SBAB! vs MindSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SBAB!
Manage your home finances with ease. Track savings accounts, loans, and payments. Set savings goals, transfer money, and apply for mortgage pre-approvals. Designed for both new and existing customers.
- Manage savings accounts and transfers
- Set savings goals
- View and manage mortgage payments
- Apply for mortgage pre-approval
- Secure Mobile BankID login
- Track loan amortization
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Get a complete overview of your home finances. Great for both new and existing SBAB customers. The app gives you a clear and easy way to manage your savings accounts, loans, and ongoing matters. - Log in quickly and securely using Mobile BankID - Keep track of your savings accounts, interest rates, and transfers - Set up monthly savings and create savings goals - Easily transfer money between your SBAB savings accounts and accounts at other banks - View and manage payments, interest, and amortization for your mortgages and personal loans - Apply for a pre-approval, calculate scenarios, and update it whenever needed - Get information about other SBAB products and offers To use Mobile BankID, you need a Swedish personal identity number, must order Mobile BankID through your online bank, and install the BankID security app. To log in to the SBAB app, the BankID app must be installed on the same phone.
MindSpend
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Control your money with clarity and awareness. MindSpend is a minimalist finance tracker designed to help you understand not only how you spend, but why. Log your income and expenses in seconds and optionally tag each transaction with a mood and trigger. MindSpend then generates simple behavioral insights that help you recognize patterns in your spending habits. FEATURES • Fast expense and income tracking • Optional mood and spending trigger tags • Behavioral insights based on your entries • Impulse Score indicator to highlight spending patterns • Calendar and monthly summaries • CSV export of your data • Private by design — your data stays on your device MindSpend does not require accounts or sign-ups. All information is stored locally on your device. You can permanently delete all data at any time from the Settings screen. Take control of your spending with awareness and simplicity.
Screenshots
Verdict
The clearest difference is price: SBAB! at Free against MindSpend's $0.99. MindSpend's advantage is iOS requirement (15.1 vs 18.0). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
SBAB! is free to download; MindSpend costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | SBAB! | MindSpend |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.7 (56 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 56 — better | — |
| Update frequency | Every 9 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 47 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | SBAB Bank AB (publ) | ARNOLD LULI |
In-app purchases
SBAB!
No in-app purchases
MindSpend
No in-app purchases









