Comparison

ACE Money Transfer vs FTFT PAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ACE Money Transfer

Send money internationally quickly and securely to over 75 countries. Supports bank deposits, cash pickup, and mobile wallet transfers with competitive rates and low fees. Offers real-time tracking and 24/7 multilingual customer support.

Highlights
  • International money transfers
  • Send to 75+ countries
  • Bank deposit, cash pickup, mobile wallet
  • Competitive exchange rates
  • Low fees
  • Real-time transfer tracking
  • 24/7 multilingual support
Features
Read full description

ACE Money Transfer – Send Money Worldwide Send money internationally—fast, secure, and stress-free. With ACE Money Transfer, you can send money to over 75 countries with just a few taps. Whether you're supporting family, paying bills abroad, or helping in an emergency, ACE offers the speed, transparency, and reliability you need. ACE is authorised and regulated by the FCA (UK), AUSTRAC (Australia), and FINTRAC (Canada)—so your money is always in safe hands. Enjoy bank deposit, cash pickup, or mobile wallet transfers with competitive exchange rates and low fees. The ACE app is designed to make global money transfers easy and accessible for everyone, anytime, anywhere. We’ve upgraded the entire experience for iPhone users—now faster, smoother, and more secure than ever. From signup to delivery, the ACE app is your trusted partner for international money transfers. What’s New: Faster Onboarding: Create your account and send your first transfer in minutes. Social Login: Instantly log in with your Apple ID. (Support for other login options available.) - no need to remember passwords. Redesigned Interface: Clean, modern design for smooth navigation and easy transactions. Simplified Verification: Get verified quickly with fewer steps. Performance Boosts: Faster app performance and quicker access to everything you need. Why iPhone Users Love ACE Money Transfer: Real-Time Exchange Rates: Get the best value with live currency updates. No Hidden Fees: See exactly what your recipient will get before you send. Flexible Delivery Options: Choose between bank deposit, cash pickup, or mobile wallet depending on your recipient’s location. Live Transfer Tracking: Stay updated from send to delivery with real-time tracking. 24/7 Customer Support: Multilingual support is always available when you need help. How It Works: Download the app from the App Store. Sign up and verify your identity in a few simple steps. Select a country, enter the amount, and choose a delivery method. Pay using your debit/credit card or bank transfer. Track your transaction in real time and get instant delivery alerts. Transfers are typically delivered within minutes, with full transparency at every stage. The app uses secure encryption and complies with global financial regulations, so your money is always protected. Send Money to 75+ Countries We support money transfers to countries across Asia, Africa, Europe, and beyond—including the Philippines, Pakistan, India, Nigeria, Bangladesh, Ghana, Morocco, Nepal, and Sri Lanka. Choose from thousands of payout locations worldwide for cash pickup or direct deposit. Whether you’re a student, worker, small business owner, or family supporter, ACE Money Transfer gives you an easy, fast, and cost-effective way to move money globally. Why ACE? Trusted by millions of users Compliant with international money transfer regulations Safe, encrypted, and secure app environment Great rates and low transfer fees Exclusive offers, rewards, and seasonal promotions User-friendly app made for both beginners and regular users Download ACE Money Transfer now and send money internationally with complete peace of mind. Fast transfers, great rates, and global coverage

About

FTFT PAY

Send money worldwide quickly and conveniently with low fees and excellent customer service. This secure portal offers fast transfers, transparent pricing, and real-time tracking for over 200,000 users.

Highlights
  • Fast money transfers
  • Receive funds in under 24 hours
  • Transparent fee structure
  • Secure and regulated platform
  • Real-time transfer tracking
  • Multi-language customer support
Read full description

FTFT Pay FTFT Finance UK Limited FTFT Pay has over 200,000 customers are using our APP. FTFT Pay is a safe and secure portal for you to send money worldwide in a faster and more convenient way. We offer low fees and excelled customer service. We treat every customer as an important member of our company and have ensured that using our APP would be seamless from the start to finish. Join over 200,000 customers who have used FTFT Pay around the world and become part of the family with sending your money fast, secure, and conveniently. Fast Transfers • Send money in seconds. • Receive in less than 24 hours. • All it takes is a few taps on the app. Transparency • No Hidden Fees. • What you see is what you will pay. Keeping your Money Safe • We are licensed and an authorised payment institution. • Have full control over your transfer and see updates on the status of your transfer. • FTFT Finance UK Limited (trading as FTFT Pay) is regulated by the Financial Conduct Authority (FCA) and HMRC And more! • A customer service team that speaks your language. • Track money transfers easily from the mobile app • Exchange rates and fees are constantly updated to make sure your money goes further Send from: Austria, Belgium, Finland, France, Germany, Greece, Italy, Ireland, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovenia, Spain United Kingdom Send to: Austria, Belgium, Bangladesh, Finland, France, Germany, Ghana, Greece, India, Italy, Ireland, Kenya, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Nigeria, Pakistan, Peru Philippines, Portugal, Senegal, Slovenia, Spain, Sri Lanka, United Kingdom The FTFT Pay mobile app has everything you need to send money and track your money transfers quickly and easily. Download today. Keep in touch If at any point you have any questions, contact us on support@uk.ftft.com. Our Customer Support team is here from Monday to Friday, 8:00 am to 17:00 (GMT)

Screenshots

ACE Money Transfer4 screens
FTFT PAY4 screens

Verdict

The call

The clearest difference is review sentiment: FTFT PAY at 100% against ACE Money Transfer's 64%. FTFT PAY also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). ACE Money Transfer's advantage is ratings volume (976 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FTFT PAY holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: ACE Money Transfer has 976 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 64% of ACE Money Transfer's written reviews are positive against 100% of FTFT PAY's.

UpkeepUpdate frequency

ACE Money Transfer ships an update fortnightly, FTFT PAY monthly. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
ACE Money Transfer versus FTFT PAY: the parameters behind the verdict, then further details
ParameterACE Money TransferFTFT PAY
PriceFreeFree
Rating4.7 (976 ratings)5.0 (1 ratings) — better
Positive reviews64.4% of reviews100.0% of reviews — better
Number of ratings976 — better1
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.1 — better
Further details — not scored
Size173 MB20 MB
Age rating4+4+
DeveloperACE Money Transfer LimitedFTFT FINANCE UK LIMITED

Customer experience

ACE Money Transfer

All ratings974 ratings
Positive93.6%
Neutral2.6%
Negative3.8%
Written reviews362 reviews
Positive64.4%
Neutral0.8%
Negative34.8%

FTFT PAY

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

ACE Money Transfer

Reported bugs

3 issues
  • Frequent app crashes
  • Incorrect country flag display
  • Issues with updating bank details

Requested features

4 requests
  • Autofill login details
  • Option to add funds for future transfers
  • Ability to delete beneficiaries
  • Improved in-app notification system

FTFT PAY

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ACE Money Transfer

No in-app purchases

None

FTFT PAY

No in-app purchases

Questions

Is ACE Money Transfer free?
ACE Money Transfer is free to download, with no in-app purchases.
Is FTFT PAY free?
FTFT PAY is free to download, with no in-app purchases.
Which has better reviews, ACE Money Transfer or FTFT PAY?
FTFT PAY is rated higher. ACE Money Transfer averages 4.7 out of 5 from 976 ratings, while FTFT PAY averages 5.0 from 1 ratings.
Do ACE Money Transfer or FTFT PAY have ads?
Neither ACE Money Transfer nor FTFT PAY shows ads.
Which is updated more often, ACE Money Transfer or FTFT PAY?
ACE Money Transfer ships an update fortnightly, and FTFT PAY monthly. Most recently, ACE Money Transfer was updated on November 3, 2026 and FTFT PAY on November 3, 2026.

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