint or the 4-digit PIN24pay code.

About

Host Bank Pay

Features
Read full description

Host Bank é uma plataforma de gerenciamento voltada para licenciados, permitindo aos usuários monitorar e visualizar suas transações financeiras de forma centralizada. Embora não realize transações diretamente, a ferramenta oferece um ambiente seguro e organizado para acompanhar vendas, visualizar o status de pagamentos, e gerar relatórios financeiros. Ideal para comerciantes que buscam uma maneira eficiente de controlar suas operações financeiras sem a necessidade de processar pagamentos diretamente na plataforma.

Screenshots

24pay4 screens
Host Bank Pay3 screens

Verdict

The call

The clearest difference is update cadence: 24pay at every 10 days against Host Bank Pay's monthly. Host Bank Pay's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

24pay ships an update every 10 days, Host Bank Pay monthly. The most recent releases landed on October 21, 2026 and January 1, 2026 respectively.

Scorecard2 real differences · 8 level
24pay versus Host Bank Pay: the parameters behind the verdict, then further details
Parameter24payHost Bank Pay
PriceFreeFree
Rating3.4 (27 ratings) — better—
Positive reviews21.7% of reviews—
Number of ratings27 — better—
Update frequencyEvery 10 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size124 MB41 MB
Age rating4+17+
DeveloperPTPOnline SRLStalo Servicos de Tecnologia LTDA

In-app purchases

None

24pay

No in-app purchases

None

Host Bank Pay

No in-app purchases

Questions

Is 24pay free?
24pay is free to download, with no in-app purchases.
Is Host Bank Pay free?
Host Bank Pay is free to download, with no in-app purchases.
Do 24pay or Host Bank Pay have ads?
Neither 24pay nor Host Bank Pay shows ads.
Which is updated more often, 24pay or Host Bank Pay?
24pay ships an update every 10 days, and Host Bank Pay monthly. Most recently, 24pay was updated on October 21, 2026 and Host Bank Pay on January 1, 2026.

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