iPay88 Direct Pay vs SMDC Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iPay88 Direct Pay
This app empowers merchants to manage business transactions securely and efficiently. It offers real-time updates on sales and inventory, simplified customer transaction history, and the ability to accept various payment methods. Merchants can create e-receipts and monitor their business on the go.
- Facilitates various payment methods
- Secure encrypted transactions
- Real-time sales and inventory updates
- Simplified customer transaction history
- E-receipt generation
- PCI DSS compliant
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An Application that provide merchants the mobility to facilitates its' businesses to variety of payment methods. As business are moving cashless, DirectPay provides merchants the mobility to facilitates its daily transactions in a secured encrypted environment. Features includes: Transactions Dealing, monitoring and accepting business transactions. Security Features Merchants are not required to possess, transmit or in contact of any sensitive data. The App is also fully encrypted and in compliance with PCI DSS Multi-Platform Accepts variety payment method such AliPay, major credit cards. Customers Details Simplified customers transaction history and information details on the go. E-Receipts Creates receipts and transaction acknowledgment Keeping Track Provides real time updates on information such as sales & inventories. This mobile App is catered specially for the merchants to be able to monitor and be updated on its business constantly, all that is needed is a smartphone/tablet and data connection.
SMDC Mobile App
Manage and pay your SMDC property dues conveniently through a single, user-friendly application. Settle various fees, including reservation fees, down payments, and real property taxes, using a wide array of payment methods. Enjoy secure transactions and access your payment history with ease.
- Easy property enrollment (up to 15 properties)
- Convenient payment of reservation fees, down payments, and taxes
- Multiple payment methods (credit/debit card, Maya, BayaniPay, QRPh)
- Secure and verified transactions
- Detailed transaction history and receipt generation
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Pay your SMDC dues with one convenient, easy-to-use app! Key Features • Easy Property Enrollment: Enroll up to 15 SMDC properties • Convenient Payments: Settle your reservation fees, down payments, lump sum payments, real property taxes and more with one app • A Wide Range of Payment Methods: Pay via credit card, debit card, Maya, BayaniPay, and QRPh • Top-Notch Security: Enjoy secure and verified transactions every time • Detailed Transaction History: Generate transaction receipts and view your payment history
Screenshots
Verdict
The clearest difference is review sentiment: iPay88 Direct Pay at 50% against SMDC Mobile App's 3%. iPay88 Direct Pay also leads on iOS requirement (13.0 vs 15.1). SMDC Mobile App's advantage is rating (2.9 vs 1.0) and update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SMDC Mobile App holds the better App Store score, 2.9 against 1.0. That said, the two scores are not equally well evidenced: SMDC Mobile App has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 50% of iPay88 Direct Pay's written reviews are positive against 3% of SMDC Mobile App's, so the app with the better star average is not the one people write more warmly about.
iPay88 Direct Pay ships an update every 2 months, SMDC Mobile App every 2 weeks. The most recent releases landed on October 6, 2026 and October 15, 2026 respectively.
| Parameter | iPay88 Direct Pay | SMDC Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 2.9 (11 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 3.3% of reviews |
| Number of ratings | 2 | 11 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 59 MB | 35 MB |
| Age rating | 4+ | 17+ |
| Developer | iPay88 Sdn Bhd | BayaniPay |
Customer experience
iPay88 Direct Pay
SMDC Mobile App
In-app purchases
iPay88 Direct Pay
No in-app purchases
SMDC Mobile App
No in-app purchases
Questions
Is iPay88 Direct Pay free?
Is SMDC Mobile App free?
Which has better reviews, iPay88 Direct Pay or SMDC Mobile App?
Do iPay88 Direct Pay or SMDC Mobile App have ads?
Which is updated more often, iPay88 Direct Pay or SMDC Mobile App?
Other comparisons
