Comparison

HesabPay vs Baxak

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HesabPay

This app provides a secure digital wallet for instant financial transactions. It allows for seamless money transfers from various channels, bill payments, mobile top-ups, and worldwide cash withdrawals. It's accessible via a mobile app and USSD for feature phones.

Highlights
  • Instant money transfers from 20+ channels
  • Bill payments for utilities and internet
  • Mobile top-up services
  • Worldwide cash withdrawals via agents
  • USSD accessibility for feature phones
  • Secure digital wallet
Features
Read full description

Introducing HesabPay - Your Trusted Mobile Wallet HesabPay is the ultimate payment solution to pay anyone, anywhere and anytime - empowering you to create your own secure digital wallet instantly and providing you with instant access to a world of financial possibilities. Seamless Money Transfers: Say goodbye to long waiting times and complicated processes. HesabPay enables you to transfer money effortlessly from over 20 channels, including banks, cards, Apple Pay, Google Pay, Microsoft Pay, and even USDC. Experience the convenience of instant and hassle-free money transfers right at your fingertips. Beyond Mobile Payments: HesabPay goes beyond mobile payments. Paying bills has never been easier, as you can settle your utilities, internet, and other bills conveniently from within the app. Need to recharge your mobile? HesabPay has got you covered with seamless mobile top-up services. It's your one-stop solution for all your financial needs. Worldwide Cash Withdrawals: Need to withdraw cash? No problem! HesabPay offers the flexibility to withdraw money using any nearby HesabPay or MoneyGram agent. No matter where you are in the world, access cash easily and conveniently whenever you need. Mobile App Convenience: For smartphone users, our HesabPay mobile app provides a sleek and user-friendly interface that allows you to access all the features and services with just a few taps. Experience the full power of HesabPay's capabilities right on your smartphone, making financial transactions and managing your funds easier than ever before. USSD Accessibility: We haven't forgotten about feature phone users. With HesabPay's USSD support, even if you don't own a smartphone, you can still enjoy the benefits of a digital wallet. Simply dial the provided USSD code on your feature phone, and you'll have access to a wide range of financial services, including money transfers, bill payments, and cash withdrawals. Trusted and Secure: Rest assured knowing that your funds and personal information are safe with HesabPay. We utilize state-of-the-art security measures to protect your transactions and keep your data secure at all times. Join thousands of satisfied users who have embraced the financial freedom offered by HesabPay. Say goodbye to the limitations of traditional banking and embrace the convenience of an online digital mobile wallet. Download HesabPay today and experience a new era of financial accessibility and convenience!

About

Baxak

Easily track your income, expenses, and debts with this personal finance management tool. Generate and export financial reports, back up your data, and manage your money smarter. Your financial information remains secure on your device.

Highlights
  • Track income and expenses
  • Manage debts and receivables
  • Generate financial reports
  • Export reports as PDF
  • Backup and restore data
  • Multi-language support
  • Currency selection
Features
Read full description

Baxak is a simple and powerful personal finance management app designed to help you track your income, expenses, and journal (debts) with ease. With Baxak, you can: • Track daily income and expenses • Manage debts and receivables • Generate financial reports • Export reports as PDF • Backup and restore your data • Share reports easily • Choose your preferred currency • Use the app in multiple languages Your data stays securely on your device. Start managing your money smarter with Baxak today.

Screenshots

HesabPay4 screens
Baxak4 screens

Verdict

The call

The clearest difference is ratings volume: HesabPay at 1.7K against Baxak's 56. HesabPay also leads on rating (4.6 vs 4.4) and review sentiment (80% vs 70%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HesabPay holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: HesabPay has 1.7K ratings behind it against 56, so its average is the more settled of the two. Written reviews point the same way: 80% of HesabPay's written reviews are positive against 70% of Baxak's.

UpkeepUpdate frequency

HesabPay ships an update fortnightly, Baxak every 2 weeks. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
HesabPay versus Baxak: the parameters behind the verdict, then further details
ParameterHesabPayBaxak
PriceFreeFree
Rating4.6 (1.7K ratings) — better4.4 (56 ratings)
Positive reviews80.0% of reviews — better70.0% of reviews
Number of ratings1.7K — better56
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.5.0 — better15.6
Further details — not scored
Size274 MB43 MB
Age rating4+4+
DeveloperZinzir LtdAbdul Amir Alioghli

Customer experience

HesabPay

All ratings1,615 ratings
Positive90.0%
Neutral3.0%
Negative6.9%
Written reviews115 reviews
Positive80.0%
Neutral4.3%
Negative15.7%

Baxak

All ratings56 ratings
Positive82.1%
Neutral5.4%
Negative12.5%
Written reviews10 reviews
Positive70.0%
Neutral10.0%
Negative20.0%

Bugs and requests

HesabPay

Reported bugs

4 issues
  • Login screen freezes
  • App not working in certain regions
  • Balance not showing correctly
  • Face recognition feature not functioning properly

Requested features

4 requests
  • Add support for Binance and other crypto platforms
  • Integrate with more local ISPs and utility providers
  • Enable international payment options like PayPal
  • Improve onboarding and location-based services

Baxak

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HesabPay

No in-app purchases

None

Baxak

No in-app purchases

Questions

Is HesabPay free?
HesabPay is free to download, with no in-app purchases.
Is Baxak free?
Baxak is free to download, with no in-app purchases.
Which has better reviews, HesabPay or Baxak?
HesabPay is rated higher. HesabPay averages 4.6 out of 5 from 1.7K ratings, while Baxak averages 4.4 from 56 ratings.
Do HesabPay or Baxak have ads?
Neither HesabPay nor Baxak shows ads.
Which is updated more often, HesabPay or Baxak?
HesabPay ships an update fortnightly, and Baxak every 2 weeks. Most recently, HesabPay was updated on October 27, 2026 and Baxak on October 25, 2026.

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