Comparison

24pay vs Scadentar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

24pay

This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.

Highlights
  • Direct, secure, and fast payments
  • Public transport ticket payment
  • Utility bill payments
  • Mobile top-up services
  • Parking fee payment
  • RCA insurance policy comparison and purchase
Read full description

24pay is Must Have App on your phone for direct, secure and fast payments. With a modern design and a user-friendly menu, 24pay App behaves like an eWallet that offers a convenient solution for daily payments. Pay for a wide range of products and services with any of the cards enrolled in the application. Public Transport Users have the possibility to pay for public transport tickets and subscriptions directly from the app, without interacting with a cashier or needing cash. Easy paying the trip, directly on the mobile phone, from the App. 24pay app is available for public transport through a modern, fast and secure payment solution in 19 main cities from Romania: Bucharest (STB), Timisoara (STPT), Cluj-Napoca (CTP Cluj), Iasi (CTP Iasi), Brasov (RATBV SA), Arad (CTP Arad), Ramnicu Valcea (ETA SA), Targu Jiu (Transloc), Piatra Neamt (TPN), Sibiu (Tursib), Baia Mare (SC Urbis SA), Resita (Transport Urban Resita), Sacele (Servicii Sacelene), Ploiesti (TCE), Roman (Solelga), Botosani (Eltrans), Constanta (CT Bus), Bacau, Sfantu Gheorghe (Sepsi Bus), Oradea (OTL). Bill Payments Users have the possibility to pay invoices from different utility suppliers directly from the app: - electricity - gas - phone and internet - financial services - water - sanitation - others The invoice can be scanned, imported or manually introduced by customer identifier (barcode, customer ID, phone number depending on the supplier). Invoice dashboard functionalities: - save templates from various providers one payment for multiple invoices - partial payment of the invoices - real time balance update for the online suppliers Mobile Top Up Users have access to complete top-up services for major mobile operators (Orange, Vodafone, Telekom). Prepaid cards can be charged directly from the application, without going to a branch and without needing cash. Parking Users have the possibility to pay for parking services directly from the app, without interacting with a cashier or needing cash. The payment is made for the entire period of occupying the parking lot (the minimum payment duration /value can be established). Prepaid Vouchers The value coupons are products with a fixed value, PIN loading type, which allow the use on different partner sites of online games and various e-money sites. RCA insurance policy Users interested in concluding a new RCA insurance policy through 24pay can compare the majority of the insurers’ offers available in Romania for motor vehicles in the following categories: passenger cars, motorhomes, motorcycles and semi-trailers. The process of issuing the policy is simple and fast, and the information can be retrieved by importing the necessary documents (driver's identity card and vehicle identity certificate), according to the legislation in force. After making the payment, the RCA policy will be available in the Wallet section of the application. Users can very easily manage the renewal of the RCA, because they receive a notification warning the expiration period of the document. Entertainment Users have the possibility to pay for relaxation and leisure services directly from the app, without interacting with a cashier or needing cash. Entertainment services available now: - massage chairs - kiddie rides Fitness Users can pay for having access to more than 350 gyms partners from the Sanopass network. About 24pay 24pay App was launched in 2018 and it’s FREE for users. In February 2022 the app was bought by PayPoint Services. 24pay eWallet allows payments by mobile phone for a wide range of services by adding the bank card Visa / Mastercard. Access to the application and confirmation of transactions is carried out by authentication with fingerprint or the 4-digit PIN24pay code.

About

Scadentar

Features
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Scadentar keeps every due date in your life on one calm calendar, so a subscription never charges you by surprise and a document never expires before you notice. Four things, done simply: SUBSCRIPTIONS ON A CALENDAR See every recurring payment laid out on a monthly calendar, with the total for each day and a clear "due this month" figure. Monthly, yearly, and one-time payments are all supported. Amounts show in your local currency, with EUR converted automatically using a rate you control. Cancelled something? Mark it cancelled instead of deleting it and you keep the record, while finished one-off payments move to an Archived list on their own. EXPIRY TRACKER Track the things that quietly lapse: ID documents, passports, warranties, insurance, subscriptions you meant to cancel. Each item shows its status at a glance: valid, expiring soon, or expired. Search and filter by category so the next thing that needs attention is always on top. EVERY OTHER EXPENSE Groceries, fuel, a dentist visit: log what you spend and it lands in the same list as that month's subscription charges, under one running total. Add a category, a place and how you paid, or type the amount and move on. Got money back? Record a refund, partial or full, and every figure follows it down. A cumulative line draws the month as it fills, with last month ghosted behind it, so you can see whether you're ahead or behind without doing the arithmetic. IS THIS MONTH NORMAL? That's the question the Statistics tab answers. Your spending is drawn month by month and measured against the median of your recent months, so one unusual month doesn't set the bar. Break it down by category, by place, or by how you paid, and see what moved furthest from your usual. A committed figure shows what your active subscriptions add up to every month, before they are charged. And when something has been charging you more than it used to, Scadentar says so, with the month it changed and the amounts. REMINDERS, AHEAD OF TIME Get a local notification a few days before anything is due or expires, at a time of day you choose. Reminders for the same day are grouped into one tidy alert instead of a pile of buzzes. Add an optional second, earlier heads-up for things you renew far in advance, like insurance. ON YOUR HOME SCREEN AND LOCK SCREEN "Due This Month" and "Next Up" widgets keep the numbers where you already look. "Due This Month" runs on the Lock Screen as well, so the figure is there the moment you pick up your phone. PRIVATE BY DESIGN Your data is yours. Scadentar has no account and no sign-up, shows no ads, and tracks nothing. There is no third-party code in the app at all. Everything is stored on your device and synced, only to you, through your own iCloud. Nothing is sent to us, because there is no "us" server to send it to. MADE TO STAY OUT OF YOUR WAY - A clean, fast interface that respects Dark Mode and Dynamic Type - Works the moment you open it. Pick your country and you're set - No subscriptions to track your subscriptions: Scadentar is free Never miss a payment again. Download Scadentar and let the due dates come to you.

Screenshots

24pay4 screens
Scadentar4 screens

Verdict

The call

24pay and Scadentar are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

24pay ships an update every 10 days, Scadentar every 2 weeks. The most recent releases landed on October 21, 2026 and October 20, 2026 respectively.

ScorecardNo meaningful differences
24pay versus Scadentar: the parameters behind the verdict, then further details
Parameter24payScadentar
PriceFreeFree
Rating3.4 (27 ratings) — better—
Positive reviews21.7% of reviews—
Number of ratings27 — better—
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS18.018.0
Further details — not scored
Size124 MB8 MB
Age rating4+4+
DeveloperPTPOnline SRLActive Design Lab S.R.L.

In-app purchases

None

24pay

No in-app purchases

None

Scadentar

No in-app purchases

Questions

Is 24pay free?
24pay is free to download, with no in-app purchases.
Is Scadentar free?
Scadentar is free to download, with no in-app purchases.
Do 24pay or Scadentar have ads?
Neither 24pay nor Scadentar shows ads.
Which is updated more often, 24pay or Scadentar?
24pay ships an update every 10 days, and Scadentar every 2 weeks. Most recently, 24pay was updated on October 21, 2026 and Scadentar on October 20, 2026.

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