Comparison

UMB SpeedApp vs Absa Ghana

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMB SpeedApp

Manage your bank accounts and perform financial transactions conveniently and securely. Monitor your accounts in real-time, pay bills, transfer funds, and access various banking services through this digitized channel.

Highlights
  • Check account balances
  • View transaction history
  • Airtime top-up
  • Bill payment
  • Request services
  • Funds transfer
  • Loan services
Features
Read full description

Full Description: Enjoy convenient and secure banking with this innovative digitized channel. The available services offer flexibility with account management and the ease of executing financial transactions seamlessly. Customers benefit from real time account monitoring in a secure and simplified way. Some of the key features of the UMB SpeedApp include the following: Check Account Balances -Check Transaction History -Airtime top up for Self & Others -Bill Payment Services -Request Services – Statement, Cheque Book, etc. -Locate Us – Branch & ATM -Product Information -Bancassurance Services -Funds Transfer Services -Loan Services -Investment Services -Card Services -Standing Order Services -Forex Rates -My Profile

About

Absa Ghana

Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.

Highlights
  • Account overview
  • Transaction history filtering
  • Inter-account transfers
  • Airtime purchase
  • Bill payments
  • Mobile wallet transfers
Read full description

Absa Bank Ghana Limited: Bank on the go with the bank that brings your possibilities to life. With simple, fast and secure banking now at your fingertips, you can transact from anywhere, anytime. Here’s what you can expect: • A clear overview of all your accounts. • Filtered transaction history according to your needs. • Seamless transfers between your accounts. • Buy airtime and pay bills from where you are. • Send money to a mobile wallet account. • Control over your account activity. Download the Absa Banking App now and experience convenient banking.

Screenshots

UMB SpeedApp4 screens
Absa Ghana4 screens

Verdict

The call

The clearest difference is iOS requirement: UMB SpeedApp at 11.1 against Absa Ghana's 15.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 2.9 for UMB SpeedApp against 2.9 for Absa Ghana. Both are backed by a comparable volume of ratings — 65 and 85 respectively. Written reviews are what separate them: 17% of UMB SpeedApp's written reviews are positive against 10% of Absa Ghana's.

UpkeepUpdate frequency

UMB SpeedApp ships an update every 3 months, Absa Ghana every 2 months. The most recent releases landed on October 23, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
UMB SpeedApp versus Absa Ghana: the parameters behind the verdict, then further details
ParameterUMB SpeedAppAbsa Ghana
PriceFreeFree
Rating2.9 (65 ratings)2.9 (85 ratings) — better
Positive reviews16.7% of reviews — better9.8% of reviews
Number of ratings6585 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.1 — better15.0
Further details — not scored
Size21 MB114 MB
Age rating4+17+
DeveloperUniversal Merchant Bank LtdAbsa Bank Limited

Customer experience

UMB SpeedApp

All ratings64 ratings
Positive45.3%
Neutral3.1%
Negative51.6%
Written reviews18 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

Absa Ghana

All ratings83 ratings
Positive43.4%
Neutral9.6%
Negative47.0%
Written reviews41 reviews
Positive9.8%
Neutral17.1%
Negative73.2%

In-app purchases

None

UMB SpeedApp

No in-app purchases

None

Absa Ghana

No in-app purchases

Questions

Is UMB SpeedApp free?
UMB SpeedApp is free to download, with no in-app purchases.
Is Absa Ghana free?
Absa Ghana is free to download, with no in-app purchases.
Which has better reviews, UMB SpeedApp or Absa Ghana?
Absa Ghana is rated higher. UMB SpeedApp averages 2.9 out of 5 from 65 ratings, while Absa Ghana averages 2.9 from 85 ratings.
Do UMB SpeedApp or Absa Ghana have ads?
Neither UMB SpeedApp nor Absa Ghana shows ads.
Which is updated more often, UMB SpeedApp or Absa Ghana?
UMB SpeedApp ships an update every 3 months, and Absa Ghana every 2 months. Most recently, UMB SpeedApp was updated on October 23, 2026 and Absa Ghana on October 28, 2026.

Other comparisons