Comparison

UMB SpeedApp vs OmniBSIC Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMB SpeedApp

Manage your bank accounts and perform financial transactions conveniently and securely. Monitor your accounts in real-time, pay bills, transfer funds, and access various banking services through this digitized channel.

Highlights
  • Check account balances
  • View transaction history
  • Airtime top-up
  • Bill payment
  • Request services
  • Funds transfer
  • Loan services
Features
Read full description

Full Description: Enjoy convenient and secure banking with this innovative digitized channel. The available services offer flexibility with account management and the ease of executing financial transactions seamlessly. Customers benefit from real time account monitoring in a secure and simplified way. Some of the key features of the UMB SpeedApp include the following: Check Account Balances -Check Transaction History -Airtime top up for Self & Others -Bill Payment Services -Request Services – Statement, Cheque Book, etc. -Locate Us – Branch & ATM -Product Information -Bancassurance Services -Funds Transfer Services -Loan Services -Investment Services -Card Services -Standing Order Services -Forex Rates -My Profile

About

OmniBSIC Mobile App

Manage your finances with this comprehensive banking app. Open accounts, book fixed deposits, manage cards, and transfer funds securely. Apply for loans, pay bills, and access 24/7 customer support.

Highlights
  • Account management
  • Fixed deposit booking
  • Card services
  • Secure fund transfers
  • Bill payments
  • Loan applications
  • 24/7 customer support
Features
Read full description

Manage your finances with ease using the OmniBSIC Mobile App from OmniBSIC Bank Ghana LTD. Designed as a comprehensive financial management tool, the app offers a wide range of features to help you stay on top of your finances. KEY FEATURES • Account Management: Instantly open new accounts, view account balances, and manage all your OmniBSIC accounts in one place. • Fixed Deposit Booking: Book fixed deposits with ease and monitor their maturity dates. • Card Services: Easily request new cards, reset PINs, block cards per channel (ATM, Web/POS), increase card limits, report stolen cards, or request for new Debit, Prepaid, and Credit Cards. • Secure Transactions: Rest assured that your transactions and payments are secured with top-tier encryption and authentication protocols. • Fund Transfers: Seamlessly transfer funds between your accounts or to other OmniBSIC and external bank accounts. • Bill Payments: Pay utility bills like ECG, Ghana Water, and many others directly from the app. • Loan Application: Apply for loans and monitor your loan repayment schedules. • Customer Support: Access 24/7 customer support through in-app messaging or call features. • Self-Service Options: Utilize a range of self-service options including password reset, card transaction limits adjustment, card controls, PIN change, and more. • Biometric Security: Secure your profile with fingerprint or Face ID for enhanced security. • Push Notifications: Receive real-time alerts and notifications for transactions, payments, and account activities. • Branch Locator: Easily find and navigate to the nearest OmniBSIC Bank branch or ATM. • User-Friendly Interface: Navigate the financial app UI with ease, safety, and security. Whether you’re managing your personal finances or monitoring your payments, the OmniBSIC Mobile App provides a seamless experience. Enjoy the convenience and security of banking on the go—It’s Appsolutely Seamless.

Screenshots

UMB SpeedApp4 screens
OmniBSIC Mobile App4 screens

Verdict

The call

The clearest difference is rating: OmniBSIC Mobile App at 4.3 against UMB SpeedApp's 2.9. OmniBSIC Mobile App also leads on update cadence (weekly vs every 3 months). UMB SpeedApp's advantage is ratings volume (65 vs 12) and iOS requirement (11.1 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OmniBSIC Mobile App holds the better App Store score, 4.3 against 2.9. That said, the two scores are not equally well evidenced: UMB SpeedApp has 65 ratings behind it against 12, so its average is the more settled of the two.

UpkeepUpdate frequency

UMB SpeedApp ships an update every 3 months, OmniBSIC Mobile App weekly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
UMB SpeedApp versus OmniBSIC Mobile App: the parameters behind the verdict, then further details
ParameterUMB SpeedAppOmniBSIC Mobile App
PriceFreeFree
Rating2.9 (65 ratings)4.3 (12 ratings) — better
Positive reviews16.7% of reviews—
Number of ratings65 — better12
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.1 — better15.5
Further details — not scored
Size21 MB92 MB
Age rating4+17+
DeveloperUniversal Merchant Bank LtdOMNIBSIC BANK GHANA LIMITED

Customer experience

UMB SpeedApp

All ratings64 ratings
Positive45.3%
Neutral3.1%
Negative51.6%
Written reviews18 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

OmniBSIC Mobile App

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%

In-app purchases

None

UMB SpeedApp

No in-app purchases

None

OmniBSIC Mobile App

No in-app purchases

Questions

Is UMB SpeedApp free?
UMB SpeedApp is free to download, with no in-app purchases.
Is OmniBSIC Mobile App free?
OmniBSIC Mobile App is free to download, with no in-app purchases.
Which has better reviews, UMB SpeedApp or OmniBSIC Mobile App?
OmniBSIC Mobile App is rated higher. UMB SpeedApp averages 2.9 out of 5 from 65 ratings, while OmniBSIC Mobile App averages 4.3 from 12 ratings.
Do UMB SpeedApp or OmniBSIC Mobile App have ads?
Neither UMB SpeedApp nor OmniBSIC Mobile App shows ads.
Which is updated more often, UMB SpeedApp or OmniBSIC Mobile App?
UMB SpeedApp ships an update every 3 months, and OmniBSIC Mobile App weekly. Most recently, UMB SpeedApp was updated on November 3, 2026 and OmniBSIC Mobile App on November 4, 2026.

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