UPTION Para Transferi vs FTFT PAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UPTION Para Transferi
Send money internationally and domestically with low fees. Open a European bank account, get a global spending card, and top up mobile phones abroad. Enjoy fast, secure transactions with multiple payment options.
- International money transfers
- Domestic fee-free transfers
- European IBAN account
- Global spending card
- International mobile top-up
- QR payments
- Payment requests
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People over 130 different nationalities use UPTION to send money! Join them! Send Money to 95 % of the world’s population – 7 billion people. Open an account in seconds and get your personal IBAN. Cross the borders in money transfer Send Money to 176 countries without hidden fees 24/7. You can send Money to an account, cash pickup or card. Besides, you can get your money, which is sent to cash pick up to your UPTION account via “Take into Your Account” feature. You can take money into your account which is sent to the cash pickup via RIA, Contact, Worldremit and Remitly to Turkey by using "Take into Account”. No fees for domestic money transfers Send money to an account or card in domestic without fees. Moreover, there are no excessive usage fees. An UPTION Card to spend worldwide By applying to the UPTION Card from within the application, you can have a card linked to your TL, USD or EUR accounts, and you can use your card online/physically all over the world. Moreover, you will not be effected by the exchange rate difference by changing your linked account at any time. With UPTION Card, you can withdraw/deposit money from any ATM worldwide. Open an account in Europe A first in Turkey! With UPTION, it is now very easy to open an account in Europe. Plus it's free. If you are a Turkish citizen you can open an account with UPTION that you can use in the European region (SEPA region) and have an IBAN. In this way, you can easily and quickly make collection/payment in Europe. International Top Up You can top up the mobile phones abroad with UPTION. You can easily make the transaction by entering phone number from the “International Mobile Top Up” menu. Pay/get paid in seconds Via "QR Payment/Collection", "UPTION Transfer" and "Payment Request via Message" features, you can make and receive payments without any fees. You can top-up your UPTION account From other banks to UPTION IBAN via EFT From all ATMs with UPTION Card From PTT and Vakıfbank ATMs From UPT and Aktif Bank Branches Via “Top UP With Card” feature in the application. You can send money to these countries: Abhazya – Georgia, Aland Islands, Albania, Andorra, Antigua and Barbuda, Argentina, Australia, Austria, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Belarus, Belgium, Benin, Bolivia, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Chad, Chile, Colombia, Comoros, Costa Rica, Crotia, Cyprus, Czechsia, Denmark, Djibouti, Dominican Republic, Ecuador, El Salvador, Eritrea, Estonia, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Guatemala, Guernsey, Guinea, Guinea Bissau, Haiti, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Isle of Man, Italy, Ivory Coast, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Lao People’s Democratic Republic, , Latvia, Liberia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Malawi, Malaysia, Mali, Malta, Mauritania, Mauritius, Mexico, Moldova, Monaco, Montenegro, Morocco, Mozambique, Nepal, Netherlands, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Palestine, Panama, Paraguay, Peru, Philippines, Poland, Porto Rico, Portugal, Qatar, Romania, Rwanda, Russia, Samoa, San Marino, Senegal, Serbian Republic, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Somali, South Korea, Spain, Sri Lanka, Sudan, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, U.S. Virgin Islands, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States of America, Uruguay, Uzbekistan, Vatican, Vietnam, Yemen, Zambia and more Our Partners: RIA, Contact, Worldremit, Remitly, VISA, Mastercard, Inpay, Small World, International Bank of Azerbaijan, Monex, Tranglo, Transfer Galaxy, Terrapay, Al Ansari Exchange, Banka Kombetare Tregtare, Transfast, Alawneh Exchange, Musharbash Exchange, Agro Bank.
FTFT PAY
Send money worldwide quickly and conveniently with low fees and excellent customer service. This secure portal offers fast transfers, transparent pricing, and real-time tracking for over 200,000 users.
- Fast money transfers
- Receive funds in under 24 hours
- Transparent fee structure
- Secure and regulated platform
- Real-time transfer tracking
- Multi-language customer support
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FTFT Pay FTFT Finance UK Limited FTFT Pay has over 200,000 customers are using our APP. FTFT Pay is a safe and secure portal for you to send money worldwide in a faster and more convenient way. We offer low fees and excelled customer service. We treat every customer as an important member of our company and have ensured that using our APP would be seamless from the start to finish. Join over 200,000 customers who have used FTFT Pay around the world and become part of the family with sending your money fast, secure, and conveniently. Fast Transfers • Send money in seconds. • Receive in less than 24 hours. • All it takes is a few taps on the app. Transparency • No Hidden Fees. • What you see is what you will pay. Keeping your Money Safe • We are licensed and an authorised payment institution. • Have full control over your transfer and see updates on the status of your transfer. • FTFT Finance UK Limited (trading as FTFT Pay) is regulated by the Financial Conduct Authority (FCA) and HMRC And more! • A customer service team that speaks your language. • Track money transfers easily from the mobile app • Exchange rates and fees are constantly updated to make sure your money goes further Send from: Austria, Belgium, Finland, France, Germany, Greece, Italy, Ireland, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovenia, Spain United Kingdom Send to: Austria, Belgium, Bangladesh, Finland, France, Germany, Ghana, Greece, India, Italy, Ireland, Kenya, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Nigeria, Pakistan, Peru Philippines, Portugal, Senegal, Slovenia, Spain, Sri Lanka, United Kingdom The FTFT Pay mobile app has everything you need to send money and track your money transfers quickly and easily. Download today. Keep in touch If at any point you have any questions, contact us on support@uk.ftft.com. Our Customer Support team is here from Monday to Friday, 8:00 am to 17:00 (GMT)
Screenshots
Verdict
The clearest difference is review sentiment: FTFT PAY at 100% against UPTION Para Transferi's 28%. FTFT PAY also leads on ads (none vs shown) and rating (5.0 vs 4.7). UPTION Para Transferi's advantage is ratings volume (89 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FTFT PAY holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: UPTION Para Transferi has 89 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 28% of UPTION Para Transferi's written reviews are positive against 100% of FTFT PAY's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and September 29, 2026 respectively.
| Parameter | UPTION Para Transferi | FTFT PAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (89 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 27.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 89 — better | 1 |
| Update frequency | Monthly | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 13.1 — better |
| Further details — not scored | ||
| Size | 172 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | UPT ODEME HIZMETLERI VE ELEKTRONIK PARA ANONIM SIRKETI | FTFT FINANCE UK LIMITED |
Customer experience
UPTION Para Transferi
FTFT PAY
In-app purchases
UPTION Para Transferi
No in-app purchases
FTFT PAY
No in-app purchases









