Comparison

UPpay vs Banco BS2

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UPpay

Make payments effortlessly with a single tap of your phone. Eliminate the need for physical cards or cash when using payment machines.

Highlights
  • Contactless payments
  • Tap to pay
  • No physical card needed
  • No cash needed
  • Simple payment process
Features
Read full description

Você não precisará mais ter que passar o cartão ou andar com dinheiro para pagamentos em máquinas; Com um único toque em seu phone, fazer pagamentos ficou simples.

About

Banco BS2

Manage your company's finances with a comprehensive digital banking solution. Handle accounts, payments, transfers, and Pix, all from your mobile device. Access business credit and corporate card control with ease.

Highlights
  • Centralized financial operations
  • Bill payments and transfers
  • Pix transactions
  • Business credit applications
  • Corporate card management
  • Real-time statement and balance tracking
  • Foreign exchange operations
Features
Read full description

BS2 é Banco. É Infratech. É para sua empresa. O app BS2 Empresas foi desenvolvido para transformar a gestão financeira das empresas com tecnologia, agilidade e segurança. Com mais de 30 anos de experiência, o BS2 oferece um ecossistema completo para centralizar operações financeiras em um só lugar. Gerencie contas, pague boletos, realize transferências e Pix com simplicidade. Solicite crédito empresarial de forma rápida, acompanhe extratos e saldos em tempo real e tenha controle dos seus cartões corporativos. Tudo isso sem burocracia, direto no seu celular. Além disso, o app BS2 Empresas permite realizar operações de câmbio com transparência e suporte especializado, garantindo mais segurança para empresas que atuam no mercado internacional. Ainda não é cliente? Abra sua conta em bancobs2.com.br e descubra como uma experiência simples, segura e completa pode impulsionar a gestão financeira da sua empresa. Atendimento 24 horas pelos canais: Central de Relacionamento: 3003-5202 (Capitais) | 0800 545 5200 (Demais localidades) SAC: 0800 545 5252 | WhatsApp: (31) 97182-8887 Ouvidoria: 0800 726 8889 E-mail: empresas@bancobs2.com.br Baixe o app BS2 Empresas e simplifique a gestão financeira do seu negócio.

Screenshots

UPpay4 screens
Banco BS23 screens

Verdict

The call

The clearest difference is update cadence: Banco BS2 at every 9 days against UPpay's every 2 months. Banco BS2 also leads on ratings volume (105 vs 21). UPpay's advantage is rating (4.4 vs 4.2) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UPpay holds the better App Store score, 4.4 against 4.2. That said, the two scores are not equally well evidenced: Banco BS2 has 105 ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 22% of UPpay's written reviews are positive against 16% of Banco BS2's.

UpkeepUpdate frequency

UPpay ships an update every 2 months, Banco BS2 every 9 days. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
UPpay versus Banco BS2: the parameters behind the verdict, then further details
ParameterUPpayBanco BS2
PriceFreeFree
Rating4.4 (21 ratings) — better4.2 (105 ratings)
Positive reviews22.0% of reviews — better16.1% of reviews
Number of ratings21105 — better
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better18.0
Further details — not scored
Size50 MB119 MB
Age rating4+4+
DeveloperNAYAX BRASIL LTDABanco BS2 S/A

Customer experience

UPpay

All ratings22 ratings
Positive86.4%
Neutral0.0%
Negative13.6%
Written reviews50 reviews
Positive22.0%
Neutral2.0%
Negative76.0%

Banco BS2

All ratings105 ratings
Positive77.1%
Neutral6.7%
Negative16.2%
Written reviews87 reviews
Positive16.1%
Neutral6.9%
Negative77.0%

In-app purchases

None

UPpay

No in-app purchases

None

Banco BS2

No in-app purchases

Questions

Is UPpay free?
UPpay is free to download, with no in-app purchases.
Is Banco BS2 free?
Banco BS2 is free to download, with no in-app purchases.
Which has better reviews, UPpay or Banco BS2?
UPpay is rated higher. UPpay averages 4.4 out of 5 from 21 ratings, while Banco BS2 averages 4.2 from 105 ratings.
Do UPpay or Banco BS2 have ads?
Neither UPpay nor Banco BS2 shows ads.
Which is updated more often, UPpay or Banco BS2?
UPpay ships an update every 2 months, and Banco BS2 every 9 days. Most recently, UPpay was updated on November 11, 2026 and Banco BS2 on November 7, 2026.

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