Comparison

monobank vs Scope 360°

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

monobank

This digital bank offers rapid account registration and a free virtual card, with options for physical card delivery. It provides features like credit limits, currency exchange, installment plans, and group expense splitting, alongside tools for fundraising and savings.

Highlights
  • Fast registration via Diia
  • Free virtual and physical cards
  • Increased credit limit
  • Currency cards and exchange
  • Installment plans and cashback
  • Group expense splitting
  • Fundraising and savings jars
Features
Read full description

monobank — the first mobile bank, over 11 million users, digital bank, online bank, card, loans, money transfer, payments, cashback, deposit, currency exchange, insurance, business account, in-app marketplace. Banking and finance, open an account, get a card via the app, banking in your pocket, 24/7. Yeah, that was a keyword dump. We did it on purpose so you can actually find us. Here's the real stuff: Quick Start Download the app, confirm your phone number and verify your identity using Diia or your ID documents. You get a virtual card in the app right after registration, and a physical card can be delivered to you through Nova Poshta or Ukrposhta Cards for EveryDay Life Debit and credit cards, currency cards for dollars and euros, a unified Diia.Card for government payments and a child’s card with parental controls. Contactless payments with Apple Pay — add your card to your wallet and pay with your phone Credit Online Apply for a credit limit in the app. The decision is made after reviewing your data, terms, rates and limits are shown before confirmation Split Payments Buy electronics and other goods at partner stores: installments are available, with terms shown before you confirm the purchase. Turn past purchases into parts — you get the money back on your card and repay it gradually Transfers and Smart payments Money transfer to a card or account, transfers by phone number, international transfers. Pay bills in a few taps: electricity, gas, water, internet, TV, mobile top-up and fines. Zero fees, and the transfer status is visible in the app. Send money with ease Currency Exchange Buy and sell currency online — the exchange rate is shown before you confirm Deposit Open a deposit in a minute; rates and terms are available in the app. Government bonds are also available in mono Cashback Choose categories every month and get cashback on groceries, taxi, fuel, cafes, books, sports plus, and entertainment under the program terms. Additional offers with WOG Pride Business Portal and SP for Work Open a Business Portal for entrepreneurs (SP) online: control taxes, reports and payments without paperwork — in the same banking app. Insurance Car insurance (MTPL and Green Card) issued online in minutes. Policy terms are shown before payment Banka Create a Banka to collect money for charity, community initiatives, or shared goals with friends and family monomarket and monobazar An in-app market for new goods with installment options, plus a marketplace for pre-owned items — buy and sell without leaving the app. Shop smart, whatever your budget eSIM Connect an eSIM — a digital alternative to a physical SIM card — right in the app Also in the app Track spending, manage group expenses with friends, accept payments from your phone. Support in chat, 24/7 Transparent terms Fees, limits and rates are always visible in the app before you confirm a transaction. Credit terms depend on a review of your data and the bank's decision. JSC "UNIVERSAL BANK". NBU License No. 92 dated 20.01.1994, State Register of Banks No. 226, Kyiv, Ukraine Download monobank — banking that finally works for you

About

Scope 360°

This app provides automated trading and analytics for crypto futures. It helps traders of all levels track and analyze their trades using over 40 metrics to identify patterns and improve performance. The goal is to build a strong foundation for trading decisions based on data.

Highlights
  • Automated trading journal
  • Futures trade analytics
  • Over 40 trading metrics
  • Pattern identification
  • Performance improvement tools
  • Data-driven decision support
Read full description

Scope 360° Futures is an automated trading and analytics journal for crypto traders of all levels. Easily track and analyze your futures trades with over 40 metrics. Identify patterns and improve your results. Our mission is simple: to help traders build a solid foundation for making decisions when opening any trade. No magic, just numbers and consistency. Questions or feedback? Reach out to us via our Telegram group @scope360channel or email us at scope360.io@gmail.com.

Screenshots

monobank4 screens
Scope 360°3 screens

Verdict

The call

The clearest difference is update cadence: monobank at every 4 days against Scope 360°'s monthly. monobank also leads on ratings volume (18K vs 1). Scope 360°'s advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for monobank against 5.0 for Scope 360°. That said, the two scores are not equally well evidenced: monobank has 18K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

monobank ships an update every 4 days, Scope 360° monthly. The most recent releases landed on November 1, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
monobank versus Scope 360°: the parameters behind the verdict, then further details
ParametermonobankScope 360°
PriceFreeFree
Rating4.9 (18K ratings)5.0 (1 ratings) — better
Positive reviews60.4% of reviews—
Number of ratings18K — better1
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size396 MB48 MB
Age rating4+17+
DeveloperUNIVERSAL BANK, PRATProkhor Huz

Customer experience

monobank

All ratings17,969 ratings
Positive97.2%
Neutral0.7%
Negative2.1%
Written reviews661 reviews
Positive60.4%
Neutral3.8%
Negative35.9%

Scope 360°

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

monobank

Reported bugs

3 issues
  • App crashes on certain screens
  • Deposit repayment delays
  • Inconsistent user interface behavior

Requested features

5 requests
  • Add English language option
  • Improve customer support
  • Expand international accessibility
  • Introduce Apple Pay integration
  • Enhance deposit management features

Scope 360°

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

monobank

No in-app purchases

None

Scope 360°

No in-app purchases

Questions

Is monobank free?
monobank is free to download, with no in-app purchases.
Is Scope 360° free?
Scope 360° is free to download, with no in-app purchases.
Which has better reviews, monobank or Scope 360°?
Scope 360° is rated higher. monobank averages 4.9 out of 5 from 18K ratings, while Scope 360° averages 5.0 from 1 ratings.
Do monobank or Scope 360° have ads?
Neither monobank nor Scope 360° shows ads.
Which is updated more often, monobank or Scope 360°?
monobank ships an update every 4 days, and Scope 360° monthly. Most recently, monobank was updated on November 1, 2026 and Scope 360° on October 20, 2026.

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