Comparison

24pay vs Yuki

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

24pay

This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.

Highlights
  • Direct, secure, and fast payments
  • Public transport ticket payment
  • Utility bill payments
  • Mobile top-up services
  • Parking fee payment
  • RCA insurance policy comparison and purchase
Read full description

24pay is Must Have App on your phone for direct, secure and fast payments. With a modern design and a user-friendly menu, 24pay App behaves like an eWallet that offers a convenient solution for daily payments. Pay for a wide range of products and services with any of the cards enrolled in the application. Public Transport Users have the possibility to pay for public transport tickets and subscriptions directly from the app, without interacting with a cashier or needing cash. Easy paying the trip, directly on the mobile phone, from the App. 24pay app is available for public transport through a modern, fast and secure payment solution in 19 main cities from Romania: Bucharest (STB), Timisoara (STPT), Cluj-Napoca (CTP Cluj), Iasi (CTP Iasi), Brasov (RATBV SA), Arad (CTP Arad), Ramnicu Valcea (ETA SA), Targu Jiu (Transloc), Piatra Neamt (TPN), Sibiu (Tursib), Baia Mare (SC Urbis SA), Resita (Transport Urban Resita), Sacele (Servicii Sacelene), Ploiesti (TCE), Roman (Solelga), Botosani (Eltrans), Constanta (CT Bus), Bacau, Sfantu Gheorghe (Sepsi Bus), Oradea (OTL). Bill Payments Users have the possibility to pay invoices from different utility suppliers directly from the app: - electricity - gas - phone and internet - financial services - water - sanitation - others The invoice can be scanned, imported or manually introduced by customer identifier (barcode, customer ID, phone number depending on the supplier). Invoice dashboard functionalities: - save templates from various providers one payment for multiple invoices - partial payment of the invoices - real time balance update for the online suppliers Mobile Top Up Users have access to complete top-up services for major mobile operators (Orange, Vodafone, Telekom). Prepaid cards can be charged directly from the application, without going to a branch and without needing cash. Parking Users have the possibility to pay for parking services directly from the app, without interacting with a cashier or needing cash. The payment is made for the entire period of occupying the parking lot (the minimum payment duration /value can be established). Prepaid Vouchers The value coupons are products with a fixed value, PIN loading type, which allow the use on different partner sites of online games and various e-money sites. RCA insurance policy Users interested in concluding a new RCA insurance policy through 24pay can compare the majority of the insurers’ offers available in Romania for motor vehicles in the following categories: passenger cars, motorhomes, motorcycles and semi-trailers. The process of issuing the policy is simple and fast, and the information can be retrieved by importing the necessary documents (driver's identity card and vehicle identity certificate), according to the legislation in force. After making the payment, the RCA policy will be available in the Wallet section of the application. Users can very easily manage the renewal of the RCA, because they receive a notification warning the expiration period of the document. Entertainment Users have the possibility to pay for relaxation and leisure services directly from the app, without interacting with a cashier or needing cash. Entertainment services available now: - massage chairs - kiddie rides Fitness Users can pay for having access to more than 350 gyms partners from the Sanopass network. About 24pay 24pay App was launched in 2018 and it’s FREE for users. In February 2022 the app was bought by PayPoint Services. 24pay eWallet allows payments by mobile phone for a wide range of services by adding the bank card Visa / Mastercard. Access to the application and confirmation of transactions is carried out by authentication with fingerprint or the 4-digit PIN24pay code.

About

Yuki

Features
Read full description

Yuki is the simplest way to see exactly where your money goes every month. Add your subscriptions once and Daisy handles the rest: renewals, running totals, and timely reminders so nothing catches you off guard FEATURES - Brand logos auto-detected as you type, no manual searching - Hundreds of currencies supported with live conversion to your home currency - Categories to keep streaming, utilities, fitness, and everything else neatly separated - Income source grouping shows which card or wallet each subscription pulls from - Detailed stats per subscription: next billing date, time active, per-year cost, and total spent since you started - Local notifications before each renewal with a configurable lead time (on the day, 1, 2, 3 days, or 1 week ahead) at the time you choose - iCloud sync keeps everything in step across all your Apple devices - Search, sort, and filter by name, price, recurrence, category, or income source - Clean, fast interface tuned for daily glanceability PREMIUM The free tier covers up to 5 subscriptions, enough to get started with no strings attached. Daisy Premium unlocks unlimited subscriptions with a single one-time purchase, no recurring charge for the app that tracks your recurring charges ABOUT Daisy is made by RanduSoft, an independent studio focused on small, thoughtful apps that respect your time and your privacy. Your data lives on your device and syncs only through your own iCloud account, we never see it, process it or attempt to sell it Questions or feedback? Email contact@randusoft.ro

Screenshots

24pay4 screens
Yuki4 screens

Verdict

The call

The clearest difference is in-app purchases: 24pay at none against Yuki's 1. 24pay also leads on iOS requirement (18.0 vs 26.0). Yuki's advantage is update cadence (daily vs every 10 days). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Yuki sells 1 one-off in-app purchase. 24pay asks for nothing beyond the download.

UpkeepUpdate frequency

24pay ships an update every 10 days, Yuki daily. The most recent releases landed on October 8, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
24pay versus Yuki: the parameters behind the verdict, then further details
Parameter24payYuki
PriceFreeFree
Rating3.4 (27 ratings) — better—
Positive reviews21.7% of reviews—
Number of ratings27 — better—
Update frequencyEvery 10 daysDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.0 — better26.0
Further details — not scored
Size124 MB13 MB
Age rating4+4+
DeveloperPTPOnline SRLRanduSoft SRL

In-app purchases

None

24pay

No in-app purchases

1 purchases

Yuki

One-time1
  • Premium$2.99

Questions

Is 24pay free?
24pay is free to download, with no in-app purchases.
Is Yuki free?
Yuki is free to download, with in-app purchases available.
Do 24pay or Yuki have ads?
Neither 24pay nor Yuki shows ads.
Which is updated more often, 24pay or Yuki?
24pay ships an update every 10 days, and Yuki daily. Most recently, 24pay was updated on October 8, 2026 and Yuki on September 25, 2026.

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