UMB SpeedApp vs OmniBSIC Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UMB SpeedApp
Manage your bank accounts and perform financial transactions conveniently and securely. Monitor your accounts in real-time, pay bills, transfer funds, and access various banking services through this digitized channel.
- Check account balances
- View transaction history
- Airtime top-up
- Bill payment
- Request services
- Funds transfer
- Loan services
Read full descriptionHide full description
Full Description: Enjoy convenient and secure banking with this innovative digitized channel. The available services offer flexibility with account management and the ease of executing financial transactions seamlessly. Customers benefit from real time account monitoring in a secure and simplified way. Some of the key features of the UMB SpeedApp include the following: Check Account Balances -Check Transaction History -Airtime top up for Self & Others -Bill Payment Services -Request Services – Statement, Cheque Book, etc. -Locate Us – Branch & ATM -Product Information -Bancassurance Services -Funds Transfer Services -Loan Services -Investment Services -Card Services -Standing Order Services -Forex Rates -My Profile
OmniBSIC Mobile App
Manage your finances with this comprehensive banking app. Open accounts, book fixed deposits, manage cards, and transfer funds securely. Apply for loans, pay bills, and access 24/7 customer support.
- Account management
- Fixed deposit booking
- Card services
- Secure fund transfers
- Bill payments
- Loan applications
- 24/7 customer support
Read full descriptionHide full description
Manage your finances with ease using the OmniBSIC Mobile App from OmniBSIC Bank Ghana LTD. Designed as a comprehensive financial management tool, the app offers a wide range of features to help you stay on top of your finances. KEY FEATURES • Account Management: Instantly open new accounts, view account balances, and manage all your OmniBSIC accounts in one place. • Fixed Deposit Booking: Book fixed deposits with ease and monitor their maturity dates. • Card Services: Easily request new cards, reset PINs, block cards per channel (ATM, Web/POS), increase card limits, report stolen cards, or request for new Debit, Prepaid, and Credit Cards. • Secure Transactions: Rest assured that your transactions and payments are secured with top-tier encryption and authentication protocols. • Fund Transfers: Seamlessly transfer funds between your accounts or to other OmniBSIC and external bank accounts. • Bill Payments: Pay utility bills like ECG, Ghana Water, and many others directly from the app. • Loan Application: Apply for loans and monitor your loan repayment schedules. • Customer Support: Access 24/7 customer support through in-app messaging or call features. • Self-Service Options: Utilize a range of self-service options including password reset, card transaction limits adjustment, card controls, PIN change, and more. • Biometric Security: Secure your profile with fingerprint or Face ID for enhanced security. • Push Notifications: Receive real-time alerts and notifications for transactions, payments, and account activities. • Branch Locator: Easily find and navigate to the nearest OmniBSIC Bank branch or ATM. • User-Friendly Interface: Navigate the financial app UI with ease, safety, and security. Whether you’re managing your personal finances or monitoring your payments, the OmniBSIC Mobile App provides a seamless experience. Enjoy the convenience and security of banking on the go—It’s Appsolutely Seamless.
Screenshots
Verdict
The clearest difference is rating: OmniBSIC Mobile App at 4.3 against UMB SpeedApp's 2.9. OmniBSIC Mobile App also leads on update cadence (weekly vs every 3 months). UMB SpeedApp's advantage is ratings volume (65 vs 12) and iOS requirement (11.1 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OmniBSIC Mobile App holds the better App Store score, 4.3 against 2.9. That said, the two scores are not equally well evidenced: UMB SpeedApp has 65 ratings behind it against 12, so its average is the more settled of the two.
UMB SpeedApp ships an update every 3 months, OmniBSIC Mobile App weekly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | UMB SpeedApp | OmniBSIC Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (65 ratings) | 4.3 (12 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 65 — better | 12 |
| Update frequency | Every 3 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 21 MB | 92 MB |
| Age rating | 4+ | 17+ |
| Developer | Universal Merchant Bank Ltd | OMNIBSIC BANK GHANA LIMITED |
Customer experience
UMB SpeedApp
OmniBSIC Mobile App
In-app purchases
UMB SpeedApp
No in-app purchases
OmniBSIC Mobile App
No in-app purchases
Questions
Is UMB SpeedApp free?
Is OmniBSIC Mobile App free?
Which has better reviews, UMB SpeedApp or OmniBSIC Mobile App?
Do UMB SpeedApp or OmniBSIC Mobile App have ads?
Which is updated more often, UMB SpeedApp or OmniBSIC Mobile App?
Other comparisons















