iPay88 Direct Pay vs BDO Online
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iPay88 Direct Pay
This app empowers merchants to manage business transactions securely and efficiently. It offers real-time updates on sales and inventory, simplified customer transaction history, and the ability to accept various payment methods. Merchants can create e-receipts and monitor their business on the go.
- Facilitates various payment methods
- Secure encrypted transactions
- Real-time sales and inventory updates
- Simplified customer transaction history
- E-receipt generation
- PCI DSS compliant
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An Application that provide merchants the mobility to facilitates its' businesses to variety of payment methods. As business are moving cashless, DirectPay provides merchants the mobility to facilitates its daily transactions in a secured encrypted environment. Features includes: Transactions Dealing, monitoring and accepting business transactions. Security Features Merchants are not required to possess, transmit or in contact of any sensitive data. The App is also fully encrypted and in compliance with PCI DSS Multi-Platform Accepts variety payment method such AliPay, major credit cards. Customers Details Simplified customers transaction history and information details on the go. E-Receipts Creates receipts and transaction acknowledgment Keeping Track Provides real time updates on information such as sales & inventories. This mobile App is catered specially for the merchants to be able to monitor and be updated on its business constantly, all that is needed is a smartphone/tablet and data connection.
BDO Online
Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.
- Lock/unlock cards
- View statements
- Free BDO to BDO transfers
- Biometric/Passcode confirmation
- QR code money transfers
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View and manage your BDO accounts with the BDO Online app and enjoy features that let you: - Secure your cards real-time using lock or unlock card, disable overseas debit card transactions, and set your debit card limits - Schedule your one-time or recurring transactions for Pay Bills, Send Money, or Buy Load - Send Money in more ways - even in foreign currencies - Book a Branch Appointment for a more convenient visit - Confirm transactions using biometrics or Passcode If you're having trouble logging in, just follow these steps and create a new password for the BDO Online app. Step 1 On the log in screen, tap Need help logging in? > I'd like to reset my password. Step 2 Set up your new password. Step 3 Log in with your BDO Online username and new password. Your new password will also reflect in the BDO Online website and the BDO Pay app.
Screenshots
Verdict
The clearest difference is rating: BDO Online at 4.7 against iPay88 Direct Pay's 1.0. BDO Online also leads on ratings volume (11K vs 2) and update cadence (every 5 weeks vs every 2 months). iPay88 Direct Pay's advantage is review sentiment (50% vs 11%) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Online holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: BDO Online has 11K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 50% of iPay88 Direct Pay's written reviews are positive against 11% of BDO Online's, so the app with the better star average is not the one people write more warmly about.
iPay88 Direct Pay ships an update every 2 months, BDO Online every 5 weeks. The most recent releases landed on October 6, 2026 and October 15, 2026 respectively.
| Parameter | iPay88 Direct Pay | BDO Online |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 4.7 (11K ratings) — better |
| Positive reviews | 50.0% of reviews — better | 11.2% of reviews |
| Number of ratings | 2 | 11K — better |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 59 MB | 412 MB |
| Age rating | 4+ | 4+ |
| Developer | iPay88 Sdn Bhd | BDO Unibank, Inc. |
Customer experience
iPay88 Direct Pay
BDO Online
Bugs and requests
iPay88 Direct Pay
Not enough reviews yet to summarise bugs or requests.
BDO Online
Reported bugs
4 issues- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password
Requested features
5 requests- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)
In-app purchases
iPay88 Direct Pay
No in-app purchases
BDO Online
No in-app purchases
Questions
Is iPay88 Direct Pay free?
Is BDO Online free?
Which has better reviews, iPay88 Direct Pay or BDO Online?
Do iPay88 Direct Pay or BDO Online have ads?
Which is updated more often, iPay88 Direct Pay or BDO Online?
Other comparisons
